Getting back on the road after a DUI conviction can feel overwhelming. Between the court fines, the classes, and the paperwork, the last thing you need is a headache trying to find insurance that won’t break the bank.

At Colucci Insurance, we understand exactly what you are going through. For over 35 years—since 1990—we have been the local experts in providing FR44 insurance in Fort Lauderdale. Unlike captive agents who only represent one company (or who often can’t write FR44 policies at all), we are an independent insurance agency. This means we work for you, not the insurance carriers. We specialize in FR44 & DUI insurance and will shop multiple markets to find you the absolute cheapest FR44 insurance in Fort Lauderdale, Florida.

We know you need your driver’s license reinstated quickly. We have the markets, the expertise, and the technology to get your filing done instantly so you can get back to your life.

For Quotes Call 833-865-3380 or fill our our easy to use quote form 24 hours a day: Fort lauderdale FR44 Insurance Quotes

Don’t let the Cost of FR44 Insurance Break Your Piggy Bank. Call Colucci Insurance Today to Save Money on FR44 Insurance!

Many people think an “FR44” is a special type of insurance policy, but that’s a common misconception. An FR44 is actually a Certificate of Financial Responsibility. It is a document that we, as your insurance agent, file electronically with the state of Florida.

This certificate is attached to your auto insurance policy. It serves as a guarantee to the state that you are carrying the higher liability limits required by Florida law for drivers with DUI convictions. Because FR44 filings in Florida have to be filed electronically, it is critical to work with an agency like Colucci Insurance that has direct digital integration with the Florida DMV to ensure no delays in your reinstatement.

When you are required to carry an FR44, the state mandates higher liability limits than the standard driver. To comply with Florida law, your policy must meet the following “100/300/50” limits:

• $100,000 Bodily Injury Liability per person

• $300,000 Bodily Injury Liability per accident

• $50,000 Property Damage Liability

You can read more detailed information about state mandates on our Florida FR44 Insurance page.

Let’s be honest: FR44 insurance is more expensive than a standard policy. However, that doesn’t mean you have to overpay. Because we specialize in this market, we know which carriers offer the most competitive rates for high-risk drivers in Broward County.

One of the best ways to secure cheap FR44 insurance in Fort Lauderdale is to explore all your options, including non-owner policies.

If you do not own a vehicle but still need to reinstate your license, a Non-Owners FR44 policy is often the most affordable solution. This policy covers you as a driver for the required liability limits without insuring a specific car. It fulfills the state’s FR44 requirement and is typically much less expensive than a standard auto policy. If you don’t own a car, ask us if this option is right for you.

In some FR44 cases, the court or DMV may require you to install an Ignition Interlock Device (IID) in your vehicle. An IID is a breathalyzer connected to your vehicle’s ignition system; the vehicle will not start unless you blow into the device and your breath alcohol concentration is below a set limit.

You are typically required to install an IID if:

• Your Blood Alcohol Level (BAL) was .15 or higher at the time of offense.

• You had a minor in the vehicle at the time of the offense.

• You have multiple DUI convictions.

We can help guide you through how this affects your insurance and reinstatement process.

Once we have electronically filed your FR44, your next step is often visiting a local office to finalize your reinstatement and pay any applicable fees.

Here are the local Florida Driver License and Administrative Reviews offices in and around Fort Lauderdale where you can handle these matters:

Bureau of Administrative Reviews (Hardship Licenses & Reinstatements)

• Lauderdale Lakes: 3718-3 W. Oakland Park Blvd, Lauderdale Lakes, FL 33311

Driver License Service Centers

• Fort Lauderdale: 1113 N. Federal Highway, Ft. Lauderdale, FL 33304

• Pembroke Pines: 8001 Pembroke Road, Pembroke Pines, FL 33025

• Margate: 1135 Banks Road, Margate, FL 33063

Always check with the FLHSMV locations page for the most current hours and appointment requirements before visiting.

We hear these questions every day from drivers in Fort Lauderdale. Here are honest answers to help you navigate the process.

The cost varies based on your age, driving history, and the vehicle you insure. However, because the liability limits (100/300/50) are high, premiums are higher than average. To find out the exact cost for your situation, call us for a personalized quote.

We offer Low Down & EZ monthly installments on FR44 Insurance. You do not always have to pay the full 6-month premium upfront, making it easier to manage your budget.

There is no single “cheapest” company for everyone because rates depend on your specific profile. That is why working with an independent agent is crucial. We compare dozens of carriers to find your cheapest option.

Right here. As experts in this niche, we have access to carriers that many standard agents do not.

To save money, contact independent agents such as Colucci Insurance. We not only provide you with multiple quotes but also specialize in FR44 insurance. Note: Not all independent agents specialize in or are even knowledgeable about FR44 insurance. Trust the experts who have been doing this for over 35 years.

We pride ourselves on transparency and service. You can view our A+ rating and profile externally at the Better Business Bureau: Colucci Insurance BBB Profile

While we love serving our Fort Lauderdale community, we can assist with FR44 filings anywhere in the state. Check out our other locations:

• Florida FR44 Insurance

• Boca Raton FR44 Insurance

• Miami FR44 Insurance

• Hialeah FR44 Insurance
• West Palm Beach FR44 Insurance
• Port St Lucie FR44 Insurance
• Homestead FR44 Insurance

• Tampa FR44 Insurance

• Jacksonville FR44 Insurance

• Tallahassee FR44 Insurance
• Daytona Beach FR44 Insurance

• Orlando FR44 Insurance

• St Petersburg FR44 Insurance

• Clearwater FR44 Insurance
• Lakeland FR44 Insurance
• Fort Myers FR44 Insurance
• Gainesville FR44 Insurance

Don’t let a DUI keep you off the road any longer. Trust the experience of Colucci Insurance to find you the best coverage at the best price.

Call us now for a free, fast quote:

833-865-3380