Commercial Auto Insurance Sarasota

For over 35 years, businesses have trusted Colucci Insurance to secure the most reliable and affordable commercial auto insurance in Sarasota. Since 1990, we have specialized in helping local contractors, fleet managers, and business owners navigate the complex Florida insurance market. Whether you are hauling debris down Fruitville Road or managing a fleet of delivery vans on Tamiami Trail, our deep local experience ensures you stay protected while keeping your overhead low.

Finding the right coverage is about more than just meeting requirements; it is about finding a partner who understands your business. As an independent agent, we provide multiple quotes and options from different companies, enabling you to save the most on commercial auto insurance in Sarasota, Florida. We don’t work for a single insurance carrier; we work for you, forcing top-rated providers to compete for your business to secure the lowest rates possible.

For quotes call 833-865-3380 or use our easy to use quote form: Sarasota Commercial Auto Insurance Quotes.

The secret to finding cheap commercial auto insurance in Sarasota is choice. Many business owners make the mistake of getting a single price from a “captive” agent who can only sell one brand. At Colucci Insurance, we shop your policy across our network of trusted carriers. This process allows us to customize a policy that fits your specific needs—whether you need high liability limits for a federal contract or a basic policy to get your tags. By comparing options, we routinely help Sarasota businesses lower their premiums without sacrificing coverage.

To legally operate a commercial vehicle in Sarasota and throughout Florida, you must meet specific liability limits based on your vehicle’s Gross Vehicle Weight (GVW). It is critical to stay compliant to avoid heavy fines or registration suspension.

Below are the mandatory Florida insurance requirements (FLHSMV) found on our commercial auto insurance Florida page:

• Vehicles under 26,000 lbs: Required to carry $30,000 Combined Single Limit (CSL).

• 26,000 lbs – 35,000 lbs: Required to carry $50,000 Combined Single Limit (CSL).

• 35,000 lbs – 44,000 lbs: Required to carry $100,000 Combined Single Limit (CSL).

• Over 44,000 lbs: Required to carry $300,000 Combined Single Limit (CSL).

Note: If your business involves crossing state lines, you are subject to federal regulations set by the FMCSA, which typically require a minimum of $750,000 CSL.

Besides Sarasota, commercial auto insurance quotes provided across Florida

• Brandon Commercial Auto Insurance –  Riverview Commercial Auto Insurance –  Wesley Chapel Commercial Auto Insurance – St Petersburg Commercial Auto Insurance 
• Clearwater Commercial Auto Insurance – Lakealnd Commercial Auto Insurance – Bradenton Commercial Auto Insurance – Tampa Commercial Auto Insurance
• Cape Coral Commercial Auto Insurance – Fort Myers Commercial Auto Insurance – Leigh Acres Commercial Auto Insurance – Ocala Commercial Auto Insurance
• Gainesville Commercial Auto Insurance – Kissimmee Commercial Auto Insurance – Orlando Commercial Auto Insurance – Deltona Commercial Auto Insurance 
• Jacksonville Commercial Auto Insurance – Daytona Beach Commercial Auto Insurance – Boca Raton Commercial Auto Insurance – West Palm Beach Commercial Auto Insurance
• Miami Commercial Auto Insurance  

Commercial auto insurance is not one-size-fits-all. We offer tailored solutions for every type of commercial risk. If you are a general contractor needing General liability Insurancee, or a trucking company looking for specialized Motor Truck Cargo Insurance, we have you covered. We also provide specific policies for Tow Truck Insurance and Dump Truck Insurance to address the unique risks of those industries. No matter your trade, our team can bundle your coverages to ensure there are no gaps in your protection.

The cost varies based on your vehicle type, driving history, and cargo. In Sarasota, a standard policy for a light commercial pickup truck might range from $1,500 to $4,500 annually, while heavy tractor-trailers can range from $12,000 to $16,000+. Factors like garaging location (zip code) and radius of operation also play a major role in your final price.

There is no single “cheapest” company for everyone because every carrier rates risk differently. One company might favor electricians while another offers better rates for couriers. The only way to ensure you are getting the cheapest commercial auto insurance in Sarasota is to use an independent agent like Colucci Insurance. We shop your profile with multiple carriers to find the one that offers the best price for your specific risk.

To save money lower your commercial auto insurance costs and avoid auto-renewing your policy without checking the market. Rates change frequently. As an independent agency, Colucci Insurance will save you the most because we can provide multiple quotes and options from many carriers. Additionally, hiring drivers with clean MVRs (Motor Vehicle Records) and paying your premium in full can unlock significant discounts.

Once you have your insurance, you must register your vehicle locally. You can handle your registration at the Sarasota County Tax Collector. Here are their have locations:

Down Town Sarasota: 101 South Washington Boulevard (US 301), Sarasota FL34236

Mid County: 6100 Sawyer Loop Road, Sarasota FL 34238 (West of I-75, south of Clark Road)

Venice: 4000 S. Tamiami Trail (US 41), Venice FL 34293

North Port: 4970 City Hall Boulevard, North Port FL 34286 (North Port City Hall)

If you are registering a heavy vehicle with a gross weight of 55,000 pounds or more, you must also prove that you have filed your Heavy Vehicle Use Tax. Additonal information on this tax is on the FLHSMV HVUT website. You will need to provide proof of payment for the Heavy Vehicle Use Tax and Form 2290 before the county will issue your tags. You can download form 2290 pdf here

Call Colucci Insurance today to start saving money.

Call 833-865-3380 Now

Or submit your Low Cost Commercial Auto Insurance Online Quote 24/7: Cheap Sarasota Commercial Auto Insurance Quotes.