Seamless Protection for Florida Rideshare Drivers
In Florida, we offer a coverage option designed for drivers like you. . If you are a driver for Uber, Lyft, or any other Ridesharing company this is the insurance coverage you will want to purchase. This product is more than a standard auto insurance policy for your car. It covers the gaps between your present auto insurance and where the Ridesharing Commercial Insurance policy begins. In fact, merely driving for a ridesharing company may void out coverage with your present auto insurance policy. You should check with your insurance agent to see if you are covered to drive for a Ridesharing company.
Avoid a potential gap in coverage...
With Rideshare you can avoid a potential gap in coverage by extending your personal auto insurance coverage when you are logged in on a company's rideshare app and waiting to be matched with your next rider.
What gap? Doesn't the rideshare company's insurance policy cover me when I'm working?
When you log in to the rideshare company's app, you could be faced with a coverage gap that could require you to pay for damages out of your own pocket, in the event of a claim.
Doesn't my personal auto insurance policy cover me when I'm driving for a rideshare company?
Many personal auto insurance providers may exclude coverage during certain timeframes when you are using your vehicle as a rideshare driver.
What does Rideshare cover?
Rideshare in Florida extends your personal auto insurance coverage through Periods 0 and 1 as shown below. Your full rideshare coverage ends when you accept a ride request in the app (Period 2). When you drop off the passenger at their destination Rideshare coverage once again applies while you are still logged into the app and until you accept your next ride request.
Please give us a call at 813-972-1947 and we will give you a no obligation quote for Florida Ridesharing Insurance. You may find that this auto insurance policy may be less than what you are presently paying for your Florida car insurance. You can also fill out the contact page below with your information and we will email you back a quote.
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Colucci Cheap Insurance of Tampa Florida writes all lines of commercial insurance and we cater to the small business owner. If you have had difficulty getting the coverage you need for your business, call our office at (813) 972-1947. We represent numerous insurance companies specializing in commercial insurance policies and can provide coverage throughout the State of Florida. | ![]() |
Tow Trucks | Dump Trucks | Semi Trucks | Tractor Trailers
Car Carriers | Auto Transporters | Non Emergency Medical Transport
Household Movers | Cargo | Long Haul | MTC Filings | Taxis
Limousines | Commercial Property | Liquor Liability | Long Haul Trucking
Charter Bus | Delivery Vans | Airport Shuttle Vans | Non Trucking Liability
Bobtail | Florida Workers Comp
Click Here for a Florida Commercial Auto/Truck/Cargo Insurance Quote
Click here for a Florida Garage Liability Insurance Quote
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We have been offering Business Insurance in Tampa Florida for close to 30 years. So if you are looking for low cost business insurance you need to give us a call. We offer many types of commercial insurance for Florida businesses from Florida Workers Comp to General Liability Insurance.
We also offer Affordable Florida Commercial Auto Insurance and Commercial Truck Insurance Featuring Low Down Payments and EZ Monthly Installments. We have access to many markets for Florida Truck Insurance making sure you get the Lowest Possible Insurance rate on your Truck. We have low Cost Commercial Auto Insurance programs for Dump trucks, Tow Trucks, Box trucks, Charter bus, Auto haulers, Car Carriers, Delivery Vans, Long Haul Trucking, Tractor Trailers, Semi Trucks and Non Trucking Liability such as Bobtail Insurance. If it has wheels, we have a commercial auto insurance market for you. Please give us a call at 813-972-1947 to start saving money today!
We also have some of the Lowest Commercial Auto Insurance Rates in Tampa Florida for Taxi’s, Limo’s, Airport Shuttles and Non-Emergency Medical Transport Insurance. Taxi’s and Limousine’s have special types of insurance requirements in Tampa. You must obtain a Hillsborough County Public Driver’s License and a for-Hire Vehicle Permit on your Taxi or Limousine. You will also need to show proof of commercial auto insurance of 125/250/50 for every Taxi and Limousine you wish to register. For further info on registering a taxi or limo in Tampa please click on this link https://www.hillsboroughcounty.org/en/residents/citizens/consumer-issues/vehicle-for-hire-services
In Florida Commercial Auto Insurance requirements vary upon the GVW of your truck. For Example minimum liability for Florida Dump Truck insurance is $50,000 for a Light Dump Truck (26,000GVW to 35,000 GVW). A medium size Dump Truck (35,000 GVW to 44,000 GVW) requires 100,000 of Commercial Auto insurance. A heavy Dump Truck (over 44,000 GVW) requires the most insurance, $300,000 of Liability insurance. If your Dump truck crosses state lines then you are required to carry $750,000 of insurance on your Dump Truck. The same insurance requirements apply for Tow Truck insurance. For instance in Florida Tow Truck Insurance requirements are $50,000 for light Tow Trucks. Medium sized Tow Trucks are required to carry $100,000 of commercial auto insurance. Heavy tow trucks are required to carry $300,000 of liability insurance. In addition to these insurance requirements it is highly recommended that tow truck operators carry on hook insurance coverage. On hook insurance covers the car you are towing and is a must for tow trucks. If you’re looking to save money on Tow Truck Insurance or Dump Truck Insurance please give us a call at 813-972-1947.
For tractor trailer insurance and semi-truck insurance we have several markets to choose from. Doesn’t matter if you’re looking for long haul insurance, or if you just do local hauling between Tampa and Miami, we have an insurance market for your tractor trailer and semi-truck. Because we’ve been around for almost 30 years we will get you the lowest possible insurance quote on your tractor trailer and semi-truck. For a Florida Tractor trailer Insurance quote on your semi-truck please give us a call at 813-972-1947 or scroll up the page and go to “click here for a Florida Commercial Auto/Truck/Cargo Insurance quote”. In Florida a major factor in receiving an Affordable Insurance quote on your tractor trailer and semi-truck is your Safer rating with the DOT. To check on your rating please click on this link https://safer.fmcsa.dot.gov/
If you’re operating under someone else’s authority we offer Non Trucking Liability Insurance commonly referred to as Bob Tail Insurance. Non Trucking Liability and Bobtail Insurance is when you use your Truck for non-business purposes such as not pulling a load on your return trip or personal errands that are not business related. For a non-trucking liability and bobtail insurance quote please give us a call at 813-972-1947.
For the trucking industry we also offer Florida Cargo Insurance. Cargo insurance is sometimes referred to as motor truck cargo insurance or MTC. Cargo insurance is a must for anything transported by a truck. Cargo insurance covers what a truck is hauling in transit. If you have truck insurance but do not carry cargo insurance you can be at serious financial risk. That is why Cargo insurance is a must for anything hauled by trucks. If you cross state lines you will need Cargo Filings.
If you own a business in Florida you need General liability Insurance. We offer Affordable General Liability Insurance with Low Down payments. If you do not carry General Liability Insurance you can put your business in serious financial jeopardy. Commercial general liability insurance is a broad type of insurance for different business risks, thus the name general liability insurance. It is important to have completed operations under your general liability insurance policy. Completed operations cover your business financially after a product or service has been delivered or accepted. General liability Insurance claims can linger for years after a product or service has been provided. For a General Liability Insurance quote for your business please give us a call at 813-972-1947 or click the banner at the top of this page labeled “Get Your Free General Liability Insurance Quote Instantly”. You will then receive a Florida General Liability Insurance quote for your business.
We also offer Garage Liability Insurance. Our Garage Liability insurance policy’s offer Low Down Payments. Garage Liability Insurance is insurance for Car Dealers, Auto Repair Shops, service stations, and tow truck operators as well as some other business risks. We have many programs for garage liability insurance enabling you to receive the lowest possible rate for your business. For a quote on Florida garage liability insurance please call our office at 813-972-1947.
We also offer Liquor liability insurance for drinking establishments. Liquor Liability Insurance is a must for bars, taverns, night clubs, package stores or any business that sells or serves Liquor. Simply put liquor liability insurance protects you from lawsuits for bodily injury and property damage from an intoxicated person served liquor by the policy holder. For a Florida liquor liability insurance quote please call our office at 813-972-1947. For individuals we also offer Host Liquor Liability Insurance. Even if you do not charge for drinks if you serve liquor at a private or business function you can be found liable. Host liquor liability insurance is designed to cover your liability as a host.
In Florida Workers Comp Insurance is required for all Businesses that have employees. There are severe penalties in Florida for not carrying workers compensation insurance. Minimum Florida Requirements for Workers Comp Insurance are $100,000 per occurrence, $500,000 aggregate, and $100,000 per disease. Sometime payroll leasing is a better option for small employers. We have access to employee leasing companies in addition to workers comp insurance companies. If you’re in the construction industry and have less than 3 employees you can apply for a workers comp exemption. To apply for a Florida Workers Comp exemption go to this website https://www.myfloridacfo.com/Division/WC/Employer/Exemptions/
Another Important Business risk we offer is Commercial Property insurance. Commercial property insurance protects commercial risks from such risks as fires, theft and windstorms. Commercial property can consist of either your contents or a building you own. In Florida Commercial Property Insurance has unique hazards that you may not find in other states such as hurricanes and sinkholes.
A new business risk has evolved since the internet has become popular. Cyber Liability Insurance is a must for any business that transacts business online or takes payments online. More and more general liability Insurance policies are now excluding cyber liability. Real simply a cyber liability insurance policy protects a business from cyber-crime and data breaches.
Lastly a business should also consider a Commercial Umbrella Insurance policy. Sometimes an umbrella is referred to as an excess liability insurance policy but they are actually different types of policies. Excess Liability Insurance tends to be more restrictive than a true Umbrella policy. A commercial Umbrella policy is designed to offer an extra layer of coverage on top of your other commercial insurance policies. That is why most umbrella policies requiring some sort of underlying coverage. For example they may require that you have a $1 million commercial auto insurance policy and general liability insurance of at least $1 million as well. However in some cases an Umbrella can provide additional insurance coverages not included in the underlying policy. An excess liability policy will not provide that extra level of protection. It is important that you read the details of your policy to see what is covered and what is not.
To request a certificate of insurance please email:
certificates@colucci-insurance.com
Please include your name, policy number, and
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We have been offering Cheap Auto Insurance in Tampa Florida for over 30 years. In that time we have built relationships with Florida Auto Insurance Companies that can offer you the most Affordable Car Insurance rates. Most of our Auto Insurance carriers offer Low Down Payments and EZ monthly payments. We can write auto insurance throughout the state of Florida.
In Florida Auto Insurance is required. In order to register your car in Florida you need to show proof of auto insurance. The minimum liability limits required by Florida for auto insurance is $10,000 Personal injury protection (PIP), and $10,000 Property Damage Liability unless you are required to do a filing on your auto insurance such as an SR22 or FR44. Basically a filing is a form attached to your Auto Insurance Policy. We also offer Florida non-owner insurance if you need an SR22 or FR44 and you don’t own a car.
If you would like a cheap Florida auto insurance quote just click on the banner at the top of this page labeled “Get Your Free Auto Insurance Quote Instantly”. You will receive an instant Cheap Florida car insurance quote 24 hours a day. If you like the quote you can even purchase your car insurance online. If you prefer to talk to a live agent just give us a call at 813-972-1947 or select the form at the bottom of this page where a live agent will contact you for a Florida auto insurance quote.
If you’re new to Tampa you may find auto insurance is different than what your use to. Major reason is auto accidents and car insurance Fraud. Tampa is one of the leading cities in the nation for staged car accidents and insurance fraud. That is why car insurance in Tampa tends to be higher than other areas of the country. However you can still find Cheap Affordable Car Insurance in Tampa. That is where we come in. We deal with multiple car insurance companies giving you the most affordable coverage options. Let our agents find you the lowest car insurance for you.
In Florida there are two types of SR22 Filings. One is a non-cancellable SR22, the other for financial responsibility. If you are caught driving in Florida without the required auto insurance you will have to file a non-cancellable SR22. A Florida Non-Cancellable SR22 requires the minimum Florida Auto Insurance requirements of $10,000 PIP and $10,000 Property Damage Liability. The kicker is you are not allowed to make installment payments. You must prepay your policy in full for 6 months and you cannot cancel your auto insurance at any time, thus the name non-cancellable.
The other type of SR22 in Florida is for financial responsibility. This type of SR22 is required whenever you are involved in a car accident and either do not have car insurance or are not carrying enough auto insurance to cover the damage you are held liable for, as well as for certain other traffic infractions. In Florida this type of SR22 requires you not only to have the minimum auto insurance requirements of $10,000 PIP and $10,000 Property Damage Liability but also bodily injury Liability of $10,000 per person and $20,000 total per accident.
In Florida FR44 insurance is required if you are convicted of various drinking violations. The minimum Florida Auto Insurance Liability requirements for an Fr44 filing if you own a vehicle is $10,000 PIP, $50,000 Property damage liability, and Bodily injury liability of $100,000 per person injured and $300,000 per accident. If you don’t own a car you will be required to purchase a non-owners auto insurance with an FR44 filing attached to the policy. In many instances an FR44 may be required to be non-cancellable like certain SR22 filings. For a Florida FR44 insurance quote please give us a call at 813-972-1947.
We also offer commercial auto insurance. For more information on commercial insurance please visit our business insurance page by clicking here.
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