FR44 Insurance Florida: Low Down Payments & Quick Filings

If you have been mandated by Florida to obtain an FR44 insurance filing—typically following a DUI or DWI conviction—Colucci Insurance is your trusted specialist for securing the required coverage at the lowest possible price (including non owners)

We specialize in FR44 Insurance Florida policies, offering flexible, low down payment options and easy monthly plans. We make a complicated process simple, ensuring your filing is transmitted to the state instantly so you can reinstate your license and get back on the road.

🔒 Start Your Savings Now! Call for a FREE, Fast FR44 Florida Quote: 1-833-865-3380 Or start your free Fr44 quote here.

As an experienced, independent agency serving Florida for over 35 years, we take the stress out of securing your FR44 Insurance Florida policy. Unlike big box carriers, we work for you.

• Lowest Rates Guaranteed: We shop your rate across every major carrier that offers FR44 insurance in Florida to ensure you get the absolute lowest price possible.

• Flexible Low Down Payments: We understand the financial strain of a DUI. Our carriers offer the lowest down payments in the state and convenient payment schedules to fit your budget.

• Trusted FR44 Expertise: We have been handling FR44 filings since the statute was enacted in 2007. We are experts in the specific requirements and mandatory limits for the State of Florida.

• Hassle-Free & Fast Filing: Complete your entire transaction—from quote to certified FR44 filing—in one simple phone call. We file your certificate electronically and immediately with the state.

What is a Florida FR44?

An FR44 is not a policy itself, but a Certificate of Financial Responsibility—an electronic “filing” attached to your auto insurance policy. This certificate is required by the Florida Department of Highway Safety and Motor Vehicles to prove you are carrying the mandatory, increased liability limits required for license reinstatement.

Florida FR44 Minimum Coverage Limits

The State of Florida mandates significantly higher liability limits for an FR44 policy compared to a standard auto policy. To comply with FR44 Insurance Florida laws, your policy must meet these minimums:

If you are required to carry an FR44 filing but do not own a vehicle, a Non-Owners FR44 Florida policy is often the most cost-effective solution.

• Cheaper Premiums: Non-owner policies typically cost less because they insure the driver, not a specific vehicle.

• Liability Coverage Only: These policies provide the required excess liability coverage but generally exclude PIP, helping to lower costs.

• Qualification: You must not have any vehicles registered in your name and cannot have a vehicle garaged at your home address.

Call 1-833-865-3380 for a Non-Owners FR44 Insurance Quote.

Don’t overpay for your court-mandated insurance. The Colucci independent agency offers immediate quotes and instant filing for your FR44 Insurance Florida policy.

We also offer:

• SR22 Insurance (For non-DUI related suspensions)

• Commercial Auto FR44 Insurance

• General Liability & Homeowners Insurance

Call for an Instant Quote Today! 📞1-833-865-3380

We are proud to provide affordable FR44 Insurance quotes to drivers across the entire state. No matter where you live, we can file your certificate electronically.

We Serve the Following Communities and Cities:

Major Metros & Key Markets: Tampa, St Petersburg, Clearwater, Fort Myers, Cape Coral, Miami, Orlando, Jacksonville, Lakeland, Tallahassee, Pensacola, Gainesville, Ocala, Fort Lauderdale.