Cheap Car and Florida Commercial Auto Insurance Quotes Odessa FL SR22 FR44 Low Down EZ Payments! 813-972-1947

 Cheap Car and commercial auto insurance quotes in Odessa Florida including SR22 FR44 insurance is what we do best. Additionally these Odessa FL cheap car & Florida commercial auto insurance quotes feature Low Down and EZ payments. The best part is these Odessa cheap car insurance quotes on your auto are from a local independent Florida agent. Also we offer cheap Florida general liability and commercial auto insurance quotes for most trucks in Odessa FL. Including Florida Hotshot insurance trucking in Odessa FL.  Significantly Colucci Insurance has been offering cheap Florida car and auto insurance quotes in Odessa FL for over 34 years. We have partnered with Florida cheap car insurance companies in Odessa FL offering quotes on your personal auto. Whereas you receive the cheapest and lowest quotes possible on your car for Florida auto insurance in Odessa FL.

When looking for cheap car insurance quotes in Odessa FL you want an experienced agent you can trust. Obviously we know the Florida car and commercial auto insurance market in Odessa FL. After all we’ve been doing this for over 34 years. Experience does matter in searching for Florida cheap car and auto insurance quotes in Odessa FL. The value of an Insurance agency brings to you is with the companies they represent. You’ll find that we represent the most affordable Florida auto insurance companies offering cheap car quotes in Odessa FL.

Finding cheap Florida car insurance quotes in Odessa FL should not be a chore. Being an independent car insurance agent in Odessa FL we make it easy for you. Significantly we represent many affordable and cheap car insurance companies in Odessa FL offering quotes on your auto. Call 813-972-1947 for cheap auto insurance quotes in Odessa FL. Our motto is WE DARE YOU TO COMPARE! . 

Why choose Colucci auto insurance for cheap Florida car insurance quotes in Odessa FL? Real simple. We are a Florida based family owned independent insurance agency. Accordingly we’ve been in business for over 34 years. In that time we have been able to attract affordable cheap car insurance companies offering auto quotes in Odessa. Experience does matter in getting cheap & affordable Florida car insurance quotes in Odessa FL on trucks & auto. Furthermore our loyalty is to you not some national chain. Being an independent Florida insurance agent we will always do what is in your best interest.  But most importantly being unaffiliated means that serving You is our number one priority.

Best words to describe us are service, trust and experience. Above all when contacting us you can feel comfortable your dealing with an agent actually in Florida. We definitely are not one of those fake google out of state call center profiles. (Surely you have seen those advertisements for Florida cheap car insurance quotes in Odessa FL). We have a real and actual office in Florida customers can come to.

In 2016 we held a customer appreciation party in observance of our 25th year anniversary. In attendance were customers and local dignitaries. Go to our about page for further information about Colucci Insurance and to view photos of the party. About Colucci Insurance.

Call us at 813-972-1947 for Florida cheap auto insurance quotes on your car or truck in Odessa FL. It will be the best call you ever made in saving money on Cheap Florida auto insurance quotes in Odessa.

When looking for Florida cheap Car insurance in Odessa are you finding the quotes on your auto not very affordable? Undoubtedly you have contacted one of those fake google out of state call centers. There the ones who put a fake local address in google advertising Florida cheap car insurance quotes in Odessa FL. Meanwhile there in a call center 4500 miles away out west or overseas. Unquestionably they do not understand the Florida and Odessa auto insurance market like we do for cheap car quotes. Surprisingly they may not even be insurance agencies or companies. Consequently they are actually lead generation companies. Chiefly they sell your information to insurance agents across the country. Especially that’s why you get so many sales calls from contacting just one of these sites.

You can feel comfortable contacting us for Odessa FL cheap car and commercial auto quotes your using a Florida agent. Furthermore we never sell anyone’s information. Your privacy matters to us. We’ve been helping residents of Odessa FL for over 34 years  find cheap Florida auto insurance quotes on their car. Accordingly we will always provide you with cheap affordable car & Florida commercial auto insurance quotes in Odessa FL. Most importantly with Low Down & EZ Payments on our Florida cheap car and commercial auto insurance quotes in Odessa. Even on Florida Hotshot Trucking and Transport insurance quotes in Odessa FL.

It just takes one phone call to find out. For cheap Florida car insurance quotes on your auto in Odessa call FL 813-972-1947. It will be the best call you ever made finding the cheapest auto insurance quotes in Odessa on your car.

Certainly your searching for cheap Florida car insurance quotes in Odessa FL on your auto. But how do you do it? Obviously the days looking through the Odessa yellow pages looking for cheap car & auto insurance quotes are over. Maybe try to go online looking for cheap car and Florida commercial auto insurance quotes in Odessa FL. But do you want to obtain cheap car insurance quotes in Odessa from a auto call center 4500 miles away? What if you had a claim? Good luck on getting it paid. Especially if its from a no named company where your call is routed overseas for Odessa cheap car insurance quotes.

Doesn’t it make a lot more sense to get Odessa FL cheap car insurance quotes from a Florida auto agent. A Florida independent car agent who represents several companies for cheap Car insurance quotes in Odessa FL. A Florida auto insurance agency who for over 34 years been providing cheap car insurance quotes in Odessa FL. A local Florida independent auto insurance agent in Odessa FL who will always do what is in your best interest.

Start saving money today! Call 813-972-1947 for Cheap Florida auto insurance quotes on your car in Odessa FL. It just takes one phone call to find cheaper Florida auto insurance quotes on your car in Odessa FL.

Firstly there are many factors that go into Cheap auto insurance quotes in Florida. Certainly a Florida auto insurance quote still means an estimate of what your car insurance will cost. Meanwhile 30 years ago an insurance agent took your information and completed an application. Likewise the quote was based on the information you supplied to the insurance agent. However the final rate wasn’t determined until your insurance policy was issued. That generally took around  30 days. Many times the policy would be issued with an additional premium after your motor vehicle report as well as other underwriting information was determined.

Also in much earlier times there were only 3 rating categories. One for under 21 years old. Another between 21 year old and 25. Lastly for over 25 or married. With the advent of computers and AI there are literally hundreds of different rating factors that go  into car insurance quotes in Florida.

Fast forward to today. Consequently with with the introduction of computers and the internet the process is undeniably quicker. Because it no longer takes 30 days to get a Florida auto insurance policy issued. Consumer reports are pulled at time of binding. Florida auto insurance policy’s are issued immediately in your agents office and your quote is much more accurate. I Call 813-972-1947 for auto insurance quotes in Florida.

According here are the Florida Car Insurance coverages available in Odessa FL for cheap auto quotes.

Particularly this the portion of insurance that pays for injuries to others that you are legally liable for when your at fault in an accident. Secondly it may also help with legal fees if your being sued because of the car accident. People who have to file SR22 and FR44 in Odessa Florida will have to purchase bodily injury liability insurance.

Presently Florida requires $10,000 of property damage liability insurance. This coverage is for damage to property of others you are legally liable for in a car accident. For instance it may pay for damages to the other party’s vehicle or a fence you may have driven into. 

Since 1971 Florida is a no fault state. Florida is one of only 12 states that still mandate No Fault Insurance. Florida requires $10,000 worth of PIP benefits. Basically it pays for medical expenses and if applicable loss wages and death benefit to Florida residents injured in car accidents. Overall it is a rather broad coverage. Please consult a Florida agent for full details of the Florida no fault statue.

Generally uninsured motorist will pay injuries caused by another at fault party who does not have insurance or not enough insurance such as bodily injury liability. In Florida PIP coverage is primary over uninsured motorist. In Florida uninsured motorist is only for injuries, not for property damage. If you do not want to purchase uninsured motorist coverage Florida requires you to sign a rejection form. Additionally when purchasing uninsured motorist you must select either stacked or unstacked coverage. Basically stacking means when you have more than one vehicle you can stack your limits of coverage. There is a premium charge for stacking your uninsured motorist coverage. Since uninsured motorist is another broad coverage in Florida please consult with an agent for a full definition of the Florida uninsured motorist statue.

Basically this coverage is for damages to your car other than a collision. Some examples are vehicle theft, vandalism, foreign or missel object hitting your vehicle, fire, flood, windshield claim, etc… This coverage is required by most lienholders when you have a car loan. Usually this coverage is purchased in combination with collision.

Sometime this is referred to as physical damage insurance. Chiefly collision coverage is when your vehicle collides with another vehicle or object. This coverage is also required by most lienholders and is usually sold in combination with comprehensive coverage.

Pays a death benefit and certain medical expenses for loss of limb in a car accident. In Florida PIP coverage is primary however some policy’s allow the payments to be supplementary. Consult with an agent for details.

Reimburses you for towing and car rental expenses as a result of a car accident.

Coverage for non owned vehicles you drive. Non owners insurance is an excess policy over the insurance of the owned vehicle. Always check to see the vehicle your driving primary insurance is in force. In Odessa people under SR22 and FR44 Florida insurance filings who don’t own vehicles typically purchase non owners auto insurance.

The minimum requirements for auto insurance in Odessa FL and through out Florida are:

$10,000 in Personal Injury Protection (PIP) No Fault Insurance

$10,000 Property Damage Liability Insurance

Further details on Florida auto insurance requirements can be found on the Florida Department of Highway Safety and Motor Vehicles website FLHSMV.

Additional insurance requirements are required for SR22 Insurance filings in Odessa FL as well as FR44 Insurance.

Car insurance is mandatory in Florida. Furthermore your Florida drivers license can be suspended for failure to keep your car insurance in force in Odessa FL. Check the status of your Florida License to see if it is valid by going here. Florida Drivers license Check.

Meanwhile call 813-972-1947 to get cheap Florida car and auto insurance quotes in Odessa FL.

For cheap online auto insurance quotes in Florida go to our auto insurance page. Cheap Florida Auto Insurance Quotes Odessa. 

When looking for Florida cheap auto insurance quotes in Odessa FL don’t sacrifice important coverage’s you need for affordability. At Colucci Insurance we can do both! We’ll match you with Florida cheap auto insurance in Odessa offering quotes on your car that fit into your budget. Furthermore we’ll provide you with important auto insurance coverages you need on your car in Odessa that you can afford. Instead of reducing your coverages try these money saving tips:

1) Slow Down. According to the National Safety Council speeding and other traffic violations are the leading cause of accidents. National Safety Council. 

2) Texting and driving are another major cause of accidents So put down your phone. In 2022 the National Highway Traffic safety Administration reported 3308 people lost their lives due to distracted driving. National Highway Traffic Safety Administration. 

3) If your planning on consuming alcohol call a ridesharing company. Better yet use a designated driver. Particularly the National Center for Drug abuse statistics reports over 10,000 live a year are lost to drunk driving. National Center for Drug Abuse Statistics. 

4) Finally shop around for cheap auto insurance quotes in Odessa FL with an independent Florida car insurance agent. Contact Odessa car insurance agents who deals with more than one insurance company and receive multiple cheap auto insurance quotes. Most people are unaware that Florida auto insurance companies in Odessa engage in optimal pricing for cheap car insurance quotes.

Save money on cheap car insurance quotes in Odessa FL by avoiding Florida auto  companies that do price optimization. Optimal pricing is a computer algorithm insurance companies use to predict customer behavior.  Basically it predicts how likely a customer will shop around when their policy comes up for renewal. Surprisingly customers who never shop around will generally receive a higher renewal premium. Consequently customers who Odessa FL car insurance companies predict are more likely to shop around will get the cheapest quotes. Significantly with AI this is happening more. Avoid being a victim of optimal pricing. Moreover utilize the services of a Florida independent car insurance agent who will get multiple cheap auto quotes in Odessa.

For cheap Florida car insurance quotes in Odessa FL Call 813-972-1947.

When you need Cheap Florida SR22 car insurance in Odessa FL call 813-972-1947. Because we offer cheap and affordable Florida SR22 auto insurance quotes in Odessa FL. In fact we represent most of the Cheap Florida Insurance companies offering SR22 auto insurance in Odessa FL. You will always get the most affordable and cheapest Florida SR22 insurance quotes in Odessa FL with us.

Actually a Florida SR22 in Odessa FL isn’t actually insurance. Basically its a certificate added to your Florida car insurance policy in Odessa FL attesting your carrying certain auto coverages. It use to printed on a pink sheet of paper you brought to the Florida Department of Highway Safety and Motor Vehicles to get your license reinstated. However today most of the time your Florida SR22 and FR44 insurance filings are transmitted electronically in Odessa FL.

Correspondingly we represent the cheapest Florida auto insurance companies offering SR22 insurance on cars in Odessa FL. Best of all LOW DOWN & EZ payments on cheap Odessa FL SR22 auto insurance quotes for your car. With us you’ll always the receive cheapest car insurance quotes on Florida SR22 auto insurance in Odessa FL.

Equally important to know is that there are two different types of SR22 insurance needed in Odessa FL. Chiefly one SR22 is for driving without Florida auto insurance. The other one is for financial responsibility. Basically for its  getting into accidents in Odessa FL without Florida auto insurance. They are correspondingly labeled as just an SR22 and SR22S. You need a competent Florida insurance agent to guide you through the complicated SR22 insurance process in Odessa FL. 

For people in Odessa FL who don’t own a car we offer cheap Florida non owners SR22 auto Insurance.

When looking for cheap auto insurance quotes on your car in Odessa purchasing the wrong Florida SR22 can be costly. Obtaining the wrong SR22 insurance in Odessa FL will result in your Florida license to be suspended again. You’ll also have pay Florida another reinstatement fee after showing proof of the correct cheap Odessa SR22 car insurance quote . Of utmost importance! Beware of purchasing Odessa FL SR22 insurance from out of state call centers offering cheap Florida car insurance quotes. They will not know the difference between the two Florida SR22’s cheap auto insurance quotes in Odessa FL. Why? Because cheap Odessa FL SR22s auto insurance quotes are strictly for Florida cars. No other state requires the SR22s!

How will you know which cheap Florida SR22  auto insurance quote you’ll need in Odessa FL? Real simple. Particularly just look at the Florida case number to your Odessa SR22. When the case number starts with 2 you need cheap Florida SR22s car insurance quotes in Odessa FL.

Explicitly this is the Odessa FL SR22 Florida auto insurance quote that is unique. Florida is the only State that requires this Cheap SR22 car insurance quotes in Odessa FL. When the case number for your Odessa SR22 begins 2 on your car you’ll need SR22s cheap auto insurance quotes. In Odessa FL you generally need cheap SR22s quotes when driving your car without Florida Auto Insurance. Furthermore in Odessa FL the minimum insurance liability insurance limits for cheap Florida SR22s car insurance quotes are:

$10,000 Personal Injury Protection – PIP – Florida No Fault Auto Insurance.

$10,000 Property Damage Liability Insurance.

In Odessa FL call 813-972-1947 for cheap Florida SR22 insurance quotes on your auto.

Meanwhile the other cheap Florida SR22 car insurance required in Odessa FL is your typical SR22 quote found elsewhere. Specifically this cheap Odessa FL SR22 car insurance quote is for Florida Financial  Responsibility on your auto. You’ll generally need cheap SR22 quotes in Odessa FL for getting into car accidents without Florida auto insurance. Sometimes you’ll also need this cheap Odessa FL SR22 quote for not having enough Florida auto insurance on you car. Such as Bodily injury liability insurance. Conversely this is why you should always carry the optional Bodily injury Florida auto insurance in Odessa FL. Lastly too many points on your license you’ll be required to carry this cheap Odessa FL SR22 car insurance quote. The minimum Florida auto liability insurance limits on this cheap Odessa FL SR22 quotes on your car are:

$10,000 PIP. Personal Injury Protection – Florida NO Fault Auto Insurance.

$10,000 Property Damage Liability Insurance.

Additionally you will have to purchase on this Odessa SR22:

$10,000/$20,000 Bodily Injury Liability Insurance.

For Florida cheap SR22 car insurance quotes your auto in Odessa FL call 813-972-1947.

Further information on Florida cheap SR22 car insurance quotes on your auto in Odessa FL go to our SR22 page. Cheap Florida SR22 Car Insurance Quotes Odessa. 

Don’t let the cost of Florida FR44 insurance in Odessa FL break the bank. Call 813-972-1947 for cheap Florida FR44 auto insurance quotes in Odessa FL.

Undoubtedly your looking to save money on insurance in Odessa FL. But how do you do it? Good question but no easy answer. Generally car insurance has many rating factors.  One of the most important items is your driving record. Explicitly people with tickets and accidents will pay more for car insurance. Also to lower the price for Florida car insurance quotes try to get as many discounts that are available. These are the auto discounts that are available on a typical Florida car insurance in Odessa FL:

*Proof of prior insurance. The longer your Florida car insurance history of continuous coverage in Odessa FL, the lower your insurance quotes will be. Odessa FL insurance companies provide discounts when you have prior Florida car insurance. Similarly even when switching to another insurance company. Henceforth  called a transfer discount. 

*What kind of car you drive is also a factor. Notwithstanding newer cars with safety devices such as collision avoidance and automatic braking will pay less in liability insurance premiums. However they will pay more in physical damage coverages since those vehicles are worth more money than an older car.

* Vehicle safety features such as anti lock brakes, air bags, anti theft device, vehicle tracking device. Look for a vehicle with safety features

* Claims free discount. The longer you are auto claims free in Florida the lower your car insurance quote.

* Home Ownership.  Florida car Insurance companies give an auto insurance discount on quotes for homeownership since it shows stability.

* Education Level. Some cheap car insurance companies in Odessa give you a larger quote discount on your education such as college degree. Like your Mom told you, its better to stay in school.

* Your occupation. Odessa FL auto Insurance companies give different car discounts depending upon your occupation.

* Credit history. People with better credit tend to get lower Florida car insurance quotes in Odessa FL. Its better to pay your bills on time. 

* Deductibles. Raise your deductibles to the maximum amount. This will reduce your auto insurance premiums in Odessa FL on your car.

* Utilize the services of an independent agent who shop around to get you the cheapest car insurance in Odessa FL.

To register your car you will need to show proof of Florida auto insurance in Odessa FL. Presently Odessa is in the unique position that it is actually divided into two county’s. Hillsborough and Pasco County. Hillsborough County residents register their car at the Hillsborough County Tax collector Hillsborough Tax Collector. Pasco county residents go to the Pasco County Tax collector Pasco Tax Collector. 

You may be wondering why car insurance in Florida is so much more expensive than other states. Its a good question to ask. Yes car Insurance is definitely different in Florida from what your use to. But why is that?  First of all Florida is one of only a dozen states that still require No Fault Insurance. States with no fault insurance tend to have higher premiums because your insurance will pay out regardless of fault (Injuries only in Florida). Also do to its rapid population growth Florida leads the country in car accidents and unfortunately auto insurance fraud. All of this leads to higher claims cost. This is why Florida car insurance in Odessa FL tends to be more expensive than other states.

However you can still find cheap and affordable car insurance quotes in Florida. That is where we come in. Colucci auto Insurance deals with multiple Florida car insurance companies giving you several quote and coverage options. Likewise our Florida auto insurance agents will give you the cheapest car insurance quote. Since we represent multiple cheap Florida auto insurance companies in Odessa FL you will never overpay for insurance. There is a reason we have been selling Florida car insurance in Odessa FL for over 34 years. Call 813-972-1947 to start saving today on Florida auto insurance.

Specifically General Liability insurance in  is another area where we excel at. We provide cheap Florida general liability insurance quotes in Odessa FL. Conversely a Florida general liability insurance is not required in Odessa FL. However no  business in Odessa FL should go without Florida General Liability Insurance. Because a Florida general liability policy protects a Odessa FL business from financial risk from several exposures. 

Presently we represent numerous companies offering cheap general liability insurance quotes in Odessa FL. After all no two businesses share the same risks. Subsequently you need a tailored made general liability insurance program for your Business in Odessa FL.

Forthwith a Florida general liability insurance policy will protect Odessa business’s from financial loss from a broad range of events. When it comes to providing general liability insurance quotes for any business in Odessa Colucci Insurance is second to none. Furthermore our insurance partners have a broad appetite for general liability insurance quotes in Odessa FL. Significantly Odessa Florida  general liability insurance quotes are offered with low down and EZ payments. Furthermore don’t go unprotected for lack of a Florida general liability policy in Odessa FL. Call 813-972-1947 for a Odessa FL cheap Florida general liability insurance quote in today! Further information on what a Odessa general liability insurance policy will do for you visit our Florida general liability page. Cheap General Liability Insurance Quotes Odessa. 

Florida Cheap Truck and Commercial auto insurance quotes are offered in Odessa FL including Hotshot. Equally important these cheap Odessa FL commercial auto insurance quotes on Florida trucks come with LOW DOWN & EZ payments! Since we represent several Florida companies as an independent agent we have the cheapest  commercial auto insurance quotes in Odessa. Significantly we’re also providing cheap Florida commercial auto insurance quotes in Odessa FL on long haul trucking, Hotshot & UIIA. Chiefly if it has wheels we have the cheapest Odessa FL commercial auto insurance quote for your Florida Truck. Commercial auto insurance quotes in Odessa Florida also provided for auto haulers and Hot Shot trucking and Transport.

Also provided are truck insurance quotes for Florida UIIA risks in Odessa FL doing intermodal transport. Furthermore we also have Florida truck insurance companies offering the UIIA CA 23-17 endorsement in Odessa FL.

Lastly no cheap Florida commercial auto quote is complete in Odessa FL without cargo insurance. Particularly we have excellent Florida cargo insurance quotes for trucking companies in Odessa FL. Henceforth we offer Florida motor truck cargo filing for interstate transport for trucking companies in Odessa FL. CALL 813-972-1947 for Florida commercial auto insurance quotes on your Odessa FL truck

Further details on cheap Truck and Florida commercial auto insurance are on our commercial page. Cheap Florida Commercial Auto Insurance Quotes Odessa.

Additionally we offer cheap car insurance quotes all over Florida Car Insurance Florida.  We also serve the Tampa Bay communits for cheap auto insurance quotes:

Tampa Car Insurance Quotes Tampa. Land O Lakes Car Insurance Quotes Land O Lakes. Wesley Chapel Car Insurance Wesley Chapel. Brooksville Car Insurance Quotes Brooksville. Zephyrhills Car Insurance Quotes Zephyrhills. Dade City Car Insurance Quotes Dade City. Oldsmar Car Insurance Quotes Oldsmar. Temple Terrace Car Insurance Temple Terrace. Thonotosassa Car Insurance Thonotosassa. Brandon Car Insurance Quotes Brandon. Plant City Car Insurance Quotes Plant City. Lakeland Car Insurance Quotes Lakeland. Riverview Car Insurance Quotes Riverview. Gainesville Car Insurance Quotes Gainesville. Ocala Car Insurance Quotes Gainesville. Orlando Cheap Car Insurance Orlando. Miami Cheap Car Insurance Miami. Jacksonville Cheap Car Insurance Jacksonville. Tallahassee Cheap Car Insurance Tallahassee. Pensacola Cheap Car Insurance Pensacola. Fort Lauderdale Cheap Car Insurance Fort Lauderdale.

New Port Richey Car Insurance New Port Richey. Clearwater Cheap Car Insurance Quotes Clearwater. St Petersburg Cheap Car Insurance Quotes St Petersburg. Bradenton Cheap Car Insurance Quotes Bradenton. Sarasota Cheap Car Insurance Quotes Sarasota. Fort Myers Cheap Car Insurance Quotes Fort Myers. Cape Coral Car Insurance Quotes Cape Coral.