Affordbale FR44 Insurance Florida: Low Down Payments & Instant Filings

If you’ve been mandated by the state of Florida to obtain an FR44 filing—typically after a DUI/DWI conviction—Colucci Insurance is your trusted specialist for securing the required coverage. We specialize in providing the most affordable FR44 Insurance Florida quotes, with flexible, low down payment and easy monthly plans. We make the complicated process simple and ensure your filing is transmitted to the state fast, so you can get your license back sooner.

🔒 Start Your Savings Now! Get a FREE, Fast FR44 Florida Quote: 833-865-3380

Also online quotes are available Click Here. 

As an experienced, independent agency serving Florida for over 35 years, we take the stress out of securing your FR44 policy. Here’s why Colucci Insurance is the smart choice for Florida DUI insurance:

• Lowest Rates Guaranteed: We are an independent agency. We shop your rate across every major carrier that offers FR44 insurance in Florida to ensure you get the absolute lowest price possible.

• Flexible Low Down Payments: We understand the financial strain. Our carriers offer the lowest down payments in Florida and convenient payment schedules to fit your budget.

• Trusted FR44 Expertise: We have been handling FR44 filings since the statute was enacted in 2007. We are experts in the specific requirements and mandatory limits for the State of Florida.

• Hassle-Free & Fast Filing: Complete your entire transaction—from quote to certified FR44 filing—in one simple phone call. We file your certificate electronically and immediately.

An FR44 is not a policy itself, but a Certificate of Financial Responsibility—an electronic “filing” added to your auto insurance policy. This certificate is required by the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) to prove you are carrying the mandatory, increased liability limits required for license reinstatement following a severe violation like a DUI.

The State of Florida mandates significantly higher liability limits for an FR44 policy compared to a standard auto policy. Your policy must meet these minimums:

If you are required to carry an FR44 filing but do not own a vehicle registered in your name, a Non-Owners FR44 Florida policy is often the lowest-cost solution to reinstate your license.

• Cost-Effective: Non-owner policies typically have lower premiums as they cover the driver, not a specific vehicle.

• Liability Coverage Only: It provides excess liability coverage and generally excludes Personal Injury Protection (PIP), contributing to lower costs.

• How to Qualify: You cannot have any registered or titled vehicles in your name, and you must not have a vehicle garaged at your address.

Call 833-865-3380 for a Non-Owners FR44 Florida Insurance Quote.

Don’t overpay for your court-mandated insurance. Colucci Insurance offers immediate quotes and instant filing for your FR44 Insurance Florida policy.

We also offer:

• SR22 Insurance (For non-DUI related suspensions)

• Commercial Auto FR44 Insurance

Call or Click for an Instant Quote Today! 1-833-865-3380