Cheap Car and Auto Insurance quotes St Petersburg Florida FR44 SR22 Low Down and EZ Payments! 813-972-1947

Cheap Car and commercial auto insurance quotes in St Petersburg Florida including SR22 FR44 insurance is what we do best. Additionally these St Petersburg cheap car & Florida commercial auto insurance quotes feature Low Down and EZ payments. The best part these St Petersburg cheap car insurance quotes on your auto are from a local independent Florida agent. Also we offer cheap Florida general liability and commercial auto insurance quotes for most trucks in St Petersburg. Including Florida Hotshot insurance trucking in St Petersburg.  Significantly Colucci Insurance has been offering cheap Florida car and auto insurance quotes in St Petersburg for over 34 years. We have partnered with Florida cheap car insurance companies in St Petersburg offering quotes on your personal auto. Whereas you receive the cheapest and lowest quotes possible on your car for Florida auto insurance in St Petersburg.

When looking for Florida cheap car insurance quotes in St Petersburg you want an experienced agent you can trust. Obviously we know the Florida car and commercial auto insurance market in St Petersburg. After all we’ve been doing this for over 34 years. Experience does matter in searching for Florida cheap car and auto insurance quotes in St Petersburg. The value of an Insurance agency brings to you is with the companies they represent. You’ll find that we represent the most affordable Florida auto insurance companies offering cheap car quotes in St Petersburg.

Finding cheap Florida car insurance quotes in St Petersburg should not be a chore. Being an independent car insurance agent we make it easy for you. Significantly we represent many affordable and cheap Florida car insurance companies in St Petersburg offering quotes on your auto. Call 813-972-1947 for cheap car and auto insurance quotes in St Petersburg Florida. Our motto is  WE DARE YOU TO COMPARE!

Why choose Colucci auto insurance for cheap Florida car insurance quotes in Petersburg? Real simple. We’re a Florida based family owned independent insurance agency. Accordingly we’ve been in business for over 34 years. In that time we have been able to attract affordable cheap car insurance companies offering auto quotes in St Petersburg. Experience does matter in getting cheap & affordable Florida car insurance quotes in St Petersburg on trucks & auto. Furthermore our loyalty is to you not some national chain. Being an independent Florida insurance agent we will always do what is in your best interest.  But most importantly being unaffiliated means that serving You is our number one priority.

Best words to describe us are service, trust and experience. Above all when contacting us you can feel comfortable your dealing with an agent actually in Florida. We definitely are not one of those fake google out of state call center profiles. (Surely you have seen those advertisements for Florida cheap car insurance quotes in St Petersburg). We have a real and actual office in Florida customers can come to.

In 2016 we held a customer appreciation party in observance of our 25th year anniversary. In attendance were customers and local dignitaries. Go to our about page for further information about Colucci Insurance and to view photos of the party. About Colucci Insurance. 

Call us at 813-972-1947 for Florida cheap auto insurance quotes on your car or truck in St Petersburg. It’ll be the best call you ever made in saving money on Cheap Florida auto insurance quotes in St Petersburg.

Undeniably your looking for cheap Florida car insurance quotes in St Petersburg on your auto. But what’s the best way in finding cheap car insurance quotes in St Petersburg? The days skimming through the St Petersburg yellow pages looking for cheap car & auto insurance quotes are definitely over. Maybe go online using the search term “cheap car and Florida commercial auto insurance quotes in St Petersburg”. But do you really want cheap car insurance quotes in St Petersburg from a call center 4300 miles away? What if you had a claim? Good luck on getting it paid. Especially if its from a no named company where your call is routed overseas.

Doesn’t it make a lot more sense to get St Petersburg cheap car insurance quotes from a Florida auto agent. A St Petersburg independent car agent who represents several Florida companies for cheap auto insurance quotes? A Florida auto insurance agency who for over 34 years been providing cheap car insurance quotes in St Petersburg. A local Florida independent auto insurance agent who will always do what’s in your best interest.

Start saving money today! Call 813-972-1947 for Cheap Florida auto insurance quotes on your car in St Petersburg. It just takes one phone call to find cheaper Florida car & commercial auto insurance quotes in St Petersburg. You’ll be glad you called us.

When searching for Florida cheap Car insurance in St Petersburg are the quotes on your auto not affordable? Undoubtedly you have contacted one of those fake google out of state call centers for a car insurance quote. There the ones who put a fake local address in google advertising Florida cheap car insurance quotes in St Petersburg. Meanwhile there in a call center 4300 miles away out west or overseas giving you a car insurance quote. Unquestionably they do not understand the Florida and St Petersburg auto insurance market like we do for cheap car quotes. Surprisingly they may not even be insurance agencies or companies. Consequently they are actually lead generation companies. Chiefly they sell your information to insurance agents across the country regarding your car quote request. Especially that’s why you get so many sales calls from contacting just one of these sites for car insurance quotes.

You can feel comfortable contacting us for St Petersburg cheap car and commercial auto quotes your using a Florida agent. Furthermore we never sell anyone’s information. Your privacy matters to us. We’ve been helping residents of St Petersburg for over 34 years  find cheap Florida auto insurance quotes. Accordingly we will always provide you with cheap affordable car & Florida commercial auto insurance quotes in St Petersburg. Most importantly with Low Down & EZ Payments on car insurance quotes. Even on Florida Hotshot Trucking and Transport insurance quotes in St Petersburg.

It just takes one phone call to find out. For cheap Florida auto insurance quotes in St Petersburg call FL 813-972-1947. It will be the best call you made finding the cheapest auto insurance quotes in St Petersburg on your car.

Firstly there are many factors that go into cheap car insurance quotes in Florida. Certainly a cheap car insurance quote still means an estimate of what your insurance will cost. Meanwhile 30 years ago a St Petersburg auto insurance agent took information and completed an application for your quote. Likewise the cheap car quote was based on the information you supplied to the St Petersburg insurance agent. However the final rate wasn’t determined until your insurance policy was issued. That generally took around  30 days. Many times the policy would be issued with an additional premium after your motor vehicle report as well as other underwriting information was determined.

Also in much earlier times there were only 3 rating categories for cheap car insurance quotes. One for under 21 years old. Another between 21 year old and 25. Lastly for over 25 or married. With computers there are literally hundreds of different rating factors that go  into cheap car insurance quotes in St Petersburg Florida.

Fast forward to today. There are hundreds of  factors that determine cheap car insurance quotes. Consequently with with the introduction of computers and the internet the process is undeniably quicker. Because it no longer takes 30 days to get a Florida auto insurance policy issued. Consumer reports are pulled at time of binding. Auto Insurance policy’s are issued immediately in your agents St Petersburg office and your quote is much more accurate. In St Petersburg Call 813-972-1947 for Florida cheap auto insurance quotes on your car.

Since 1971 Florida is a no fault state. Florida is one of only 12 states that still mandate No Fault Insurance. Florida requires $10,000 worth of PIP benefits. Basically it pays for medical expenses and if applicable loss wages and death benefit to Florida residents injured in car accidents. Overall it is a rather broad coverage. Please consult a Florida auto insurance agent for full details of the Florida no fault statue.

Presently Florida requires $10,000 of property damage liability insurance. This coverage is for damage to property of others you are legally liable for in a car accident. For instance it may pay for damages to the other party’s vehicle or a fence you may have driven into. 

Particularly this the portion of insurance that pays for injuries to others that you are legally liable for when your at fault in an accident. Secondly it may also help with legal fees if your being sued because of the car accident. People who have to file SR22 and FR44 in St Petersburg Florida will have to purchase bodily injury liability insurance. This is an optional coverage in Florida however you should not reject it. Please consult with a Florida auto insurance agent to explain all the details of bodily injury liability insurance.

Generally uninsured motorist will pay injuries caused by another at fault party who does not have insurance or not enough insurance such as bodily injury liability. In Florida PIP coverage is primary over uninsured motorist. In Florida uninsured motorist is only for injuries, not for property damage. If you do not want to purchase uninsured motorist coverage Florida requires you to sign a rejection form. Additionally when purchasing uninsured motorist you must select either stacked or unstacked coverage. Basically stacking means when you have more than one vehicle you can stack your limits of coverage. There is a premium charge for stacking your uninsured motorist coverage. Since uninsured motorist is another broad coverage in Florida please consult with a Florida insurance agent for a full definition of the Florida uninsured motorist statue. 

Also known as med pay. This is an optional coverage in Florida to pay for medical expenses in car accidents. Since Florida is a No Fault state, PIP is primary over medical payments coverage in Florida. Moreover medical payments supplement your personal injury protection benefits, but is not as broad as PIP.

Basically this coverage is for damages to your car other than a collision. Some examples are vehicle theft, vandalism, foreign or missel object hitting your vehicle, fire, flood, windshield claim, etc… This coverage is required by most lienholders when you have a car loan. Usually this coverage is purchased in combination with collision.

Sometime this is referred to as physical damage insurance. Chiefly collision coverage is when your vehicle collides with another vehicle or object. This coverage is also required by most lienholders and is usually sold in combination with comprehensive coverage.

Pays a death benefit and certain medical expenses for loss of limb in a car accident. In Florida PIP coverage is primary however some policy’s allow the payments to be supplementary. Consult with a Florida insurance agent for full details.

Reimburses you for towing and car rental expenses as a result of a car accident.

Coverage for non owned vehicles you drive. Non owners insurance is an excess policy over the insurance of the owned vehicle. Always check to see the vehicle your driving primary insurance is in force. In St Petersburg people needing SR22 FR44 Florida insurance who don’t own vehicles obtain cheap Florida non owners auto quotes.

St Petersburg residents Call 813-972-1947 for cheap Florida car insurance quotes on your auto.

The minimum requirements for auto insurance in St Petersburg and through out Florida are:

$10,000 in Personal Injury Protection (PIP) No Fault Insurance

$10,000 Property Damage Liability Insurance

Further details on Florida auto insurance requirements can be found on the Florida Department of Highway Safety and Motor Vehicles website FLHSMV.

Additional insurance requirements are required for Florida SR22 and FR44 filings in Clearwater.

Car insurance is mandatory in Florida. Furthermore your Florida drivers license can be suspended for failure to keep your car insurance in force. Check the status of your Florida License to see if it is valid by going here. Florida Drivers license Check.

Meanwhile call 813-972-1947 to get cheap Florida car and auto insurance quotes.

For cheap online car insurance quotes in Florida go to our auto insurance page. Cheap Florida Auto Insurance Quotes St Petersburg. 

When looking for Florida cheap car insurance St Petersburg don’t sacrifice important coverage’s you need for affordability. At Colucci Insurance we can do both! We’ll match you with St Petersburg cheap car insurance that fit into your budget. Furthermore we’ll provide you with important insurance coverages you need  in St Petersburg that you can afford. Instead of reducing your coverages try these money saving tips:

1) Slow Down. According to the National Safety Council speeding and other traffic violations are the leading cause of accidents. National Safety Council. 

2) Texting and driving are another major cause of accidents So put down your phone. In 2022 the National Highway Traffic safety Administration reported 3308 people lost their lives due to distracted driving. National Highway Traffic Safety Administration. 

3) If your planning on consuming alcohol call a ridesharing company. Better yet use a designated driver. Particularly the National Center for Drug abuse statistics reports over 10,000 live a year are lost to drunk driving. National Center for Drug Abuse Statistics. 

4) Finally shop around for Affordable car insurance quotes with an independent Florida auto insurance agent. Contact car insurance agents with more than one insurance company and receive multiple cheap auto insurance quotes. Most people are unaware that auto insurance companies in St Petersburg engage in optimal pricing for affordable car insurance quotes.

For affordable car insurance call 813-972-1947.

Save money on car insurance quotes in by avoiding Florida auto  companies that do price optimization. Optimal pricing is a computer algorithm car insurance companies use in Florida for quotes to predict customer behavior.  Basically it predicts how likely a customer will shop around when their policy comes up for renewal. Surprisingly customers who never shop around will generally receive a higher auto insurance quotes. Consequently customers who Florida car insurance companies predict are more likely to shop around will get the cheapest auto quotes. Significantly with AI this is happening more. Avoid being a victim of optimal pricing. Moreover utilize the services of a Florida independent car insurance agent who will get multiple cheap auto quotes.

For Florida car insurance quotes call 813-972-1947.

When you need Cheap Florida SR22 auto insurance quotes in St Petersburg call 813-972-1947. Because we offer cheap and affordable Florida SR22 auto insurance quotes in St Petersburg. In fact we represent most of the Cheap Florida Insurance companies offering SR22 auto insurance quotes in St Petersburg. You will always get the most affordable and cheapest Florida SR22 auto insurance quotes in St Petersburg with us.

Actually a Florida SR22 in St Petersburg isn’t actually car insurance. Basically its a certificate added to your Florida car insurance policy attesting your carrying certain auto coverages in St Petersburg. It use to printed on a pink sheet of paper you brought to the Florida Department of Highway Safety and Motor Vehicles to get your license reinstated. However today it is transmitted electronically.

Significantly we represent the cheapest Florida auto insurance companies offering quotes on SR22 insurance in St Petersburg. Best of all LOW DOWN & EZ payments on cheap St Petersburg SR22 auto insurance quotes. With us you’ll always the receive cheapest car insurance quotes on Florida SR22 auto insurance in St Petersburg.

Equally important there are two different types of Florida SR22’s available for cheap auto insurance quotes in St Petersburg. Chiefly one SR22 is for driving in Saint Petersburg without Florida insurance. The other one is for financial responsibility. Basically for its  getting into accidents without Florida insurance. They are correspondingly labeled as just an SR22 and SR22S. You need competent Florida insurance agents to guide you through the complicated SR22 insurance process in St Petersburg. Call 813-972-1947 for car insurance quotes.

For people in St Petersburg who don’t own a vehicle we offer cheap Florida non owners auto SR22 Insurance quotes.

When looking cheap auto insurance quotes on your car in St Petersburg purchasing the wrong Florida SR22 can be costly. Obtaining the wrong cheap SR22 auto insurance in St Petersburg will result in your Florida license to be suspended again. You’ll also have pay Florida another reinstatement fee after showing proof of the correct St Petersburg SR22 car insurance. Of utmost importance! Beware of purchasing St Petersburg SR22 auto insurance from out of state call centers offering cheap Florida car insurance quotes. They will not know the difference between the two Florida SR22’s insurance in St Petersburg. Why? Because St Petersburg SR22s insurance are strictly for Florida. No other state requires the SR22s!

How will you know which cheap Florida SR22  auto insurance quote you’ll need in St Petersburg? Real simple. Particularly just look at the Florida case number to your St Petersburg SR22. When the case number starts with 2 you need Florida SR22s car insurance quotes in St Petersburg.

When you need a car insurance quote call 813-972-1947.

Explicitly this is the St Petersburg SR22 Florida insurance that is unique. Florida is the only State that requires this SR22 insurance car in St Petersburg. When the case number for your St Petersburg SR22 begins 2 on your car you’ll need cheap SR22s auto insurance quotes. In St Petersburg you generally need SR22s when driving your car without Florida Insurance. Furthermore in St Petersburg the minimum insurance liability insurance limits for Florida SR22s insurance are:

$10,000 Personal Injury Protection – PIP – Florida No Fault Auto Insurance.

$10,000 Property Damage Liability Insurance.

In St Petersburg call 813-972-1947 for cheap Florida SR22 car insurance quotes on your auto.

Meanwhile the other Florida SR22 insurance required in St Petersburg is your typical SR22 quote found elsewhere. Specifically this cheap St Petersburg SR22 auto insurance quote is for Florida Financial  Responsibility. You’ll generally need cheap SR22 Insurance quotes in St Petersburg for getting into car accidents without auto Florida insurance. Sometimes you’ll also need this cheap St Petersburg SR22 quote for not having enough auto insurance on you car. Such as Bodily injury liability insurance. Conversely this is why you should always carry the optional Bodily injury liability auto insurance in Florida. Lastly too many points on your license you’ll be required to carry this cheap St Petersburg SR22 auto insurance. The minimum Florida liability insurance limits on this St Petersburg SR22 is:

$10,000 PIP. Personal Injury Protection – Florida NO Fault Auto Insurance.

$10,000 Property Damage Liability Insurance.

Additionally you will have to purchase on this St Petersburg SR22 insurance:

$10,000/$20,000 Bodily Injury Liability Insurance.

For Florida cheap SR22 car insurance quotes on your auto in St Petersburg call 813-972-1947.

Further information on Florida cheap SR22 car insurance quotes on your auto in St Petersburg go to our SR22 page. Cheap Florida SR22 Auto Insurance Quotes St Petersburg. 

Don’t let the cost of FR44 insurance in St Petersburg break the bank. Call 813-972-1947 for cheap Florida FR44 auto insurance quotes in St Petersburg.

You may be wondering why auto insurance in Florida is so much more expensive than other states. Its a good question to ask. Yes cheap auto Insurance is definitely different in Florida from what your use to. But why is that?  First of all Florida is one of only a dozen states that still requires No Fault Insurance. States with no fault insurance tend to have higher premiums because your insurance will pay out regardless of fault (Injuries only in Florida). Also do to its rapid population growth Florida leads the country in car accidents and auto insurance fraud. All of this leads to higher claims cost. This is why Florida cheap auto insurance tends to be more expensive than other states.

However you can still find affordable Florida auto insurance quotes in St Petersburg. That’s where we come in. Colucci auto Insurance of St Petersburg deals with multiple Florida car insurance companies giving several cheap quotes and coverage options. Likewise our Florida auto insurance agents will give you the cheapest St Petersburg car insurance quotes. Since we represent multiple cheap Florida auto insurance companies in St Petersburg you will never overpay for car insurance quotes. There is a reason we have been offering cheap Florida car insurance quotes in St Petersburg for over 34 years. Call 813-972-1947 to start saving today on cheap Florida Car insurance quotes in St Petersburg.

Good question. The cost of cheap auto insurance on your car in Florida is based on many factors. There are hundred of different rating classes that determine what cheap Florida car insurance quotes will cost in St Petersburg. Florida  insurance car companies will pull consumer reports to determine the quote you’ll pay for Florida cheap auto insurance. Secondly look at your driving record to determine your car insurance quote. Additionally in St Petersburg insurers do what is called credit scoring to determine your Florida cheap car insurance quote. So it is important to try to have a good credit score when looking for Florida car insurance quotes.

Also cheap auto insurance quotes in Florida use other residents in your household who have access to your car. Florida car Insurance companies also participate in clue reports for cheap auto insurance quotes in Florida. Basically they share consumer reports to find out possible household members in your household on your car insurance quote request. Another factor for cheap auto quotes in Florida, for your car insurance may be based on is your occupation. Auto companies also base cheap quotes on if you had previous Florida car insurance in St Petersburg. The longer your prior Florida car insurance history in St Petersburg the lower your cheap auto quote will be. Especially if you are claims free.

Clearly there are many factors that go into a cheap Florida car insurance quote in St Petersburg . Some of which is beyond your control. To find cheap quotes on St Petersburg car insurance  apply for all the discounts your auto insurance company allows.

Call 813-972-1947 for cheap Florida car insurance quotes in St Petersburg.

Undoubtedly your looking to save money on cheap Florida car insurance quotes in St Petersburg. But how do you do it? Good question but no easy answer. Generally cheap car insurance quotes in St Petersburg Florida has many rating factors.  One of the most important items is your driving record. Explicitly people with tickets and accidents will pay more for cheap Florida car insurance quotes. Also to lower the price for Saint Petersburg cheap car insurance quotes try to get as many available discounts. These are the discounts that are available on a typical Florida cheap car insurance quotes in St Petersburg:

*Proof of prior insurance. The longer your Florida car insurance history of continuous coverage in St Petersburg, the lower your insurance quotes will be. St Petersburg insurance companies provide discounts when you have prior Florida auto insurance. Similarly even when switching to another insurance company. Henceforth  called a transfer discount. 

*What kind of car you drive is also a factor. Notwithstanding newer cars with safety devices such as collision avoidance and automatic braking will pay less in liability insurance premiums. However they will pay more in physical damage coverages since those vehicles are worth more money than an older car.

* Vehicle safety features such as anti lock brakes, air bags, anti theft device, vehicle tracking device. Look for a vehicle with safety features

* Claims free discount. The longer you are auto claims free in Florida the lower your cheap St Petersburg car insurance quote.

* Home Ownership.  Florida car Insurance companies in Saint Petersburg  give an insurance discount on quotes for homeownership since it shows stability.

* Education Level. Cheap car insurance companies in St Petersburg give you a larger quote discount on your education such as college degree. Like your Mom told you, its better to stay in school.

* Your occupation. St Petersburg cheap Insurance companies give different car discounts depending upon your occupation.

* Credit history. People with better credit tend to get cheaper Florida car insurance quotes in St Petersburg. Its better to pay your bills on time. 

* Deductibles. Raise your deductibles to the maximum amount. This will reduce your insurance premiums in St Petersburg on your car.

* Utilize the services of independent agents who shop around to get the cheapest car insurance quotes in St Petersburg.

Specifically General Liability insurance in  is another area where we excel at. We provide cheap Florida general liability insurance quotes in St Petersburg. Conversely a Florida general liability insurance is not required in St Petersburg. But to do business with the city of St Petersburg general liability insurance is required. The city of St Petersburg requires $1,000,000 of Florida general liability insurance to do work for them. To view the city of St Petersburg general liability insurance requirements go to their website. City of St Petersburg Florida General Liability Insurance Requirements. 

However no  business in St Petersburg should go without Florida General Liability Insurance. Because a Florida general liability policy protects a St Petersburg business from financial risk from several exposures. Presently we represent numerous companies offering cheap general liability insurance quotes in St Petersburg. After all no two businesses share the same risks. Subsequently you need a tailored made general liability insurance program for your Business in St Petersburg.

Accordingly a Florida general liability insurance policy protects St Petersburg businesses from financial loss from a broad range of events. When it comes to providing general liability insurance quotes for businesses in St Petersburg Colucci Insurance is second to none. Furthermore our insurance partners have a broad appetite for general liability insurance quotes in St Petersburg. Significantly St Petersburg Florida  general liability insurance quotes are offered with low down and EZ payments. Furthermore don’t go unprotected for lack of a Florida general liability policy in St Petersburg. Call 813-972-1947 for a St Petersburg cheap Florida general liability insurance quote today! Further information on what a St Petersburg general liability insurance policy will do visit our Florida general liability page. Cheap Florida General Liability Insurance Quotes in St Petersburg. 

Additionally we offer cheap Florida auto insurance quotes throughout Florida. Florida Auto Insurance. And in these communities:

Tampa Cheap Car Insurance Tampa. Brandon Cheap Car Insurance Brandon. Dade City Cheap Car Insurance Dade City. Fort Lauderdale Cheap Car Insurance Fort Lauderdale. Land O’Lakes Cheap Car Insurance Land O’Lakes. Lutz Cheap Car Insurance Lutz. New Port Richey Cheap Car Insurance New Port Richey. Oldsmar Cheap Car Insurance Oldsmar. Plant City Cheap Car Insurance Plant City. Temple Terrace Cheap Car Insurance Temple Terrace. Thonotosassa Cheap Car Insurance Thonotosassa. Wesley Chapel Cheap Car Insurance Wesley Chapel. Brooksville Cheap Car Insurance Brooksville. Gainesville Cheap Car Insurance Gainesville. Jacksonvile Cheap Car Insurance Jacksonville. Lakeland Cheap Car Insurance Lakeland. 

Miami Cheap Car Insurance Miami. Ocala Cheap Car Insurance Ocala. Odessa Cheap Car Insurance Odessa. Orlando Cheap Car Insurance Orlando. Pensacola Cheap Car Insurance Pensacola. Riverview Cheap Car Insurance Riverview. Tallahassee Cheap Car Insurance Tallahassee. Zephyrhills Cheap Car Insurance Zephyrhills. Clearwater Cheap Car Insurance Clearwater. Bradenton Cheap Car Insurance Quotes Bradenton. Sarasota Car Insurance Sarasota. Fort Myers Cheap Auto Insurance Quotes Fort Myers. Cape Coral Car Insurance Cape Coral.