Commercial Auto Insurance Kissimmee - Local Experts Since 1990

For over 35 years, business owners in Central Florida have trusted Colucci Insurance to protect their livelihoods. Since 1990, we have been the local expert in providing Commercial Auto Insurance in Kissimmee, helping contractors, truckers, and fleet owners find the right coverage at the right price.

We understand that every business is unique. Whether you are a plumber with a single van or a logistics company with a fleet of heavy trucks, navigating the complex world of commercial insurance can be difficult. That is where our experience matters. We don’t just sell policies; we build long-term relationships founded on trust and expertise.

For quotes call 833-865-3380 or fillout our easy to use quote form 24 hours a day: Quote Form Request.

Finding the Best Commercial Auto Insurance in Kissimmee doesn’t have to be a hassle. As a business owner, you need a partner who understands the local risks and regulations in Osceola County.

At Colucci Insurance, we pride ourselves on our transparency and dedication to our clients. We invite you to view our Better Business Bureau profile to see our A+ rating, which stands as a testament to our experience, expertise, and trustworthiness in the industry. Addtionally you can view comments from our customers on our Google My Business Profile.

Are you tired of calling one company after another, only to get high rates? The secret to finding Commercial Auto quotes that fit your budget is working with an independent agent.

We are not tied to a single insurance carrier. Being an independent agent means we work for you, not the insurance company. We have access to multiple quotes and options from dozens of different top-rated insurance carriers. This allows us to shop the market on your behalf, comparing rates and coverage options to ensure you save the most money possible without cutting corners on protection.

If you are looking for Cheap Commercial auto coverage, let us do the heavy lifting. We can often bundle your auto policy with other coverages. For example, many of our clients also save by combining their auto policy with coverage from our general liability insurance page.

Operating a commercial vehicle in Florida comes with specific legal responsibilities. It is critical to ensure your business remains compliant to avoid fines or suspension of your registration. We stay up to date with industry standards set by organizations like the Florida Trucking Association.

For a detailed breakdown of state mandates, please refer to the Florida requirements found on this page of our website: Florida Commercial Auto Requirements

In general, Florida mandates specific liability limits limits based on the Gross Vehicle Weight (GVW) of your vehicle:

• Vehicles under 26,000 lbs: Required to carry $30,000 Combined Single Limit (CSL).

• 26,000 lbs – 35,000 lbs: Required to carry $50,000 Combined Single Limit (CSL).

• 35,000 lbs – 44,000 lbs: Required to carry $100,000 Combined Single Limit (CSL).

• Over 44,000 lbs: Required to carry $300,000 Combined Single Limit (CSL).

• Commercial Drivers License: Operating certain vehicles may require a Florida commercial drivers license (CDL) such as vehicles over 26,000 GVW.

Note: Interstate travel or hazardous material transport will require higher federal limits set by the FMCSA.

Besides offering quotes locally, we also offer coverage in these Florida communities:

• Brandon –  Riverview –  Wesley Chapel – St Petersburg – Clearwater – Lakeland – Bradenton – Sarasota – Cape Coral – Fort Myers – Leigh Acres
• Ocala – Gainesville – Tampa – Orlando – Deltona – Jacksonville – Daytona Beach – Boca Raton – West Palm Beach – Miami  

The cost varies significantly based on factors like your industry, the size of your vehicles, your drivers’ records, and your coverage limits. While a small contractor might pay a lower premium for a cargo van, a heavy truck operator will see different rates. The only way to get an accurate price is to speak with a local expert who can assess your specific risk profile.

The “best” insurance is one that balances comprehensive coverage with affordability. There is no single “best” carrier for everyone because different companies specialize in different industries. The best policy for you is one customized toyour business needs by an agent who understands the Kissimmee market.

Rates fluctuate, and the “cheapest” carrier today might not be the cheapest tomorrow. To find the cheapest commercial vehicle insurance, you need an independent agent like Colucci Insurance. We compare rates across multiple carriers simultaneously to find you the lowest price available at that moment.

To lower the cost of commercial vehicle insurance, contact independent agents like Colucci Insurance who can provide multiple quotes from different carriers—that’s how you save the most money! Additionally, hiring drivers with clean records, bundling policies, and maintaining a good credit history can further reduce your premiums.

Once you have secured your insurance, you will need to register your vehicle. In Kissimmee, this is handled by the Osceola County Tax Collector.

Main Location for Osceola County Tax Collector: In Kissimmee the main location is at 2501 E. Irlo Bronson Memorial Hwy, Kissimmee, FL 34744

If you operate heavy vehicles (gross weight of 55,000 pounds or more), remember you must also file form 2290 for the Heavy Vehilce Use Tax (HVUT). Details on the 2290 is on the About IRS form 2290 website. Further informaiton is also on the HVUT tax is on the FLHSMV IRP Registration website, they also have a useful publication bulletin on the HVUT tax you can download.

Call 833-865-3380 for your free quote!