Commercial Insurance Tampa          813-972-1947

Commercial Insurance Tampa Florida

Colucci Insurance of Tampa writes all lines of commercial insurance in Tampa Florida such as general liability insurance or commercial auto & truck Insurance. We cater to the small business owner. We provide the affordable insurance solutions that the Tampa Business community have been looking for. If you have had difficulty getting the coverage you need for your business, call our office at (813) 972-1947. We represent numerous insurance companies specializing in commercial insurance policies and can provide coverage throughout the State of Florida. 

Business Insurance Tampa

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Commercial Insurance Tampa

Type of Businesses covered


  • Business Insurance

  • General Liability
  • Garage Liability
  • Liquor Liability
  • Commercial Property
  • Commercial Auto
  • Florida Workers Comp
  • Tow Trucks
  • Dump Trucks

  • Semi Trucks

  • Tractor Trailers

  • Big Trucks
  • Big Rigs
  • Long Haul Trucking
  • Car Carriers

  • Auto Transporters

  • UIIA Transport
  • UIIA Endorsement
  • Intermodal Transport
  • Household Movers

  • Hotshot Transport Trucking
  • Non Trucking Liability

  • Bobtail

  • Cargo

  • MTC Filings

  • Taxis

  • Limousines

  • Charter Bus

  • Non Emergency Medical Transport (NEMT)
  • Delivery Vans

  • Airport Shuttle Van

Business Insurance Tampa Florida

Before you open your business in Tampa you need to protect your business from financial loss. Generally an excellent way of protecting your business in Tampa is with Commercial Insurance. Basically the first thing you need to do is find affordable business insurance in Tampa.  The good news is that our Insurance agency has been offering Business and Commercial Insurance in Tampa Florida for over 30 years. Additionally if you are a business in Tampa looking for low cost commercial insurance you need to give us a call. 

Colucci offers many types of commercial insurance for Tampa businesses from commercial auto insurance and general liability insurance to Florida Workers Comp insurance. Surprisingly our commercial auto insurance programs are very affordable additionally providing coverage for most types of vehicles from pickups, cargo vans, box trucks and tractor trailers including UIIA insurance for intermodal transport. Particularly one program  is hot shot transport and trucking insurance in Tampa Florida.

Commercial insurance Tampa for a truck

Commercial Auto Insurance Tampa Florida

Presently one type of commercial insurance to protect your business is commercial auto insurance and truck in Tampa Florida. Our truck Insurance in Tampa programs have been very successful. Because we have been providing commercial auto insurance and Truck in Tampa and throughout Florida for over 30 years consequently we can get you the lowest rate. Basically we are ale to do this because we represent several Florida Trucking insurance companies for commercial auto. Additionally Florida is not the only state we offer commercial auto and truck insurance in. Accordingly the other states we provide Commercial auto and Truck insurance are  AL, GA, TN, SC, NC,  VA,  IN and MI.

Chiefly if your looking for Affordable Florida Commercial Auto Insurance and Commercial Truck Insurance Featuring Low Down Payments and EZ Monthly Installments, you have come to the right place. Consequently we have access to many markets for Florida Truck Insurance making sure you get the Lowest Possible Commercial Auto Insurance rate on your Truck. Significantly our payment plans offer Low Cost Commercial Auto Insurance programs for Dump trucks, Tow Trucks, Box trucks, straight trucks, Charter bus, Party Bus, Artisan Contractors, Auto haulers, Car Carriers, Delivery Vans, Long Haul Trucking, Tractor Trailers, Semi Trucks, Hotshot Transport insurance and Non Trucking Liability such as Bobtail Insurance. If it has wheels, we have a commercial auto and Truck insurance market for you. Please give us a call at 813-972-1947 to start saving money today!

UIIA Insurance Tampa Florida

Tractor Trailers and Semi-Trucks-UIIA-Tampa Florida

Coolucci Insurance offers UIIA Insurance for truck drivers who haul Intermodal Containers in and around ports. The UIIA requires certain commercial auto insurance coverages that not all insurance companies offer such as the CA 23-17 endorsement for intermodal containers. We do have access to commercial auto insurance markets that can provide you with what the UIIA requires. Please contact us if you’re interested in a UIIA insurance quote. Here is a link for the UIIA insurance requirements

Therefore we utilize  several markets for tractor trailer insurance and semi-truck insurance .  Henceforth it doesn’t matter if you’re looking for long haul insurance, or if you just do local hauling between Tampa and Miami, Hot shot transport and trucking insurance we have an insurance market for your tractor trailer and semi-truck or pickup and cargo van. Because we’ve been around for over 30 years we will get you the lowest possible insurance quote on your tractor trailer and semi-truck. Regardless for a Florida Tractor trailer Insurance quote on your semi-truck please give us a call at 813-972-1947 or scroll up the page and go to “click here for a Florida Commercial Auto/Truck/Cargo Insurance quote”.  Accordingly In Florida a major factor in receiving an Affordable Insurance quote on your tractor trailer and semi-truck is your Safer rating with the DOT. To check on your rating please click on this link  

Truck that got into an accident

Cargo Insurance Tampa Florida

For the trucking industry we also offer Florida Cargo Insurance out of our Tampa office. Cargo insurance is sometimes referred to as motor truck cargo insurance or MTC.  Furthermore Cargo insurance is a must for anything transported by a truck. Undeniably any products hauled by a truck should have Cargo insurance. Furthermore if you have truck insurance but do not carry cargo insurance you can be at serious financial risk. Accordingly that is why Cargo insurance is a must for anything hauled by trucks. Besides if you cross state lines you will need Cargo Filings.

Taxi, Limos, Charter and Party Bus Tampa Florida

We also offer Commercial Auto Insurance Rates in Tampa Florida for Taxi’s, Limo’s, Airport Shuttles, non-emergency medical transport insurance, Charter bus and Party Bus Insurance. Charter Bus insurance rates in Florida depend on if you cross state lines. Taxi’s and Limousines have special types of insurance requirements in Tampa Florida.

For public transport in Tampa you must obtain a Hillsborough County Public Driver’s License and a for-Hire Vehicle Permit on your Taxi or Limousine. In order to get the necessary permits you will also need to show proof of commercial auto insurance of 125/250/50 for every Taxi and Limousine you wish to register. For further info on registering a taxi or limo in Tampa please click on this link

Limo Insurance

Cheap Dump Truck Insurance Tampa Florida

In Florida Commercial Auto Insurance requirements vary upon the GVW of your truck.  For Example minimum liability for Florida Dump Truck insurance is $50,000 for a Light Dump Truck (26,000GVW to 35,000 GVW). A medium size Dump Truck (35,000 GVW to 44,000 GVW) requires 100,000 of Commercial Auto insurance.

A heavy Dump Truck (over 44,000 GVW) requires the most insurance, $300,000 of Liability insurance. If your Dump truck crosses state lines then you are required to carry $750,000 of insurance on your Dump Truck. The same insurance requirements apply for Tow Truck insurance.

For instance in Florida Tow Truck Insurance requirements are $50,000 for light Tow Trucks. Medium sized Tow Trucks are required to carry $100,000 of commercial auto insurance. Heavy tow trucks are required to carry $300,000 of liability insurance. In addition to these insurance requirements it is highly recommended that tow truck operators carry on hook insurance coverage. On hook insurance covers the car you are towing and is a must for tow trucks.

If you’re looking to save money on Tow Truck Insurance or Dump Truck Insurance please give us a call at 813-972-1947.

Dump Truck Insurance

General Liability Insurance Tampa Florida

One form of commercial insurance in Tampa is General liability insurance. So if you own a business in Tampa you need General liability Insurance. We offer Affordable General Liability Insurance with Low Down payments and EZ monthly installments. If you do not carry General Liability Insurance you can put your business in serious financial jeopardy. Commercial general liability insurance is a broad type of insurance for different business risks, thus the name general liability insurance. 

When it comes to business insurance in Tampa, general liability insurance tends to be the lowest priced commercial insurance product. 

Please remember when it comes to General Liability insurance not all policy’s are created equally. While one insurance company’s general liability program is great for restaurants, it doesn’t work so well for a handyman’s general liability insurance needs. We represent a broad number of insurance companies offering your business’s unique exposures to general liability risks. 

It is important to have completed operations under your general liability insurance policy. Completed operations cover your business financially after a product or service has been delivered or accepted. General liability insurance claims can linger for years after a product or service have been provided. For a Tampa General liability insurance quote please call us at 813-972-1947. For further information on general liability insurance in Tampa please visit our general liabilty insurance page https://colucci

General Liability slip and falls

Liquor Liability Insurance Tampa Florida

Another form of commercial insurance in Tampa is Liquor Liability insurance. A drinking establishment business needs to purchase liquor liability insurance. Liquor Liability Insurance is a must for bars, taverns, night clubs, package stores or any business that sells or serves Liquor. Simply put liquor liability insurance protects you from lawsuits for bodily injury and property damage from an intoxicated person served liquor by the policy holder. For a Florida liquor liability insurance quote please call our office at 813-972-1947. 

For individuals we also offer Host Liquor Liability Insurance.  Even if you do not charge for drinks if you serve liquor at a private or business function you can be found liable.  Host liquor liability insurance is designed to cover your liability as a host.

Garage Liability Insurance Tampa Florida

If you have a garage business in Tampa and your are looking for commercial insurance in Tampa you need should have garage liability insurance. Basically any business that deals with automobiles should purchase Garage Liability insurance. Our Garage Liability insurance policy’s offer Low Down Payments and EZ monthly installments. Garage Liability Insurance is insurance for Car Dealers, Auto Repair Shops, service stations, and tow truck operators as well as some other business risks. We have many programs for garage liability insurance enabling you to receive the lowest possible rate for your business. For a quote on Florida garage liability insurance please call our office at 813-972-1947.

Garage liability insurance

Commercial Property Insurance Tampa Florida

Another Important Business risk we offer is Commercial Property insurance. Commercial property insurance protects commercial risks from such risks as fires, theft and windstorms. Commercial property can consist of either your contents or a building you own. In Florida Commercial Property Insurance has unique hazards that you may not find in other states such as hurricanes and sinkholes.

Commercial property insurance

Cyber Liability Insurance Tampa Florida

A new business risk has evolved since the internet has become popular. Cyber Liability Insurance is a must for any business that transacts business online or takes payments online. More and more general liability Insurance policies are now excluding cyber liability. Real simply a cyber liability insurance policy protects a business from cyber-crime and data breaches.

Florida Worker Comp Insurance

One form of commercial insurance in Tampa that is mandatory is Florida Workers Comp Insurance. Any business in Tampa or anywhere else in Florida that has employees is required to purchase Florida Workers Compensation Insurance. There are sever penalties in Florida for not carrying workers compensation insurance. Minimum Florida requirements for Workers Comp insurance ae $100,000 per occurrence, $500,000 aggregate, and $100,000 per disease. Sometimes payroll leasing is a better option for small emplyers who do not have prior proof of workers comp or new ventures. We have acces to both employee leasing companies in addition to workers comp insurance companies. If you’re in the construction industry and have less than 3 full time employees you may be elegible fir a workers comp exemption. To apply for a Florida Workers Comp exemption go to  



Commercial Umbrella Insurance Tampa Florida

Lastly a business should also consider a Commercial Umbrella Insurance policy. Sometimes an umbrella is referred to as an excess liability insurance policy but they are actually different types of policies. Excess Liability Insurance tends to be more restrictive than a true Umbrella policy. A commercial Umbrella policy is designed to offer an extra layer of coverage on top of your other commercial insurance policies. That is why most umbrella policies requiring some sort of underlying coverage. 

For example they may require that you have a $1 million commercial auto insurance policy and general liability insurance of at least $1 million as well. However in some cases an Umbrella can provide additional insurance coverages not included in the underlying policy. An excess liability policy will not provide that extra level of protection. It is important that you read the details of your policy to see what is covered and what is not.

Areas we offer Florida Commercial Auto and Truck Insurance

We write Florida commerical auto and truck insrance throughout Florida including:

Tampa, Temple Terrce, Thonotossa, Wesley Chapel, Land O Lakes, Lutz, Ridge Manor, Crystal Springs, Zephyrhills, Dade City, Brooksville, Leesburg, Webster, Ocala, Marion County, Hernando, Gainesville, Pasco County, Hillsborough County, Odessa, Oldsmar, Brandon, Seffner, Valrico, Apollo Beach, Pinellas County, Saint Petersburg (St Pete), Pinellas Park, Clearwter, Largo, Safety Harbor, Dunedin, Hudson, New Port Richey, Spring Hill, Plant City, Polk County, Lakeland, Polk City, Winter Haven, Orlando, Winter Park, Daytona Beach, Bradenton, Venice, Fort Myers, Naples, Key West, Miami, Ft Lauderdale, Palm Beach, Boca Raton, Jacksonville, St Augustine, Tallahassee, and Pensacola.

Specializing Team

Dan Colucci


Fran Colucci (Retired)