Commercial Auto Insurance Tampa | Low Cost Florida Truck - FR44/SR22 Quotes
Stop overpaying for coverage. At Colucci Insurance, we specialize in finding Cheap Car Insurance drivers can rely on as well as Florida commercial auto quotes. Additonally Florida SR22 & FR44 insurance filings are filed electronically per the new state requirements. Whether you need a personal auto policy, homeowners, general liability or comprehensive business coverage, we compare rates from over 35 top-rated carriers to deliver the most competitive Florida Commercial Truck | Auto and Car Insurance quotes Tampa has to offer.
For over 35 years we have served as your trusted local expert for affordable insurance options. Don’t take our word for it, visit our A+ rating Better Business Bureau Profile. Also view our Best of the Web Profile and our listing on the Chamber of Commerce website. You can also view comments from our customer by viewing our Google My Business Profile. For Quotes Call 813-972-1947.
Affordable Commercial Auto Insurance Tampa for Business Owners
Your business vehicles are the lifeline of your company. We provide specialized Commercial Auto Insurance Tampa policies designed for contractors, fleets, and service vehicles. Whether you operate a single cargo van or a fleet of pickup trucks, we ensure you have the liability and property damage coverage required to operate legally in Florida.
Secure your business assets with the lowest rates today! We handle all certificates of insurance quickly to keep your business moving.
Florida Requirements
It is critical that your business remains compliant with Florida insurance requirements to avoid fines or the suspension of your vehicle registrations. We stay up to date with industry standards set by organizations like the Florida Trucking Association.
The requirements for statewide mandates are found on our Florida Commercial Auto page.
Florida mandates specific liability limits based on the vehicle’s Gross Vehicle Weight (GVW). Below are the minimum limits required for commercial vehicles operating in Orlando:
-
Vehicles under 26,000 lbs: Required to carry $30,000 Combined Single Limit (CSL).
-
26,000 lbs – 35,000 lbs: Required to carry $50,000 Combined Single Limit (CSL).
-
35,000 lbs – 44,000 lbs: Required to carry $100,000 Combined Single Limit (CSL).
-
Over 44,000 lbs: Required to carry $300,000 Combined Single Limit (CSL).
Note: If your business involves crossing state lines (Interstate), you are subject to federal regulations set by the FMCSA, which typically require a minimum of $750,000 CSL.
Specialized Filings & Heavy Truck Coverage
We offer more than just standard auto policies. If you require specialized financial responsibility filings or heavy-duty commercial truck coverage, browse our dedicated services below:
-
License Reinstatement: If you have lost your license, we can help you get back on the road immediately. Visit our dedicated page for SR22 Insurance Tampa or SR22 Insurance Florida to get your certificate filed today.
-
DUI/DWI Coverage: We specialize in high-risk filings. Go see our FR44 Insurance Florida page or FR44 Insurance Tampa.
-
Heavy Haulers: For semis, tractor-trailers, and large fleets.
- General Liability Insurance: General liability insurance is offered to truckers and artisan contractors.
Where to register your vehicle in Tampa?
Once you have secured your insurance, you will need to register your car. In Tampa, this is handled by the Hillsborough County Tax Collector. You can visit one of their local branches or handle renewals online. Proof of valid Florida insurance is required before you can get your tag and registration.
Below is a list of the locations in Hillsborough County you can visit. Its recommended to make an appointmnet first:
Local Tax Collector Addresses:
- Downtown: 601 E Kennedy Blvd, Tampa, FL 33602
- North Tampa: 3011 University Center Dr, Suite 150, Tampa, FL 33612
- East Tampa: 2814 E Hillsborough Avenue, Tampa FL 33610
- Drew Park: 4100 West Martin Luther King Jr. Boulevard, Tampa FL 33614
- Branon: 3030 N Faulkenburg Rd, Tampa, FL 33619
- Plant City: 4706 Sydney Rd, Plant City, FL 33566
- SouthShore: 406 30th Street, SE Ruskin, FL 33570
Why Choose Colucci Insurance?
For over 35 years, we have been the premier independent insurance agency in the region. We combine the personal service of a local agent with the pricing power of a national broker.
-
35+ Top-Rated Carriers.
- A+ Better Business Bureau rating.
-
Online Quotes Available
Call 813-972-1947
Serving Car Insurance Across Tampa Bay
While we offer car insurance in Tampa. We also help drivers find affordable insurance coverage across the Tampa Bay area.
SR22 Insurance
Since we are a Florida SR22 insurance specialist affordable quotes provided throughout the sunshine state.
As a Florida FR44 insurance specialist we provide quotes throuoghout Florida including Tampa, Miami, Fort Lauderdale, Jacksonville, Orlando, St Petersburg and Tallahassee.
Low cost commercial truck insurance provided throughout the Florida including locally in Tampa, and St Petersburg. In Central Florida policy’s offered in Orlando and Lakeland. Southern Florida coverage offered in Miami, Fort Lauderdale and West Palm Beach. And in North Florida in Jacksonville and Tallahassee.
Beyond Florida
Additonally we offer homeowners insurance throughout the Tampa Bay Area.
Colucci Insurance – Frequently Asked Questions (FAQ)
What insurance services does Colucci Insurance offer in Tampa and Florida?
Colucci Insurance is an independent agency in Tampa, Florida, offering a wide range of personal and commercial coverage. We specialize in cheap car insurance, commercial auto insurance, SR22 insurance, FR44 insurance, homeowners insurance in the Tampa Bay area, and general liability for businesses. We compare quotes from over 35 top-rated carriers to find you the best rates.
How can I get cheap car insurance in Tampa, Florida?
At Colucci Insurance, we help drivers find affordable car insurance by shopping multiple carriers. With over 35 years of experience serving the Tampa Bay area, we offer low down payments and easy payment plans. Call us at 813-972-1947 or request an online quote today to start saving.
What is SR22 insurance and who needs it in Florida?
SR22 insurance is a certificate of financial responsibility filed with the Florida DMV for high-risk drivers whose license has been suspended due to violations like DUI or at-fault accidents without insurance. Colucci Insurance specializes in fast, electronic SR22 filings in Tampa and throughout Florida. We make the process quick and affordable so you can reinstate your driving privileges.
What is FR44 insurance in Florida?
FR44 insurance is a higher-liability requirement (often $100,000/$300,000 bodily injury and $50,000 property damage) for drivers with multiple serious violations or DUI convictions in Florida. We provide competitive FR44 insurance quotes in Tampa and handle the electronic filing with the state quickly and accurately.
Do you offer commercial auto insurance in Florida?
Yes! We specialize in commercial auto insurance Florida for contractors, fleets, service vehicles, cargo vans, pickup trucks, semis, and heavy haulers. Our policies include liability coverage tailored to Florida’s requirements based on vehicle weight and use. Get low-cost commercial truck insurance quotes for Tampa, St. Petersburg, Orlando, Miami, and other Florida cities.
How much does commercial auto insurance cost in Tampa?
Costs vary based on your vehicles, driving history, coverage needs, and business type. As an independent agency, Colucci Insurance compares rates from over 35 carriers to deliver competitive pricing. Many clients save significantly with our low down payments and flexible plans. Call 813-972-1947 for a free, no-obligation commercial auto quote.
Do you provide homeowners insurance in the Tampa Bay area?
Yes, we offer affordable homeowners insurance for properties in Tampa, St. Petersburg, and the greater Tampa Bay region. We help you find the right coverage to protect your home against wind, hail, theft, and other risks common in Florida.
Why should I choose Colucci Insurance over other agencies?
With more than 35 years as a trusted local independent agency in Tampa, we have an A+ Better Business Bureau rating and access to dozens of top carriers. We focus on personalized service, affordable rates, low down payments, easy payments, and fast handling of SR22/FR44 filings and certificates of insurance.
Can you help with high-risk drivers and license reinstatement in Florida?
Absolutely. We specialize in helping high-risk drivers get back on the road. Our team handles SR22 and FR44 insurance filings electronically and assists with the requirements set by the Florida Department of Highway Safety and Motor Vehicles (FLHSMV).
What areas do you serve besides Tampa?
We proudly serve the entire Tampa Bay area and most of Florida, including St. Petersburg, Orlando, Lakeland, Miami, Fort Lauderdale, West Palm Beach, Jacksonville, and Tallahassee. We also assist clients with commercial auto coverage in Georgia, Texas, and several other states.
How do I get a free insurance quote from Colucci Insurance?
Getting a quote is easy and obligation-free. Call us at 813-972-1947 or 1-833-865-3380, visit our website at https://colucci-insurance.com/, or request an online quote. We’ll compare options from multiple carriers to find the best coverage at the lowest rate for your needs.
What are the minimum auto insurance requirements in Florida?
Florida requires all vehicle owners to carry Personal Injury Protection (PIP) and Property Damage Liability (PDL) coverage. We help ensure your policy meets or exceeds these state minimums and recommend additional coverages for better protection.
Does personal auto insurance cover business use of vehicles?
Usually not. If you use your vehicle for business purposes (deliveries, client visits, job sites, etc.), you typically need commercial auto insurance. Colucci Insurance can review your situation and provide the proper coverage to protect your business.
Visit Our Recent Florida Insurance Blog Posts
Driving Down Costs: Essential Strategies to Slash Your Florida Commercial Truck Insurance Premiums
Are you a Florida-based owner-operator or fleet manager struggling with the rising cost of Florida Commercial Truck Insurance? Protecting your livelihood in the Sunshine State is non-negotiable, but it shouldn't deplete your profits. Finding Florida Low Cost...