Cheap Car Insurance Cape Coral, FL: Get Instant Quotes & SR22/FR44 Filings

Finding cheap car insurance in Cape Coral, Florida, shouldn’t be a challenge.

As a local, independent insurance agency, Colucci Insurance has been helping Florida residents find the lowest rates for over 35 years. We specialize in providing low-cost policies with significantly Low Down Payments and EZ Payment Plans, even for drivers who require special state filings like SR22 or FR44 insurance in Cape Coral.

We work with a wide network of reliable insurance companies to ensure you get the best coverage at the most competitive price. Don’t settle for out-of-state call centers; talk to a trusted, experienced, Florida-based agent today.

Call 833-865-3380 or Click Here to submit an online quote request. 

When you choose Colucci Insurance, you are partnering with an agency that prioritizes your needs first. We are not a national chain—we are a family-owned, locally-operated business right here in Florida, focused on providing the best value for your Car Insurance Cape Coral policy.

• Experience That Matters: Over 35 years providing affordable auto, SR22, FR44, and homeowners insurance in the Cape Coral area.

• Your #1 Priority: As an independent agent, our loyalty is to you. We shop multiple carriers to find you the best rate, not just one rate from a single company.

• Real Local Presence: We are a real Florida office, not an unregulated, out-of-state call center. You can feel comfortable knowing your agent is local and trustworthy.

Saving money on auto insurance involves more than just getting one quote. As your independent agent, we automatically apply all applicable discounts and comparison shop for you to deliver the best car insurance quotes Cape Coral has to offer:

• Proof of Prior Insurance: Maintaining continuous coverage significantly lowers your premiums.

• Safe Vehicle Discounts: Cars with safety features like anti-lock brakes and anti-theft devices save you money.

• Claims-Free History: The longer you go without a claim, the more you save.

• Home Ownership & Education: Many carriers offer discounts based on your stability and education level.

We focus on quotes that feature the lowest down payment available from our carriers, combined with flexible, EZ monthly payment options. This applies to standard policies as well as SR22 and FR44 coverage.

A less-than-perfect driving record doesn’t have to mean sky-high insurance costs. We specialize in non-standard auto insurance and can file your necessary financial responsibility documents quickly and correctly, ensuring you get the most cheap car insurance rates possible.

The FR44 filing is mandatory in Florida following a conviction for Driving Under the Influence (DUI) to reinstate your driving privileges. This filing requires higher liability limits, which can be expensive. We understand how to navigate the complexities of this requirement and offer cheap FR44 insurance quotes in Cape Coral with the lowest possible down payments. We make the process simple so you can get back on the road legally.

The SR22 filing is required for various violations, such as driving without insurance, accumulating too many points, or certain serious traffic offenses. Colucci Insurance offers immediate and affordable SR22 insurance in Cape Coral, including options for non-owner SR22 policies. We file your certificate electronically with the state to ensure the fastest possible reinstatement of your license.

Ready to start saving money on your car insurance? It only takes one phone call to compare and switch.

We Dare You to Compare! | Serving Cape Coral and All of Florida for 35+ Years

Call 1-833-865-3380

You can also submit a quote request 24 hours a day by clicking here: Online Quote Request.