Commercial Truck Insurance Miami & South Florida
Call 833-865-3380 when looking for low cost commercial truck insurance South Florida quotes. Because we’re the premier independent commercial auto insurance agency offering cheap Miami & South Florida commercial truck insurance quotes. Significantly for over 35 years we’ve been providing affordable South Florida commercial truck & auto insurance quotes in Miami, Fort Lauderdale, Boca Raton, Miami Gardens, Homestead, Hollywood, West Palm Beach, Marathon and the Florida Keys. You’d be hard pressed to find lower Miami & South Florida commercial truck insurance quotes on your semi or box truck. Also provided are affordable South Florida long haul trucking and hot shot insurance quotes. Equally important LOW DOWN & EZ monthly installments on commercial truck insurance in South Florida & Miami.
Call 833-865-3380 for low cost commercial truck insurance quotes in Miami, Fort Lauderdale, West Palm Beach, Hollywood and South Florida.
Click here for low cost South Florida Commercial Truck Insurance Quotes in Miami, Fort Lauderdale, Hollywood & West Palm Beach. South Florida Commercial Truck Insurance Low Cost Quotes.
Low Cost South Florida & Miami Commercial Truck Insurance Markets
When it comes to finding commercial truck insurance South Florida affordable quotes we have the best markets. Since most South Florida commercial auto insurance agents only have one or two companies to quote with you don’t have many choices. However we have several affordable markets for Miami & South Florida commercial truck insurance quotes. Presently here are the markets we use for commercial truck insurance in South Florida & Miami: Canal, Ace, Northland, IAT/Occidental, National Security Indemnity, Arch, Great American, Crum & Foster, Berkeley Insurance, Trisura, Nirvana, Canopius, National Indemnity (NICO), Bull Frog National, National Security Indemnity, Travelers, Prime, Knight Specialty, Ascot and Everspan (Cover Whale).
Additionally we’re also authorized independent insurance agents for Geico, Progressive, Berkshire Hathaway, National General, Foremost (Bristol West – part of Farmers), Ascendant and Granada. Certainly given the companies we have access to we’ll be able to find you low cost commercial truck insurance in South Florida including Miami & Fort Lauderdale.
Specifically these South Florida commercial truck insurance markets can provide affordable quotes on box, dump and semi’s. Additionally we also have Miami & South Florida commercial truck insurance markets for hot shot transport.
Moreover the best way to save money on Miami and South Florida commercial truck insurance quotes is to lower your costs. Likewise try using these tips to lower the cost of commercial truck insurance South Florida quotes. Smart Ways to lower your South Florida Commercial Truck Insurance Costs.
Basically its easy to get cheap and affordable commercial truck insurance South Florida quotes with us. ALL TRANSACTIONS CAN BE DONE OVER THE PHONE OR BY EMAIL.
Also you can call 833-865-3380 for a low cost South Florida commercial truck insurance quote in Miami, Fort Lauderdale, Homestead, Boca Raton or West Palm Beach.
Commercial Auto Insurance Miami & South Florida Quotes
Meanwhile also offered are quotes on low cost commercial auto insurance in Miami & South Florida. Additionally we’re able to offer Low Down & EZ monthly installments on most South Florida commercial auto insurance quotes. Basically we can provide affordable Miami commercial auto insurance quotes on most business exposures. Particularly we provide commercial auto insurance quotes in Miami on plumbers, painters, HVAC techs, Roofers, Florist and the construction industry. Presently we’re providing cheap commercial auto insurance quotes on box & dump trucks, delivery, cargo and step vans. Likewise we can offer affordable commercial auto insurance throughout South Florida including Miami, Fort Lauderdale, Boca Raton, West Palm Beach and Homestead. Generally if it has wheels we have the South Florida commercial auto insurance market for you.
Call 833-865-3380 for low cost South Florida commercial auto insurance quotes in Miami, Fort Lauderdale, Hollywood and West Palm Beach.
South Florida Commercial Auto Insurance Low Cost Quotes
When looking for low cost South Florida commercial auto insurance quotes its important to seek out a trustworthy agent. Our independent agency has been providing low cost South Florida commercial auto insurance quotes in Miami for over 35 years. Moreover we’re well known throughout the Florida insurance industry. Particularly our independent insurance agency is a member of the Florida Association Of Insurance Agents. Additionally we’re A Rated members of the Better Business Bureau, Chamberofcommerce.com and Best of the Web.
Moreover we’re not an out of State agency marketing Miami commercial auto insurance quotes. We’ve been in the same Florida location for over 35 years. Also we’re family owned and affiliated with any national chain, unlike so many of the fake out of state google profiles you come across. Furthermore we’ll always do what is in your best interest, not some out of state corporation. Best words to describe us are experience, service and trust.
For a South Florida commercial auto insurance quote call 833-865-3380.
Miami & South Florida Box Truck Insurance Quotes
Call 833-865-3380 when looking for low cost Miami & South Florida commercial box truck insurance quotes. Because you will not find lower cost Miami commercial Box Truck insurance quotes. For over 35 years we’ve been providing South Florida box truck affordable quotes. Presently we have access to several companies offering box truck insurance Florida quotes. Basically that’s how you save money on Florida box truck insurance. When you receive multiple Miami commercial box truck insurance quotes you save money. You want South Florida box truck insurance companies competing for your business, not the other way around.
One company in particular we use for Miami box truck insurance low cost quotes has a drive by mile program. Consequently under this program the cost for Miami box truck insurance is very low. Especially when your truck is idle. However only the best applicants qualify. Also where your located in Miami has a great deal influence on your commercial box truck insurance quote. Accordingly we can offer Miami box truck insurance for both commercial general freight auto hauling and refrigerated items.
For an affordable Miami & South Florida commercial box truck insurance quote call 833-865-3380.
South Florida & Miami Hot Shot Insurance
Another South Florida commercial auto insurance product in Miami we offer is hot shot transport. But what actually is South Florida commercial auto hot shot insurance? Basically Miami commercial auto hot shot insurance is for expedited delivery. Usually people use South Florida hot shot insurance for short trips. However many Florida hot shot drivers need insurance to cover federal filings for interstate travel. The types of vehicles used for Miami hot shot insurance range from pickups hauling trailer to cargo vans. However larger vehicles can be used for South Florida hot shot insurance depending on the amount & type of cargo required.
The cost of Florida hot shot can range form $12,000 to $18,000 annually. However newer drivers can expect to pay more for Florida hot shot insurance. Also where your located in Florida will affect how much hot shot insurance will cost you. Lastly the type of cargo you carry will affect the cost of hot shot insurance in Florida. Particularly if you hauling auto for Florida hot shot insurance. Generally Florida hot shot insurance in more expensive for hauling autos than general freight.
Presently we’re offering hot shot insurance throughout South Florida including Miami, Fort Lauderdale, Boca Raton, West Palm Beach, Homestead, Marathon and the Florida Keys. When looking for South Florida Hot Shot insurance call 833-865-3380.
Florida Commercial Truck & Auto Insurance Requriements
It is vital to stay compliant with state and federal laws. “We stay up to date with industry standards set by organizations like the Florida Trucking Association“.
Below are the mandatory insurance requirements for commercial trucks and autos in Florida. Most commercial vehicles such as semi, box and dump trucks in Miami fall under these auto insurance requirements.
Source:
Florida mandates commercial insurance limits based on the Gross Vehicle Weight (GVW) of your vehicle (FLHSMV.) If you cross state lines, you must meet the stricter Federal Motor Carrier Safety Administration (FMSCA) requirements.
| Vehicle GVW | Florida Minimum CSL Requirement | Federal (Interstate) Minimum |
| Less than 26,000 lbs. | $30,000 CSL (Combined Single Limit) | $750,000 CSL |
| 26,000 to 35,000 lbs. | $50,000 CSL | $750,000 CSL |
| 35,000 to 44,000 lbs. | $100,000 CSL | $750,000 CSL |
| Over 44,000 lbs. | $300,000 CSL | $750,000 CSL |
Note: Hazardous materials haulers and passenger carriers may have higher limit requirements.
Tips For Lowering Your Florida Commercial Truck Insurance Costs
Looking to lower your premiums? Here are the most effective ways to reduce your Commercial Truck Insurance Florida costs:
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Shop Around (Use an Independent Agent): The #1 way to save is by letting us shop multiple companies for you.
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Monitor Your CAB Scores: A significant portion of your rate is based on your CAB scores. Keep your maintenance records current and be highly selective about who you lease your authority to.
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Install a Dash Cam: Many carriers now offer discounts or even require dash cams, as they significantly reduce the chance of frivolous claims against you.
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Regular Vehicle Maintenance: Well-maintained vehicles signal lower risk to insurance companies, often leading to better rates.
Commercial Truck Insurance Florida: Common Questions
How Much Does Commercial Truck Insurance Cost in Florida?
The average cost for commercial truck insurance in Florida varies significantly based on your driving history, cargo, and radius.
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Semi Trucks: Owner-operators typically pay between $12,000 and $16,000 per year for primary liability and physical damage.
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Box Trucks: Policies generally range from $5,000 to $9,000 per year.
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Commercial Auto: Lighter vehicles like cargo vans usually cost between $2,500 and $4,500 per year. We recommend getting a customized quote to see exactly where you fit within these ranges.
What are the minimum insurance requirments for Florida Truckers?
For truckers operating strictly within Florida (Intrastate), the requirements depend on the weight of your vehicle and what you haul:
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Gross Vehicle Weight (GVW) over 26,000 lbs: You typically need up to $300,000 in Combined Single Limit (CSL) liability for intrastate transport.
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Interstate Travel: If you cross state lines, the FMCSA requires a minimum of $750,000 for general freight, though most brokers will require $1,000,000 to load your truck.
Florida Cargo Insurance
When looking for South Florida cargo insurance call 833-865-3380. Because we have the South Florida cargo insurance markets to cover most items. But what is South Florida cargo insurance? Basically South Florida cargo insurance is for the items you are hauling. Anything hauled on a “for hire basis” ins South Florida needs cargo insurance. Moreover cargo coverage is a separate item from your South Florida commercial auto insurance policy. However cargo insurance usually can be endorsed onto your existing commercial auto insurance policy. Unless the cargo your hauling is excluded under your present Florida commercial auto insurance policy. Then you’ll need a stand alone South Florida cargo insurance policy.
Significantly some South Florida cargo insurance policy’s do not contain “earned freight” coverage. Generally you want earned freight coverage on your South Florida cargo insurance policy. But what is earned freight coverage on your South Florida cargo insurance policy. Basically earned freight coverage on a South Florida cargo insurance policy will cover your lost income due to a covered peril. The following in an example. Your trailer catches on fire. With a “bargain” South Florida cargo insurance policy they may cover the damaged cargo but you not your lost income. If you had earned freight coverage on your Florida cargo insurance policy it will not only pay for the damage cargo but your lost income as well.
Call 833-865-3380 for South Florida Cargo Insurance.
Why Choose Us for Commercial Auto Insurance in Miami & South Florida?
As a trusted local agency, Colucci Insurance has been serving Florida drivers for over 35 years. When you choose us for Commercial auto Insurance in Miami and South Florida, you get:
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Fast Certificates of Insurance: Get on the job site faster.
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Multiple Carrier Options: We shop; you save!
- General Liability Insurance: We offer affordable general liability quotes for artisan contractors and truckers.
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Local Knowledge: We understand the specific insurance needs of Soth Florida businesses.
Ready to save on your premiums? Call us today at 833-8655-3380 or submit your quote request here: South Florida & Miami Commercial Auto Insurance Quotes.
📍 Beyond Miami
While we specialize in Commercial Truck & auto Insurance in Miami & South Florida, we proudly offer our low-cost quotes throughout Florida and across the Southeast and Midwest:
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Florida Cities |
Neighboring States |
| Tampa, Wesley Chapel, St Petersburg, Brandon, Central Florida, Lakeland | Georgia (GA), Alabama (AL), Tennessee (TN), Arkansas (AR), Kansas (KS) |
| Orlando, South Florida, Fort Myers, Miami, Fort Lauderdale | Texas (TX), Missouri (MO), Iowa (IA), Michigan (MI), Indiana (IN), Ohio (OH) |
| Clearwater, North Florida, Jacksonville, Panama City, Pensacola, Tallahassee | South Carolina (SC), North Carolina (NC), Maryland (MD), Pennsylvania (PA) |
