Low Cost Auto Insurance Florida

When you need Low Cost Auto Insurance Florida call 833-865-3380. Because we have been offing low cost auto insurance Florida quotes for over 35 years. Equally important Low Down & EZ payments on Florida Low Cost auto insurance quotes. Being an independent agent we’ll always find you low cost auto insurance Florida quotes. Reason being is the vast amount of companies we represent for Florida low cost auto insurance quotes. When you have companies competing for your business that how you save. By receiving multiple quotes. Here’s a list of the companies we represent for Florida low cost auto insurance. Low cost car insurance Florida.
Call 833-865-3380 for low cost auto insurance Florida.
Low Cost Auto Insurance Florida quotes
When looking for low cost auto insurance Florida quotes you need a trustworthy agent. Furthermore our independent insurance agency is well respected throughout the Florida insurance industry. We’re A rated members of the Better Business Bureau, Chamberofcommerce.com, and Best Of The Web. Moreover feel comfortable your using a true Florida local agent. Unlike those out of state google profiled using a fake local address. Particularly they are the ones that advertise “low cost auto insurance Florida” meanwhile their located 3000 miles away. Usually their local address turns out to be nothing more than a location at the UPS store or a public storage location.
For Low Cost auto insurance Florida quotes click the quote button or call 833-865-3380.
Florida Low Cost Auto Insurance 833-865-3380

Significantly for over 35 years we’ve been providing Florida Low cost auto insurance. Yes a lot of agents promise Florida low cost auto insurance. But can they actually deliver? When looking for Florida low cost auto insurance you need to ask what companies do you provide quotes with. While most agents only represent a hand full of companies. In comparison our independent agency represents numerous companies for Florida low cost auto insurance. The result being we can offer lower rates than other agents because of the carriers we represent. There’s a reason we’ve been offering Florida low cost auto insurance for over 35 years.
Florida low cost auto insurance quotes call 833-865-3380. You can also select the quote button at the top of the page.
25th Anniversary Party
in 2016 we held a customer appreciation party in observance of our 25th year anniversary. In attnedance were customers and local dignitaries. Go to our about page for further informaiton about Colucci Insurance and to view photos of the party. About Colucci Insurance.
Florida Mandatory coverages
What the required coverages for auto insurance in Florida. Presently Florida requires two coverages. Personal injury protection commonly called PIP. Also Property damage liability insurance is required. Below are the minimum coverage limits:
Personal Injuty Protection (PIP) Florida no fault law.
Property damage liabilty insurance of $10,000 (property damge done to others).
Available Florida Coverages
Here are the available Florida coverages for auto Insurance:
Personal Injury Protection - PIP- Florida No Fault Auto Insurance (Mandatory)
Since 1971 Florida is a no Fault State. Florida requires $10,000 worth of benefits. Florida is one of only 12 states that still mandate No Fault Insurance. Bascially PIP covers medical expenses and applicable loss wages and deah benefits to Florida residents.Overall its a broad coverage. Please consult with a Florida agent for full details or the Florida No Fault Statue.
Property damage liability (Mandatory)
Presenlty Florida requires $10,000 of property damage liablity insurance. This coverage is for damage o property of others you are legally obligated due to a car accident. For instance it may pay for damages to the other party’s vehicle or fence you may have driven into.
Bodily Injury Liability Insurance (Optional)
Particularly this is the portion of the insurance that pays for injuries to others that you are legally obligated when your at fault in an accident. Secondly it may also help with legal fees if your being sued because of a car accident. Even though this is an optional coverage you should not reject if. People who need SR22 & FR44 filings will have to purchase bodily injury liability insurance in different amounts. Please speak to a Florida auto insurance agent to explain all the details of bodily injury liability insurance.
Uninsured Motorist (Optional)
Generally uninsured motorist will pay for injuries caused by another at fault party who does not have or not enough insurance.In Florida unisured motorist is only for injuires, not property damage. Uninsured motorist is aonther optional coverage you should not reject. Howerever if you decide to reject if Florida makes you sign a rejection form. Additionally when purchasing uninsured motorist you must either select “stacked” or “unstacked coverage”. Basically your allowed to stack your coverage when you have more than one vehicle. However their is a premium charge for stacking as well as for pruchasing uninsured motorist.
Medical Payments (optional)
Also known as Med pay. This is an optional coverage in Florida. to pay for medical expenses in car accidents. Since Florida is a no fault state, PIP is primary over medical payments coverage. Bascially medical payments supplemet your PIP coveragem but is not as broad.
Comprehensive
Basically this coverage is for damages to your vehicle other than collision. Some examples are vehicle tehft, vandalism, foreign or missel objects hitting your vehicle, fire, flood, widshield claim, etc… This coverage is required with most lienholders when financing our car. Usually sold in combination with collision coverage.
Collision
Sometimes referred to as physical damage. Chiefly collision coverage is when your vehicle collides with another vehicle of object. This coverage is also required by mot lienholders as well and also sold in conbimation with collision.
Accidental Death and Dismemberment
Primarily pays a death benefit and certain medical expense for loss of a limb in car accident. In Florida PIP coverage is primary however some policy’s allow the benefit to be supplementary. Consult with a Florida agent for full details.
Towing and Car rental Reimbursement
Reimburses you for towing and car rental expenses as result of a car accident. Some companies offer this coverage through a 3rd party such as a motor club.
Other areas we offer Low Cost Auto Insurance
Here are the other areas we offer low cost auto insurance: Tampa Affordable Auto Insurance Tampa. Auto Insurance Quotes. Car Insurance Tampa. Bradenton Car Insurance Bradenton. Brooksville Car Insurance Brooksville. Cape Coral Car Insurance Cape Coral. Dade City Car Insurance Dade City. Fort Myers Car Insurance Fort Myers. Land O Lakes Car Insurance Land O Lakes. Lutz car Insurance Lutz. Car Insurance New Port Richey Car Insurance New Port Richey. Ocala Car Insurance Ocala. Odessa Car Insurance Odessa. Oldsmar Car Insurance Oldsmar. Plant City Car Insurance Plant City. Riverview Car Insurance Riverview. Sarasota Car Insurance Sarasota. Car Insurance St Petersburg Car Insurance St Petersburg. Temple Terrace Car Insurance Temple Terrace. Thonotosassa Car Insurance Thonotosassa. Zephyrhills Car Insurance Zephyrhills.
Additionally low cost auto insurance offered here
Additionally low cost auto insurance offered in these areas: South Florida Low Cost Auto Insurance South Florida. Brandon Car Insurance Brandon. Clearwater Car Insurance Clearwater. Cheap Car Insurance Florida. Fort Lauderdale Car Insurance Fort Lauderdale. Gainesville Car Insurance Gainesville. Jacksonville Car Insurance Jacksonville. Lakeland Car Insurance Lakeland. Miami Car Insurance Miami. Orlando Car Insurance Orlando. Pensacola Car Insurance Pensacola. Tallahassee Car Insurance Tallahassee. Commercial Insurance Tampa. FR44 Insurance Florida. FR44 Insurance Tampa. General Liability Insurance Tampa. Homeowners insurance Florida. Homeowners Insurance Tampa. Low Cost Auto Insurance Tampa. SR22 Insurance Florida. SR22 Insurance Tampa.