Cheap Car Insurance Florida

Cheap Car | Auto Insurance Florida 813-972-1947

Quotes on cheap car and auto insurance in Florida is what we do best including SR22 and FR44 insurance. Significantly we’ve been offering Florida car insurance that is cheap and affordable for over 34 years. Additionally our payment plans feature LOW DOWN and EZ PAYMENTS! Because we are an independent insurance agency we represent many Florida car insurance companies. Basically what this means is we can get you the lowest possible car insurance quote in Florida since we represent more than one insurance company. Moreover since we’ve been doing this for over 34 years we have been able to partner with only the best Florida insurance companies that give you the cheapest rate on your auto insurance.

Our motto is WE DARE YOU TO COMPARE! Therefore the next time you are looking for a cheap auto insurance quote in Florida call 813-972-1947.

Who is Colucci Insurance?

25th anniversary Party
Customer appreciation party

Colucci Insurance is a family and locally owned and operated insurance agency in Tampa Florida. Consequently for over 34 years we have been providing Florida working family’s affordable insurance options on their auto, homes and businesses. We are not a phoney google location out of state call center. Chiefly our number one priority is you. In 2016 we held a customer appreciation and 25th anniversary party. Further details on Colucci Insurance and photos of the party can be found on our about page. About Colucci Insurance.

Florida SR22 and FR44 Insurance

SR22 FR44 Insurance

Additionally we offer all forms of Florida SR22 insurance as well as FR44 insurance. Accordingly SR22 and FR44 are not insurance. Instead they are forms attached to your Florida auto insurance policy certifying that you have certain insurance coverages. Also Florida is the only state that has two types of SR22’s. A standard SR22 and an SR22S. Accordingly there is an important distinction between them.

Indeed the standard Florida SR22 is for financial responsibility. Basically its for people who get in car accidents who didn’t have or did not have enough auto insurance. The minimum liability limits for a Florida SR22 are:

$10,000 Personal Injury Protection (PIP) – Florida No Fault Law.

$10,000 Property Damage Liability Insurance.

$10,000/$20,000 Bodily Injury Liability Insurance.

Correspondly the other type of SR22 in Florida is known as the SR22S. This type of SR22 is unique. Florida is the only state that requires the SR22S. This SR22 is for people who were caught driving without Florida auto insurance. The minimum requirments for a Florida SR22S are:

$10,000 PIP

$10,000 Property Damage Liability Insurance.

Specifically a FR44 in Florida is required when you are convicted of drinking or substance violations. Once again like the SR22, a Florida FR44 is rather unique in that only two states require FR44’s. The other state is Virginia, but at different limits of what Florida requires for an FR44 filing. The minimum Florida requirements for FR44 insurance are:

$10,000 PIP

$50,000 Property Damage Liability Insurance

$100,000/$300,000 Bodily Injury Liability insurance.


Additional information on both SR22 Insurance and FR44 insurance can be found on our SR22 and FR44 insurance page Florida SR22 Insurance and FR44 Insurance.

How do you find Cheap Car Insurance in Florida?

Subsequently many people ask how do they find cheap car insurance in Florida? Its real simple. Instead of trying do it yourself like going online use the services of an independent insurance agent like Colucci Insurance. An independent insurance agent will obtain multiple quotes for you.  Consequently insurance companies engage in optimal pricing. They are hoping you won’t shop around. Conversely when policy’s come up for renewal insurance companies will raise the rate for customers they don’t think will shop around. Likewise they do the opposite if they think you will shop around.

Go to our Florida auto insurance quote page for a cheap car insurance in Florida quote. Cheap Car Insurance Quotes Florida

What are the Florida Auto Insurance requirements?

What are the minimum requirements for auto insurance in Florida? Surprisingly Florida has one of the lowest mandatory auto insurance requirements than most states. There are only two insurance coverages you are required to have on your automobile when you register your car. They are $10,000 in personal injury protection (PIP) and $10,000 in property damage liability insurance. If you need to do SR22 or FR44 filing you will be required to purchase additional coverages. Further information on Florida SR22 and FR44 insurance can be found on our SR22 FR44 insurance page. SR22 FR44 Insurance Florida


Failure to maintain Florida mandatory auto insurance will result in suspension of your Florida drivers license. Go to the Florida Department of Safety and Motor vehicles website to check the status of your license. FLHSMV


Go to Florida auto insurance page for a quote on Cheap Auto insurance in Florida Cheap Auto Insurance Florida.

Additionaly go to Florida General Liability Insurance page for quotes on General Liability Insurance. General Liability Insurance

Commercial Auto Truck Insurance Florida

Commercial Auto and Truck Insurance Florida

Commercial auto and truck insurance in Florida is as important to us as you. On Florida Commercial auto and Truck insurance we have some of the best and lowest rates available. Further our Florida Commercial Auto and Truck Insurance features Low Down and EZ payments. Specifically some of the programs are long haul trucking, Reefers, Cargo filings, auto haulers, Hotshot Transport| Trucking and UIIA insurance. Yes we have markets that do the UIIA CA 23-17 endorsement required by the UIIA to enter ports.

Additionally our Florida commercial auto programs are not limited to semi trucks but will provide coverage for smaller vehicles such as box trucks and artisan contractors using their vans and pickups. Call 813-972-1947 for a Florida commercial auto quote on your truck. Additional information on Florida Commercial Auto and Truck insurance can be found by going to the commercial auto and truck insurance page. Click here: Commercial Auto and Truck Insurance Florida.

General Liability Insurance Florida

General Liability Insurance Florida

For Businesses we offer Florida General Liability insurance. No, general liability insurance in Florida is not required unless you are under contract. However a Florida general liability policy will protect you from unforeseen financial risk for a whole host of perils. A Florida business would be foolish to operate without general liability insurance. Especially considering how inexpensive general liability insurance is in Florida is compared to other insurance products.  Regardless go to our Florida General liability insurance page for additional information General Liability Insurance Florida

Cheap Car Insurance Tampa Bay

Correspondingly we offer cheap car insurance quotes in the following Tampa Bay Communities: Tampa Cheap Car Insurance Tampa. Temple Terrace Cheap Car Insurance Temple Terrace. Thonotosassa Cheap Car Thonotosassa. Lakeland Cheap Car Insurance Lakeland. Plant City Cheap Car Insurance Plant City. Wesley Chapel Cheap Car Insurance Wesley Chapel. Zephyrhills Cheap Car Insurance Zephyrhills. Dade City Cheap Car Insurance Dade City. Brooksville Cheap Car Insurance Brooksville. Land O’Lakes Cheap Car Insurance Land O’Lakes. Lutz Cheap Car Insurance Lutz. Oldsmar Cheap Car Insurance Oldsmar

Other areas of Florida we offer Car Insurance

Colucci Insurance does provide cheap Florida auto insurance quotes throughout Florida including:

Tampa, Temple Terrace, Ybor City, Thonotosassa, Tampa Heights, Lake Magdalene, Carrollwood, Northdale, Hillsborough County, Pasco County, Wesley Chapel, Crystal Springs, Zephyrhills, Dade City, San Antonio, Kathleen, Ona, Ridge Manor, Brooksville, Leesburg, Land O Lakes, Lutz, Webster, Bushnell, Brandon, Seffner, Valrico, Gibsonton, Riverview, Ruskin, Apollo Beach, Mango, Dover, Lithia, Bartow, Wauchula, Sydney, Parrish, Palmetto, Wimauma, Winterhaven, Plant City, Lakeland, Lake Wales, Polk City, Fort Meade, Lakewood Ranch, Winter Park, Apollo Beach, Oldsmar, Westchase, Odessa, Pinellas County, St Petersburg, Pinellas Park, Clearwater, Dunedin, Holiday, Seminole, New Port Richey, Spring Hill, Port Richey, Hudson, Tarpon Springs, Palm Harbor and Holiday, Ocala, Gainesville, Dunnellon, Crystal River, Crystal Springs, Safety Harbor, Bradenton, Sarasota. Ellenton, Parrish, Osprey, Nokomis, Northport and Fruitville.