Homeowners Insurance Florida: Affordable Home Quotes from your Local Independent Agent

Securing reliable and affordable homeowners insurance in Florida can be challenging due to severe weather events, rising rates, and non-renewals. At Colucci Insurance, we’ve been the premier independent agency helping Florida homeowners find the best property coverage since 1990.

As a local, Florida-based agency, we understand the unique risks your home faces better than out-of-state call centers. Our mission is simple: to protect your investment without breaking your budget.

Call 1-833-865-3380 now to start saving money on your Florida homeowners policy.

The key to finding the lowest rate is competition. Unlike captive agents who work for a single company, we are an independent insurance agency representing multiple top-rated Florida carriers.

• We Shop, You Save: We do the heavy lifting, comparing quotes from numerous insurance companies to ensure you receive the most competitive price.

• Florida Expertise: We specialize exclusively in the Florida market, knowing exactly which carriers offer the best combination of coverage and affordability for homes in severe weather zones.

• Customer-First Service: We have an A-rating with the Better Business Bureau (BBB) and belong to the Florida Association of Insurance Agents (FAIA), ensuring we always prioritize your best interest, not a national chain’s sales quotas.

Lowering your premium is often about demonstrating that your home is secure. We help you identify and secure every possible discount:

A favorable report is critical for obtaining the most affordable homeowners insurance quotes in Florida. We advise on two key inspections:

1. Wind Mitigation Inspection: Shows your insurance carrier how well your home can withstand hurricane-force winds (e.g., roof-to-wall attachments, secondary water resistance, impact-resistant windows/doors).

2. 4-Point Inspection: Details the condition of your home’s four main systems: Roof, HVAC (Heating, Ventilation, and Air Conditioning), Electrical, and Plumbing. Often required for homes over 30 years old.

The single biggest discount available comes from mitigating potential storm damage. We can guide you on improvements such as:

• Installing hurricane clips and straps.

• Reinforcing entryways and garage doors.

• Utilizing the My Safe Florida Home program for state grants to retrofit your house.

We provide reliable home insurance quotes throughout the Sunshine State. We are your local source for property coverage in:

• Central Florida: Tampa, Lakeland, Orlando, Plant City, Wesley Chapel, Zephyrhills.

• West Coast: St Petersburg, Clearwater, Bradenton, Sarasota, Fort Myers, Cape Coral, Odessa.

• North & East Florida: Jacksonville, Tallahassee, Pensacola, Gainesville, Ocala.

• South Florida: Miami, Fort Lauderdale, South Florida.

Ready to find an affordable, reliable insurance carrier for your Florida home?

Speak directly with a knowledgeable, Florida-based agent. We are ready to help you save.

• Call Us Now: 1-833-865-3380

• Email Your Request: info@colucci-insurance.com (An agent will contact you within 24 hours.)

• Visit Our Office: 1441 E Fletcher Ave #105, Tampa, FL 33612