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Affordable Commercial Truck & Auto Insurance Quotes in Lakeland Florida

Commercial Truck Insurance Lakeland

Need to save money on your commercial vehicle coverage? Colucci Insurance is the premier independent insurance agency in Florida, specializing in Commercial Truck Insurance and Commercial Auto Insurance in Lakeland, Florida.

For over 35 years, we’ve helped businesses just like yours get the best rates with low down payments and easy monthly installments. As an independent agency, we shop quotes from multiple top-rated companies, ensuring you always get the lowest price on your Lakeland commercial Truck insurance quotes.

Call us now to start saving money today! 1-833-865-3380.

To submit a request for Online Quotes Click Here

Comprehensive Commercial Auto Insurance Lakeland Florida

Commercial Auto Insurance Lakeland

Our commercial auto policies cover a wide range of business needs, not just trucking. Whether you are a small artisan contractor or a growing delivery service, we have an affordable plan for you.

We provide customized commercial auto insurance quotes in Lakeland for:

  • Artisan Contractors: Plumbers, Painters, Carpenters, HVAC, Landscapers, Roofers, and Electricians.

  • Vehicle Types: Pickups, Sprinters, Delivery Vans, Cargo Vans, and Box & Dump Trucks.

Stop wasting time calling multiple agents! We’ll do the work for you to find the cheapest and best coverage available for your commercial vehicles in Lakeland.

Specialized Commercial Truck Insurance Lakeland Low-Cost Quotes

Low Cost Commercial Truck Insurance Lakeland

Trucking is a specialized industry, and you need an experienced agent who understands the risks you face. At Colucci Insurance, we work with a wide selection of carriers to offer the most competitive commercial truck insurance quotes in Lakeland, Florida, for:

Vehicle & Load Type Coverage Focus
Tractors & Semi-Trucks Liability, Physical Damage, and Non-Trucking Liability (Bobtail)
Reefer Units Comprehensive reefer breakdown coverage
Dump Trucks & Box Trucks Local, intermediate, and long-haul operations

Some of the Commercial Truck Insurance Companies We Use: Canal, Northland, IAT/Occidental, Arch, Trisura, Canopius, Nirvana, General Security Indemnity, Knight Specialty, Everspan (Cover Whale), Progressive, and more.

Hot Shot Commercial Truck Insurance Lakeland Florida

Hot Shot Insurance Lakeland

Hauling class 3 vehicles or cargo on a trailer requires specialized protection. Not all agents offer this coverage, but we are experts in Hotshot Truck Insurance in Lakeland.

Hotshot coverage can be tailored for hauling:

  • Dry Freight (typically the least expensive to insure)

  • Construction Equipment

  • Autos, Boats, and Aircraft

Since the cost of Lakeland commercial hot shot truck insurance varies greatly based on what you haul, you need an independent agent to get you multiple quotes. We make sure companies compete for your business, ensuring you get the lowest down payment and easiest monthly installments.

Essential Cargo Insurance Lakeland Florida: Protect Your Load

When you are hauling products for hire, your standard commercial auto policy typically does not cover the products in transit. This makes Cargo Insurance in Lakeland, Florida an essential purchase.

Why you need an expert for Cargo Coverage:

  • Stand-Alone or Endorsement: We can help you purchase it as a stand-alone policy or through an endorsement, depending on your needs.

  • Crucial “Earned Freight” Coverage: We ensure your policy includes “earned freight” coverage. Without it, if a covered loss prevents delivery, the policy may pay for the cargo damage but not your lost income (freight bill). Don’t risk losing thousands—get the right coverage!

Florida Commercial Truck Insurance Minimum Coverage Requirements

Understanding Florida’s minimum liability requirements is critical. We ensure you are fully compliant with state and federal laws.

Truck Weight (GVW) Requirement (CSL) Interstate vs. Intrastate
Under 26,000 lbs Minimum $30,000 CSL & PIP Intrastate (FL only)
26,000 – 35,000 lbs Minimum $50,000 CSL & PIP Intrastate (FL only)
35,000 – 44,000 lbs Minimum $100,000 CSL & PIP Intrastate (FL only)
Over 44,000 lbs Minimum $300,000 CSL & PIP Intrastate (FL only)
Federal Requirement Minimum $750,000 CSL Interstate (Crossing state lines)

Ready to Get a Quote? Contact Our Lakeland Commercial Insurance Experts

 

As members of the Florida Association of Insurance Agents (FAIA) with an A-Rating from the Better Business Bureau, you can trust Colucci Insurance to provide experienced service and affordable coverage.

Stop overpaying for insurance!

 

Call for Your FREE Commercial Auto Insurance Quote Now:

 

 

1-833-865-3380

 

You can also email your request for a Lakeland commercial auto insurance quote to: info@colucci-insurance.com