Commercial Auto Insurance West Palm Beach

For business owners in West Palm Beach, finding reliable coverage is about more than just meeting state requirements—it is about protecting your livelihood. For over 35 years, Colucci Insurance has been the local expert for Commercial Auto Insurance in West Palm Beach. Since 1990, we have helped thousands of contractors, fleet managers, and small business owners secure the protection they need at prices they can afford.

As an independent insurance agency, we work for you, not the insurance companies. Our decades of experience allow us to navigate the complex Florida insurance market to find you the best coverage. Whether you operate a single delivery van or a fleet of heavy trucks along Okeechobee Boulevard, our team provides multiple quotes from different quality insurance carriers, ensuring you receive the lowest quotes without sacrificing protection.

For Quotes Call 833-865-3380 or fill out our easy to use quote form: West Palm Beach Commercial Auto Insurance Quotes.

Commercial Auto Insurance West Palm Beach

Best Commercial Auto Insurance West Palm Beach

Finding the Best Commercial Auto Insurance in West Palm Beach, Florida requires a partner who understands the unique risks of operating in South Florida. From the busy intersections of downtown West Palm Beach to the construction sites in the growing western communities, your business vehicles face constant exposure.

We pride ourselves on our reputation for transparency and reliability. Our commitment to high ethical standards and customer service is verified by our standing in the community. We encourage you to view our Better Business Bureau Profile, which demonstrates our experience, trustworthiness, expertise, and knowledge in providing reliable information and service to our clients. When you choose Colucci Insurance, you are choosing a partner with a proven track record of excellence.

Best Commercial Auto Insurance West Palm Beach

Cheap Commercial Auto Insurance West Palm Beach

Cost is a major factor for any business. If you are searching for Cheap Commercial Auto Insurance in West Palm Beach, the most effective strategy is to compare options. Many captive agents can only offer rates from one provider. In contrast, Colucci Insurance is an independent agency. We instantly shop your profile across a network of top-rated carriers to find the most competitive pricing available.

We understand that every dollar counts. Beyond just auto coverage, we apply this same cost-saving approach to all your business needs. For example, if you are looking to bundle coverage or need site-specific protection, visit our general liability insurance page. It showcases our expertise and knowledge in other business insurance products useful to users who access this page, helping you build a comprehensive safety net for your company.

Cheap commercial auto insurance West Palm Beach

Commercial Auto Insurance Quotes West Palm Beach

Getting accurate Commercial Auto Insurance Quotes in West Palm Beach shouldn’t be a hassle. When you contact us, our licensed agents quickly assess your specific needs—vehicle weight, cargo type, and radius of operation—to match you with the right carrier.

Call 833-865-3380 today to let our experience work for you. We don’t just give you a number; we explain your coverage options so you can make an informed decision.

Commercial Auto Insurance Quotes West Palm Beach

To operate legally in West Palm Beach and throughout the Florida, you must meet specific liability limits. These are determined by the Gross Vehicle Weight (GVW) of your vehicle. It is critical to stay compliant to avoid heavy fines or registration suspension.

We stay up to date with industry standards set by organizations like the Florida Trucking Association.

According to Florida requirements, the required Combined Single Limit (CSL) liability coverage is as follows:

  • Vehicles under 26,000 lbs: Required to carry $30,000 Combined Single Limit (CSL).

  • 26,000 lbs – 35,000 lbs: Required to carry $50,000 Combined Single Limit (CSL).

  • 35,000 lbs – 44,000 lbs: Required to carry $100,000 Combined Single Limit (CSL).

  • Over 44,000 lbs: Required to carry $300,000 Combined Single Limit (CSL).

Note: If your business involves crossing state lines, you are subject to federal regulations set by the FMCSA, which typically require a minimum of $750,000 CSL.

For more detailed information on state laws, please review the full requirements on our Florida Commercial Auto Insurance Requirements page.

Florida Commercial Auto Insurance quotes given across the Sunshine State

Frequently Asked Questions (FAQ)

Here are the most common questions we receive from business owners in West Palm Beach regarding their commercial vehicle coverage.

How much is commercial auto insurance in West Palm Beach?

The cost varies based on your vehicle type, driving history, and coverage limits. In West Palm Beach, rates can range significantly. Generally, a standard commercial van might cost between $1,500 and $4,500 annually, while heavy semi-trucks can range from $12,000 to over $16,000. For an exact figure, you need a personalized quote.

What is the best commercial auto insurance in West Palm Beach?

The “best” insurance is one that balances affordability with financial strength and claims service. There is no single “best” company for everyone. The best policy for a local landscaper differs from the best policy for a long-haul trucker. Colucci Insurance identifies the best carrier for your specific risk profile.

Who's the cheapest for commercial auto insurance in West Palm Beach?

The cheapest carrier changes often as insurance companies adjust their rates. Currently, carriers like Progressive, National General, or regional specialty carriers may offer the lowest rates depending on the market. We identify who is cheapest for you by quoting them all simultaneously.

How to save on commercial auto insurance in West Palm Beach?

To lower the cost of commercial auto insurance in West Palm Beach, you should contact independent agents such as Coluci Insurance. We will provide multiple quotes from different insurance companies—that’s how you save on commercial auto insurance. Shopping the market forces carriers to compete for your business, ensuring you never overpay.

Where to register a commercial vehicle in West Palm Beach?

You can register your commercial vehicle at the Palm Beach County Tax Collector. They handle all motor vehicle services including tags, titles, and renewals.

The local Palm Beach County Tax Collector’s Location in West Palm Beach is at 301 North Olive Avenue, 1st Floor, West Plam Beach FL 33401.

If your vehicle has a taxable gross weight of 55,000 pounds or more, you must also provide proof of payment for the Heavy Vehicle Use Tax. You can find the required Form 2290 on the IRS website. Ensure this is filed before attempting to register your heavy truck to avoid delays.


Stop Overpaying for Coverage! Don’t navigate the insurance market alone. Trust the experts with over 35 years of experience. Let Colucci Insurance find you the best coverage at the lowest price

Contact Us Today: Phone: 833-865-3380

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