Cheap Car Insurance Oldsmar- Low Down and EZ Payments 813-972-1947

Cheap Car & Auto Insurance quotes in Oldsmar including SR22 and FR44 insurance. General Liability Insurance. Commercial Auto and Truck Insurance.

Cheap Car & Auto Insurance Quotes Oldsmar

Cheap Car and auto Insurance Quotes in Oldsmar is what we have been doing for over 34 years. Providing auto & car insurance quotes in Oldsmar feature Low Down and EZ Payments is what we do best. Being a long time insurance agency has enabled us to secure contracts with the Cheapest car insurance companies offering auto insurance quotes in Oldsmar. Since we are independent we will get you multiple Oldsmar auto quotes ensuring that you received the lowest possible car insurance quote.

Why choose Colucci Insurance?

With so many auto insurance agents in Oldsmar why choose us for car insurance quotes? Colucci Insurance is a family owned and locally operated insurance agency that opened its doors in 1990. Primarily offering quotes on Oldsmar car insurance, business insurance, general liability insurance, Aviation Insurance, commercial auto and truck insurance. Secondly we are unaffiliated with any organization and will always find you the lowest most affordable car quotes insurance in Oldsmar. Our loyalty is to you, not some national chain.

Thirdly Colucci Insurance is not an out of state call center or phoney google profile. Colucci has an actual physical office customers can come to. Lastly but most importantly our customers always come First! In 2016 we held a customer appreciation party in recognition of our 25th anniversary. Further details of our insurance agency can be found on our about page along with photos of our 25th anniversary party About Colucci Insurance.

Colucci Insurance 25th anniversary party

Car Insurance in Oldsmar is Mandatory

Presently car Insurance in Oldsmar is mandatory as throughout Florida. Likewise Minimum auto liability insurance limits in Oldsmar on cars are:

$10,000 Personal Injury Protection (PIP) – Florida No Fault auto insurance.

$10,000 Property Damage Liability Insurance.

Additional insurance car requirements in Oldsmar are required for SR22 auto insurance and FR44 insurance.

Further details on auto insurance requirements in Oldsmar on cars & trucks can be found on the Florida Department of Highway Safety and Motor Vehicles website FLHSMV.

How To Save Money On Auto Insurance in Oldsmar

Unquestionably people are looking for ways to save on auto insurance. But how? Here are some items you need to do:

1) Meanwhile try raising your deductibles. Raising your deductibles may be a way of reducing your car insurance quotes in Oldsmar.

2) Moreover always try to maintain continuous auto insurance coverage. Car Insurance companies in Oldsmar will give discounts on their quotes for continuously auto insurance coverage.

3) Home Ownership. Additionally Oldsmar insurance companies give car insurance discounts on quotes when you own your home.

4) Credit scores. More and more auto insurance companies are using credit as a rating factor in quotes for Oldsmar car insurance.

5) Avoid Insurance companies that engage in price optimization. Optimal pricing is a new strategy by some insurance companies by using artificial intelligence in the rate making process. Basically what this is they use computer algorithm to predict how likely you are to shop around. Explicitly for customers who generally don’t shop around they will assign the higher premiums. Similarly for customers who are predicted to shop around, they tend to get the best rate.

6) Utilize the services of an independent insurance agent who will obtain multiple auto insurance quotes in Oldsmar.

Cheap SR22 Auto Insurance Quotes Oldsmar 813-972-1947

Therefore if you have to obtain SR22 insurance in Oldsmar your driver’s license & car registration is suspended. Regardless checking the status of your drivers license is easy Florida Drivers License Check.

Good news is that we have cheap and affordable SR22 auto insurance quotes in Oldsmar for cars and trucks. Surprisingly there 2 types of SR22’s. An SR22S and and SR22 for financial responsibility.

SR22S

An SR22S is generally for people who were cited for driving their car without insurance in Oldsmar. Originally this type of SR22 was non cancelable. Basically what this meant is you had to pay for this policy in full. Additionally you were never able to cancel your insurance. As of November 2023 the SR22S is no longer non cancelable. Accordingly you can now make monthly payments on this type of SR22.

The minimum liability limits for a SR22S are:

Personal Injury Protection $10,000.

Property Damage liability insurance $10,000.

Standard SR22 - Financial Resposibility

Another type of SR22 is for financial responsibility. Hence this is the more typical SR22. Presently this SR22 is required when you are involved in a car accident in Oldsmar with no or not enough insurance. Minimum liability limits for this SR22 are:

$10,000 Personal Injury Protection.

$10,000 Property Damage Liability insurance.

$10,000/$20,000 Bodily Injury Liability Insurance.

If you don’t own a vehicle you will have to obtain a non owners insurance policy. The difference between an owners policy and a non owners is that PIP is not offered on non owners insurance.

Subsequently further details on SR22 car Insurance in Oldsmar can be found on our SR22 insurance page. SR22 Insurance Oldsmar.

Cheap FR44 auto Insurance quotes Oldsmar

An FR44 insurance filing in Oldsmar is specifically needed when you are convicted of drinking your car under the influence of alcohol or illegal drugs. FR44 is also a form attached to your Oldsmar car insurance policy verifying you have certain coverages. FR44 insurane in Florida requires minimum liability limits of:

$10,000 Personal Injury Protection.

$50,000 Property Damage Liability Insurance.

$100,000/$300,000 Bodily Injury Liability Limits.

Again if you don’t own a vehicle you will have to obtain a non owners policy. PIP is unavailable on non owners policy’s.

Additionally a court in Florida FR44 insurance cases may require you install a breathalyzer in your car.

Besides further details of FR44 insurance Oldsmar can be found on our FR44 insurance page. FR44 Insurance Oldsmar.

General Liability Insurance Oldsmar

General Liability Insurance in Oldsmar is also available. Afterall no business insurance in Oldsmar is complete without a general liability policy. A general liability policy will protect your business from unforeseen financial risks. Our Oldsmar general liability policy’s cover a wide range of different businesses. From artisan contractors to retails stores and beyond. Call 813-972-1947 for a general liability insurance quote in Oldsmar. Meanwhile further information on Oldsmar General liability insurance can be found on our general liability insurance page General Liability Insurance Oldsmar.

Commercial Auto and Truck Insurance Oldsmar

Cheap commerical auto and truck insurance quotes in Oldsmar is another program we offer. The Oldsmar commercial auto insurance quotes we provide for your truck are second to none. On commercial auto insurance quotes we have access to all the major markets for cheap truck insurance in Oldsmar. For artisan contracters in Oldsmar we have several markers for cheap commercial auto insurance quotes. Next time you need a quote on Oldsmar commercial auto and truck insurance please contact our commercial department at 813-972-1947. Likewise further info on our Oldsmar commercial auto and truck insurance quotes can be found on our commercial auto and truck insurance page Commercial Auto and Truck Insurance Oldsmar.

We also offer Cheap Car Insurance quotes all over Florida

Additionally we also offer cheap car insurance quotes throughout Florida Car Insurance Florida. In addition we also offer cheap auto insurance quotes in these Tampa Bay communities: