Cheap Car Insurance Tampa FL
You may have Googled this or the related terms (ie. fr44 insurance tampa or sr22 insurance tampa) and are slightly confused. We don’t blame you.
Contact us Today for the Lowest Cost Auto Insurance Available! Our Friendly Staff will be Happy to Assist you with a Quote. Please have Your Information Ready for Us and Either Call our Office (813) 972-1947 or Just Check out the Links Below and We will be in Touch with You Within 24 Hours!
Types of Auto Insurance in Tampa
Affordable Car Insurance Quotes Tampa
We have been offering Cheap Auto Insurance in Tampa Florida for over 30 years. In that time we have built relationships with Florida Auto Insurance Companies that can offer you the most Affordable Car Insurance rates. Most of our Auto Insurance carriers offer Low Down Payments and EZ monthly payments. We can write auto insurance throughout the state of Florida.
In Florida Auto Insurance is required. In order to register your car in Florida you need to show proof of auto insurance. The minimum liability limits required by Florida for auto insurance is $10,000 Personal injury protection (PIP), and $10,000 Property Damage Liability unless you are required to do a filing on your auto insurance such as an SR22 or FR44. Basically a filing is a form attached to your Auto Insurance Policy. We also offer Florida non-owner insurance if you need an SR22 or FR44 and you don’t own a car.
Car Insurance is Different in Tampa
If you would like a cheap Florida auto insurance quote just click here on Get a Quote. You will receive an instant Cheap Florida car insurance quote 24 hours a day. If you like the quote you can even purchase your car insurance online. If you prefer to talk to a live agent just give us a call at 813-972-1947 or select the form at the bottom of this page where a live agent will contact you for a Florida auto insurance quote.
If you’re new to Tampa you may find auto insurance is different than what your use to. Major reason is auto accidents and car insurance Fraud. Tampa is one of the leading cities in the nation for staged car accidents and insurance fraud. That is why car insurance in Tampa tends to be higher than other areas of the country. However you can still find Cheap Affordable Car Insurance in Tampa. That is where we come in. We deal with multiple car insurance companies giving you the most affordable coverage options. Let our agents find you the lowest car insurance for you.
In Florida there are two types of SR22 Filings. One is a non-cancellable SR22, the other for financial responsibility. If you are caught driving in Florida without the required auto insurance you will have to file a non-cancellable SR22. A Florida Non-Cancellable SR22 requires the minimum Florida Auto Insurance requirements of $10,000 PIP and $10,000 Property Damage Liability. The kicker is you are not allowed to make installment payments. You must prepay your policy in full for 6 months and you cannot cancel your auto insurance at any time, thus the name non-cancellable.
Cheap SR22 Insurance Tampa
The other type of SR22 in Florida is for financial responsibility. This type of SR22 is required whenever you are involved in a car accident and either do not have car insurance or are not carrying enough auto insurance to cover the damage you are held liable for, as well as for certain other traffic infractions. In Florida this type of SR22 requires you not only to have the minimum auto insurance requirements of $10,000 PIP and $10,000 Property Damage Liability but also bodily injury Liability of $10,000 per person and $20,000 total per accident.
In Florida FR44 insurance is required if you are convicted of various drinking violations. The minimum Florida Auto Insurance Liability requirements for an Fr44 filing if you own a vehicle is $10,000 PIP, $50,000 Property damage liability, and Bodily injury liability of $100,000 per person injured and $300,000 per accident. If you don’t own a car you will be required to purchase a non-owners auto insurance with an FR44 filing attached to the policy. In many instances an FR44 may be required to be non-cancellable like certain SR22 filings. For a Florida FR44 insurance quote please give us a call at 813-972-1947.
We also offer commercial auto insurance. For more information on commercial insurance please visit our commercial insurance page by clicking here.
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Unfortunately, Tampa is well known for staged car accidents and car insurance fraud.
In Florida, however, a crash goes on your record if you were issued a traffic citation as a result of the accident. Most stay on your record for three to five years, according to the Florida Department of Highway Safety and Motor Vehicles