Car Insurance in New Port Richey including cheap quotes on SR22, FR44 and Florida Commercial auto and Hot Shot Trucking. Significantly we have been offering cheap car and commercial auto insurane quotes in New Port Richey for over 34 years. Best of all our cheap car  & auto insurance quotes in New Port Richey feature Low Down & EZ Payments. Additionally we offer Florida general liability and commercial auto insurance quotes including hotshot trucking & Transport in New Port Richey. 

The value an insurance agency brings to you is the companies it represents. Since we’ve been doing this for over 34 years we represent the cheapest car insurance companies in New Port Richey. Apparently experience does matter in getting cheap Florida car and commercial auto insurance quotes in New Port Richey. When looking for cheap car insurance quotes in New Port Richey you want to deal with an experienced agent you can trust. You’ll find that we represent the most affordable Florida auto insurance companies offering cheap car quotes in New Port Richey.

Also provided in New Port Richey are cheap Florida SR22 and FR44 auto insurance quotes on you car. If you don’t own a car, we offer cheap Florida non owners auto insurance quotes in New Port Richey.  A New Port Richey non owners car insurance quote is a low cost alternative to Florida FR44 and SR22 filings.

Finding cheap car insurance quotes in New Port Richey should not be a chore. Being an independent car insurance agent in New Port Richey we make it easy for you. Significantly we represent many affordable and cheap car insurance companies in New Port Richey offering quotes on your auto. Call 813-972-1947 for cheap can and auto insurance quotes in New Port Richey. Our motto is WE DARE YOU TO COMPARE! . 

Why choose Colucci auto insurance for cheap Florida car insurance quotes in New Port Richey? Real simple. We are a Florida based family owned independent insurance agency. Accordingly we’ve been in business for over 34 years. We have been able to attract affordable Florida cheap car insurance companies offering auto quotes in New Port Richey. Experience does matter in getting Florida cheap & affordable car insurance quotes in New Port Richey on trucks & auto. Furthermore our loyalty is to you not some national chain. Being an independent Florida insurance agent we will always do what is in your best interest.  But most importantly being unaffiliated means that serving You is our number one priority.

Best words to describe us are service, trust and experience. Above all when contacting us you can feel comfortable your dealing with an agent actually in Florida. We definitely are not one of those fake google out of state call center profiles. (Surely you have seen those advertisements for Florida cheap car insurance quotes in New Port Richey). We have a real and actual office in Florida customers can come to.

In 2016 we held a customer appreciation party in observance of our 25th year anniversary. In attendance were customers and local dignitaries. Go to our about page for further information about Colucci Insurance and to view photos of the party. About Colucci Insurance. 

Call us at 813-972-1947 for Florida cheap auto insurance quotes on your car or truck in New Port Richey. It will be the best call you ever made saving money on Florida auto insurance quotes in New Port Richey.

When looking for Florida cheap Car insurance in New Port Richey are the quotes on your auto not very affordable? Undoubtedly you have contacted one of those fake google out of state call centers. There the ones who put  fake local address in google advertising Florida cheap car insurance quotes in New Port Richey. Meanwhile there in a call center 3900 miles away out west or overseas. Unquestionably they don’t understand the Florida and New Port Richey auto insurance market like we do for cheap car quotes. Surprisingly they may not even be insurance agencies or companies. Consequently they are actually lead generation companies. Chiefly they sell your information to insurance agents across the country. Especially that’s why you get so many sales calls from contacting just one of these sites.

Feel comfortable contacting us for New Port Richey cheap car and commercial auto quotes your using a Florida agent. Furthermore we never sell anyone’s information. Your privacy matters to us. We’ve been helping residents of New Port Richey for 34 years  find cheap Florida auto insurance quotes on their car. Accordingly we will always provide you with cheap affordable car & Florida commercial auto insurance quotes in New Port Richey. Most importantly Low Down & EZ Payments on Florida cheap car and commercial auto insurance quotes in New Port Richey. Even on Florida Hotshot Trucking and Transport insurance quotes in New Port Richey.

It just takes one phone call to find out. For cheap Florida car insurance quotes on your auto in New Port Richey call 813-972-1947. It’ll be the best call you ever made finding cheapest auto insurance quotes in New Port Richey on your car.

Certainly your looking for cheap Florida car insurance quotes in New Port Richey on your auto. But what is the best way to do it? Obviously days looking through the New Port Richey yellow pages seeking cheap car & auto insurance quotes are over. Maybe go online looking for cheap car and Florida commercial auto insurance quotes in New Port Richey. But do you want cheap car insurance quotes in New Port Richey from a auto call center 3900 miles away? What if you had a claim? Good luck on getting it paid. Especially if its from a no named company overseas for New Port Richey cheap car insurance quotes.

Doesn’t it make more sense to get New Port Richey cheap car insurance quotes from a Florida auto agent. A Florida independent car agent who represents several companies for cheap Car insurance quotes in New Port Richey. A Florida auto insurance agency who for over 34 years been providing cheap car insurance quotes in New Port Richey. A local Florida independent auto insurance agent in New Port Richey who will always do what’s in your best interest.

Start saving money today! Call 813-972-1947 for Cheap Florida auto insurance quotes on your car in New Port Richey. It just takes one phone call to find cheaper Florida auto insurance quotes on your car in New Port Richey.

 Firstly there are many factors that go into cheap auto insurance quotes in New Port Richey Florida. Certainly a New Port Richey Florida auto insurance quote still means an estimate of what your car insurance will cost. Meanwhile 30 years ago an insurance agent took your information and completed an application. Likewise the quote was based on the information you supplied to the insurance agent. However the final rate wasn’t determined until your insurance policy was issued. That generally took around  30 days. Many times the policy would be issued with an additional premium after your motor vehicle report as well as other underwriting information was determined.

Also in much earlier times there were only 3 rating categories. One for under 21 years old. Another between 21 year old and 25. Lastly for over 25 or married. With the advent of computers and AI there are literally hundreds of different rating factors that go  into car insurance quotes in Florida.

Fast forward to today. Consequently with with the introduction of computers and the internet the process is undeniably quicker. Because it no longer takes 30 days to get a cheap Florida auto insurance policy issued in New Port Richey. Consumer reports are pulled at time of binding. Florida auto insurance policy’s are issued immediately in your agents office and your quote is much more accurate. I Call 813-972-1947 for auto insurance quotes in New Port Richey Florida.

Meanwhile here are the available New Port Richey auto insurance coverages for cheap Florida quotes.

Particularly this the portion of insurance that pays for injuries to others that you are legally liable for when your at fault in an accident. Secondly it may also help with legal fees if your being sued because of the car accident. People who have to file SR22 and FR44 in New Port Richey Florida will have to purchase bodily injury liability insurance.

Presently Florida requires $10,000 of property damage liability insurance. This coverage is for damage to property of others you are legally liable for in a car accident. For instance it may pay for damages to the other party’s vehicle or a fence you may have driven into. 

Since 1971 Florida is a no fault state. Florida is one of only 12 states that still mandate No Fault Insurance. Florida requires $10,000 worth of PIP benefits. Basically it pays for medical expenses and if applicable loss wages and death benefit to Florida residents injured in car accidents. Overall it is a rather broad coverage. Please consult a Florida agent for full details of the Florida no fault statue.

Also known as med pay. This is an optional coverage in Florida to pay for medical expenses in car accidents. Since Florida is a No Fault state, PIP is primary over medical payments coverage in Florida. Moreover medical payments supplement your personal injury protection benefits, but is not as broad as PIP.

Generally uninsured motorist will pay injuries caused by another at fault party who does not have insurance or not enough insurance such as bodily injury liability. In Florida PIP coverage is primary over uninsured motorist. In Florida uninsured motorist is only for injuries, not for property damage. If you do not want to purchase uninsured motorist coverage Florida requires you to sign a rejection form. Additionally when purchasing uninsured motorist you must select either stacked or unstacked coverage. Basically stacking means when you have more than one vehicle you can stack your limits of coverage. There is a premium charge for stacking your uninsured motorist coverage. Since uninsured motorist is another broad coverage in Florida please consult with an agent for a full definition of the Florida uninsured motorist statue.

Basically this coverage is for damages to your car other than a collision. Some examples are vehicle theft, vandalism, foreign or missel object hitting your vehicle, fire, flood, windshield claim, etc… This coverage is required by most lienholders when you have a car loan. Usually this coverage is purchased in combination with collision.

Sometime this is referred to as physical damage insurance. Chiefly collision coverage is when your vehicle collides with another vehicle or object. This coverage is also required by most lienholders and is usually sold in combination with comprehensive coverage.

Pays a death benefit and certain medical expenses for loss of limb in a car accident. In Florida PIP coverage is primary however some policy’s allow the payments to be supplementary. Consult with an agent for details.

Reimburses you for towing and car rental expenses as a result of a car accident.

Coverage for non owned vehicles you drive. Non owners insurance is an excess policy over the insurance of the owned vehicle. Always check to see the vehicle your driving primary insurance is in force. In New Port Richey people under SR22 and FR44 Florida filings who don’t own vehicles purchase non owners auto insurance.

The minimum requirements for auto insurance in New Port Richey and through out Florida are:

$10,000 in Personal Injury Protection (PIP) No Fault Insurance

$10,000 Property Damage Liability Insurance

Further details on Florida auto insurance requirements can be found on the Florida Department of Highway Safety and Motor Vehicles website FLHSMV.

Additional insurance requirements are required for Florida SR22 Insurance filings in New Port Richey as well as FR44 auto Insurance quotes.

Car insurance is mandatory in new Port Richey Florida. Furthermore your Florida drivers license can be suspended for failure to keep your cheap car insurance in force in New Port Richey. Check the status of your Florida License to see if it is valid by going here. Florida Drivers license Check.

Meanwhile call 813-972-1947 to get cheap car and auto insurance quotes in New Port Richey.

For cheap onlline auto insurance quotes in New Port Richey Florida go to our auto insurance page. Cheap Florida Auto Insurance Quotes New Port Richey. 

When looking for Florida cheap auto insurance quotes in New Port Richey don’t sacrifice important coverage’s you need for affordability. At Colucci Insurance we can do both! We’ll match Florida cheap auto insurance in New Port Richey offering quotes on your car that fit into your budget. Furthermore you’ll have important auto insurance coverages you need in New Port Richey that you can afford. Instead of reducing your coverages try these money saving tips:

1) Slow Down. According to the National Safety Council speeding and other traffic violations are the leading cause of accidents. National Safety Council. 

2) Texting and driving are another major cause of accidents So put down your phone. In 2022 the National Highway Traffic safety Administration reported 3308 people lost their lives due to distracted driving. National Highway Traffic Safety Administration. 

3) If your planning on consuming alcohol call a ridesharing company. Better yet use a designated driver. Particularly the National Center for Drug abuse statistics reports over 10,000 live a year are lost to drunk driving. National Center for Drug Abuse Statistics. 

4) Finally shop around for cheap auto insurance quotes in New Port Richey with an independent Florida car insurance agent. Contact New Port Richey car agents who deals with more than one company and receive multiple cheap auto insurance quotes. People are unaware Florida auto insurance companies in New Port Richey engage in optimal pricing for cheap car insurance quotes.

Save money on car insurance quotes in New Port Richey by avoiding Florida auto  companies that do price optimization. Optimal pricing is a computer algorithm insurance companies use to predict customer behavior.  Basically it predicts how likely a customer will shop around when their policy comes up for renewal. Surprisingly customers who never shop around will generally receive a higher renewal premium. Consequently customers who New Port Richey car insurance companies predict are likely to shop around will get the cheapest rates.. Significantly with AI this is happening more. Avoid being a victim of optimal pricing. Moreover utilize a Florida independent car insurance agent who will get multiple cheap auto quotes in New Port Richey.

When you need cheap Florida SR22 car insurance quotes in New Port Richey call 813-972-1947. Because we offer cheap and affordable Florida SR22 auto insurance quotes in New Port Richey. In fact we represent most of the Cheap Florida Insurance companies offering SR22 auto insurance quotes in New Port Richey. You will always get the most affordable and cheapest Florida SR22 car insurance quotes in New Port Richey with us.

Actually a Florida SR22 quote New Port Richey isn’t actually auto insurance. In New Port Richey a Florida SR22 quote is merely a form added to your auto insurance policy. Basically its  certificate added to your cheap Florida car insurance policy attesting your carrying certain New Port Richey auto coverages. It use to printed on a pink sheet of paper you brought to the Florida Department of Highway Safety and Motor Vehicles to get your license reinstated. However today your cheap New Port Richey SR22 and FR44 car insurance filings are transmitted electronically.

Correspondingly we represent the cheapest Florida auto insurance companies offering SR22 insurance quotes on cars in New Port Richey. Best of all LOW DOWN & EZ payments on cheap New Port Richey SR22 auto insurance quotes for your car. With us you’ll always the receive cheapest car insurance quotes on Florida SR22 auto insurance in New Port Richey.

Equally important to know is that there are two different types of cheap SR22 auto insurance quotes needed in New Port Richey. Chiefly one cheap SR22 quote is for driving your car in New Port Richey without Florida auto insurance. The other one is for financial responsibility. Basically for its  getting into car accidents in New Port Richey without cheap Florida auto insurance. They are correspondingly labeled as just an SR22 and SR22S.

When looking for cheap auto insurance quotes in New Port Richey purchasing the wrong Florida SR22 can be costly. Obtaining the wrong cheap SR22 insurance quote in New Port Richey will result in your Florida license to be suspended again. You’ll also have to pay Florida another reinstatement fee after showing proof of the correct cheap auto New Port Richey SR22 quote. Of utmost importance! Beware of purchasing New Port Richey SR22 insurance from out of state call centers offering cheap Florida car insurance. They will not know the difference between the two cheap Florida SR22’s auto insurance quotes in New Port Richey. Why? Because cheap New Port Richey SR22s auto insurance quotes are strictly for Florida cars. No other state requires the SR22s!

How will you know which cheap Florida SR22  auto insurance quote you’ll need in New Port Richey? Real simple. Particularly just look at the Florida case number to your New Port Richey SR22. When the case number starts with 2 you need cheap Florida SR22s car insurance in New Port Richey.

Explicitly this is the New Port Richey SR22 Florida insurance that is  unique. Florida is the only State that requires this SR22 car insurance in New Port Richey. When the case number for your New Port Richey SR22 begins with 2  you’ll need SR22s cheap auto insurance quotes. In New Port Richey you generally need cheap SR22s quotes when driving your car without Florida Auto Insurance. Furthermore in New Port Richey the minimum insurance auto liability insurance limits for cheap Florida SR22s car insurance quotes are:

$10,000 Personal Injury Protection – PIP – Florida No Fault Auto Insurance.

$10,000 Property Damage Liability Insurance.

In New Port Richey call 813-972-1947 for cheap Florida SR22 car insurance quotes

Meanwhile the other cheap Florida SR22 car insurance required in New Port Richey is your typical SR22 found elsewhere. Specifically this cheap New Port Richey SR22 car insurance quote is for Florida Financial  Responsibility. You’ll generally need cheap SR22 quotes in New Port Richey for getting into car accidents without Florida insurance. You’ll also need this cheap New Port Richey SR22 quote for not having enough Florida insurance on you car. Such as Bodily injury liability insurance. Conversely this is why you should always carry the optional Bodily injury cheap auto insurance in New Port Richey. Lastly too many points on your license your required to carry this cheap New Port Richey SR22 car insurance quote. The minimum Florida liability insurance limits on this cheap New Port Richey SR22 quotes on your car are:

$10,000 PIP. Personal Injury Protection – Florida NO Fault Auto Insurance.

$10,000 Property Damage Liability Insurance.

Additionally you will have to purchase on this New Port Richey SR22:

$10,000/$20,000 Bodily Injury Liability Insurance.

For Florida SR22 car insurance quotes in New Port Richey call 813-972-1947.

Further information on Florida cheap SR22 car insurance quotes in New Port Richey go to SR22 page. Cheap Florida SR22 Car Insurance Quotes New Port Richey. 

Don’t let the cost of FR44 insurance in New Port Richey break your Piggy bank. Call 813-972-1947 for cheap Florida FR44 insurance quotes in New Port Richey.

Undoubtedly you want to save money on Florida car insurance. But how do you do it? Good question but no easy answer. Generally car insurance quotes has many rating factors.  One of the most important items is your driving record. Explicitly people with tickets and accidents will pay more for car insurance. Also to lower the price for Florida car insurance quotes try to get as many discounts that are available. These are the auto discounts that are available on a typical Florida car insurance policy:

*Proof of prior insurance. The longer your Florida auto insurance history of continuous coverage, the lower cheap your insurance quotes. Insurance companies provide discounts on quotes when you have prior auto insurance. Similarly even when switching to another insurance company. Henceforth  called a transfer discount.

*What kind of car you drive is also a factor. Notwithstanding newer cars with safety devices such as collision avoidance and automatic braking will pay less in liability insurance premiums. However they will pay more in physical damage coverages since those vehicles are worth more money than an older car.

* Vehicle safety features such as anti lock brakes, air bags, anti theft device, vehicle tracking device. Look for a vehicle with safety features.

* Claims free discount. The longer you are auto claims free in Florida the lower your car insurance quote.

* Home Ownership.  Florida car Insurance companies give an auto insurance discount for homeownership since it shows stability.

* Education Level. Car insurance companies give you a quote discount on your education such as college degree. Like your Mom told you, its better to stay in school.

* Your occupation. Auto Insurance companies give different discounts depending upon your occupation.

* Credit history. People with better credit tend to get lower Florida car insurance quotes. Its better to pay your bills on time.

* Deductibles. Raise your deductibles to the maximum amount. This will reduce your auto insurance premiums.

* Utilize the services of an independent insurance agent. An independent agent will shop around to get you the cheapest car insurance.

When you need Car Insurance call 813-972-1947.

You may be wondering why cheap auto insurance in Florida is so much more expensive than other states. Its a good question to ask. Yes auto Insurance is definitely different in Florida from what your use to. But why is that?  First of all Florida is one of only a dozen states that still requires No Fault Insurance. States with no fault insurance tend to have higher premiums because your insurance will pay out regardless of fault (Injuries only in Florida). Also do to its rapid population growth Florida leads the country in car accidents and unfortunately auto insurance fraud. All of this leads to higher claims cost. This is why Florida car insurance quotes tends to be more expensive than other states.

However you can still find cheap and affordable Florida car insurance quotes. That is where we come in. Colucci auto Insurance deals with multiple Florida car insurance companies giving several quote and coverage options. Likewise our Florida auto insurance agents will give you the Lowest car insurance quotes. Since we represent multiple Florida auto insurance companies you will never overpay for car insurance. There is a reason we have been selling Florida auto insurance for over 34 years. Call 813-972-1947 to start saving today on cheap Florida auto insurance.

Specifically General Liability insurance in  is another area where we excel at. We provide cheap general liability insurance quotes in New Port Richey. Conversely a Florida general liability insurance is not required in New port Richey. However no  business in New port Richey should go without Florida General Liability Insurance. Because a Florida general liability policy protects a New Port Richey business from financial risk from several exposures. 

If your business does work for the city of New Port Richey then a Florida general liability insurance policy is requires. New Port Richey requires Florida general liability insurance of at least $1,000,000 to do business with them. To view New Port Richey’s general liability requirements go to their website. New Port Richey General Liability Insurance Requirements. 

Presently we represent numerous companies offering general liability insurance in New Port Richey. After all no two businesses share the same risks. Subsequently you need a tailored made general liability insurance program for your Business in New port Richey.

Forthwith Florida general liability insurance will protect New Port Richey business’s from financial loss from a broad range of events. When it comes to providing general liability insurance for any New Port Richey business Colucci Insurance is second to none. Furthermore our insurance partners have a broad appetite for general liability insurance quotes in New Port Richey. Significantly New Port Richey general liability insurance quotes are offered with low down and EZ payments. Furthermore don’t go unprotected for lack of a Florida general liability policy in New Port Richey. Call 813-972-1947 for a New Port Richey cheap Florida general liability insurance quote in today! Further information on what New Port Richey general liability insurance will do for you visit our Florida general liability page. Cheap Florida General Liability Insurance Quotes New Port Richey. 

Cheap Florida Cheap Truck and Commercial auto insurance quotes are offered in New Port Richey including Hotshot. Equally important these cheap commercial auto insurance quotes on Florida trucks come with LOW DOWN & EZ payments! Since we represent several Florida companies and thus have the cheapest  commercial auto insurance quotes. Significantly we’re also providing cheap Florida commercial auto insurance quotes on trucking, Hotshot & UIIA. Chiefly if it has wheels we have the cheapest New Port Richey commercial auto insurance quote for your Florida Truck. Cheap commercial auto insurance quotes in Florida also provided for auto haulers, Hot Shot trucking and Transport.

Also provided are truck insurance quotes for Florida UIIA risks in New Port Richey doing intermodal transport. Furthermore we also have Florida truck insurance companies offering the UIIA CA 23-17 endorsement in New Port Richey.

Lastly no Florida commercial auto quote is complete without cheap cargo insurance. Particularly we have excellent Florida cargo insurance quotes for trucking companies in New Port Richey. Henceforth we offer Florida motor truck cargo filing for interstate transport for trucking companies in New Port Richey. CALL 813-972-1947 for cheap Florida commercial auto insurance quotes on your truck.

Additional details on  cheap Truck and Florida commercial auto insurance are on our commercial page. Cheap Florida Commercial Auto Insurance Quotes New Port Richey. 

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