Commercial Truck Insurance Clearwater & Commercial Auto Insurance Clearwater, FL
Low Cost Commercial Truck Insurance Clearwater and Surrounding Areas
As the premier independent agency for over 35 years, Colucci Insurance is your trusted source for the most affordable Commercial Auto Insurance Clearwater Florida and Commercial Truck Insurance Clearwater quotes.
We are not tied to a single provider. We leverage our network of top-rated carriers (including Canal, Northland, Progressive, and more) to compare rates and provide you with multiple quotes—guaranteeing you save the most money. Start saving today with our low down payments and easy monthly installments.
Whether you are in Clearwater, Dunedin, Largo, Pinellas Park, or Palm Harbor, we are dedicated to finding you the specialized, low-cost coverage your business needs.
Call us now at 833-865-3380 for your free, no-obligation quote!
Affordable Truck Insurance Clearwater for Owner-Operators
If you haul freight on a “for hire” basis, you need a commercial truck insurance policy specifically tailored for the road. We specialize in providing comprehensive coverage for owner-operators across Clearwater and the state of Florida.
Our expertise allows us to offer quotes from more companies than the average agent. We find the absolute lowest rates on your Florida truck insurance, ensuring you meet all state and federal requirements without overpaying.
Specialized Coverage: Hot Shot Insurance Clearwater and Cargo
We are one of the few local agencies offering specialized Hot Shot Insurance Clearwater quotes. This essential coverage is designed for medium-sized vehicles (typically Class 3 to Class 5) like Ram 3500 dually, Ram 5500, and Ford 350 used for rapid transport.
Whether you’re hauling dry freight, building materials, autos, or boats, we provide multiple hot shot truck insurance quotes from carriers that understand your unique risks, all with Low Down & Easy payments.
Essential Cargo Coverage
Cargo Insurance Clearwater Florida is vital for any business hauling products on a “for hire” basis. Standard commercial auto policies often do not cover the value of the cargo you are transporting. We can provide this coverage either as an endorsement on your primary policy or as a stand-alone plan, ensuring your products are protected from Clearwater to the rest of the country.
Box Truck Insurance Clearwater & Commercial Auto for Contractors
We offer targeted, low-cost Commercial Auto Insurance for artisan contractors and related trades in the Clearwater area, including the communities of Oldsmar and Safety Harbor. Our markets accept a vast number of business categories and vehicle types.
Vehicles We Insure (Including Box Truck Insurance):
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Box Trucks (Straight Trucks)
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Pickup Trucks & Cargo Vans
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Dump Trucks & Service Utility Vehicles
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Step Vans and Delivery Vans
If you are an HVAC technician, plumber, landscaper, or roofer, we have the specialized Commercial Auto Insurance Clearwater policy to cover your work vehicles. If you don’t see your vehicle listed, call 833-865-3380—we have a broad selection of vehicles we can provide coverage on.
Understanding Florida's Minimum Commercial Truck Liability Requirements
When you purchase Commercial Truck Insurance in Clearwater, it’s important to know the minimum state requirements, which are based on your Gross Vehicle Weight (GVW):
| Truck GVW | Minimum Florida CSL & PIP Required |
| Light Trucks (26,000 lbs or less) | $30,000 CSL and PIP |
| Medium Trucks (26,000 – 35,000 lbs) | $50,000 CSL and PIP |
| Heavy Trucks (35,000 – 44,000 lbs) | $100,000 CSL and PIP |
| Heavy Trucks (Over 44,000 lbs) | At least $300,000 CSL and PIP |
| Public Transportation | $300,000 to $1,000,000 (Based on seating capacity) |
(Note: Federal regulations for interstate commerce typically require $750,000 to $5,000,000.)
Serving Commercial Drivers Across Florida
While we are the leading agency for Clearwater Commercial Auto Insurance, we also proudly offer Commercial Truck Insurance Florida quotes in other major cities, including Tampa, Fort Lauderdale, Miami, St Petersburg, and Orlando. We are licensed in multiple states, including GA, TX, AL, TN, AR, SC, NC, PA, IN, MI, IA, KS, MO, OH, and MD.
