Get the Cheapest Florida Car Insurance Quotes with Low Down Payments!
Stop overpaying for auto insurance. Colucci Insurance, your trusted local independent Florida agent for over 35 years, finds you the absolute lowest rates on the market with flexible low down and easy monthly payments.
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We shop, you save: We compare quotes from dozens of national and regional carriers—including Progressive, Geico, and others—to guarantee you get the best coverage and the cheapest price.
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Local Experts: Unlike out-of-state call centers, we understand Florida’s unique insurance requirements and what affects your rate.
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Your Privacy Matters: We are licensed agents, not marketing companies. We will never sell your personal information.
Call 1-833-865-3380 now to start saving money today!
Get Your Free, No-Obligation Florida Car Insurance Quote
Call 833-865-3380 or fill out the above information.
Why Choose Colucci Insurance as Your Independent Florida Agent?
We are committed to providing trustworthy service and the most affordable insurance.
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35+ Years of Experience: No one knows the Florida auto insurance market better. We use our network to find low-cost policies with great coverage.
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Independent Means Cheaper: We work for you, not a single insurance company. We find the cheapest rate among numerous carriers instead of only offering one option.
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Trusted & Highly Rated: We are an A-rated member of the Florida Association of Insurance Agents (FAIA), Better Business Bureau (BBB), and are a name Floridians trust.
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Flexible Payment Plans: We specialize in finding policies that offer low down payments and affordable monthly installments to fit your budget.
Understanding Mandatory Florida Auto Insurance Coverage
Florida is a No-Fault state, which means specific coverages are required by law. We ensure your policy meets all minimum requirements and recommend additional protection.
| Coverage Type | Required Minimum | Description |
| Personal Injury Protection (PIP) | $10,000 | Mandatory no-fault coverage for your injuries and lost wages after an accident, regardless of who is at fault. |
| Property Damage Liability (PDL) | $10,000 | Mandatory coverage for damage you cause to another person’s property in an at-fault accident. |
Important Optional Coverages
| Coverage Type | Recommendation | Description |
| Bodily Injury Liability (BIL) | Highly Recommended | Pays for serious injuries or death you cause to others. Mandatory if you require an SR22 or FR44 filing. |
| Uninsured/Underinsured Motorist (UM) | Highly Recommended | Pays for your injuries if the at-fault driver has no insurance or not enough insurance. |
| Comprehensive & Collision | Required by Lienholders | Comprehensive covers your vehicle from non-accident damage (theft, fire, vandalism). Collision covers damage from hitting another vehicle or object. |
Cheap Florida Auto Insurance Quotes Across The Sunshine State
Charlie wants to give you an Affordable Florida Auto Insurance Quote.
We provide low-cost car insurance quotes and superior service to residents across Florida, including:
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Tampa Bay Area: Tampa, Brandon, Riverview, Lutz, Wesley Chapel, Clearwater, St. Petersburg, New Port Richey, Sarasota, Bradenton, Oldsmar.
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Central Florida: Orlando, Kissimmee, Lakeland, Plant City, Daytona.
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South Florida: Miami, Fort Lauderdale, Hialeah, Fort Myers, Cape Coral.
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North Florida: Jacksonville, Pensacola, Tallahassee.
Ready to lower your car insurance bill?
Call Colucci Insurance at 1-833-865-3380 today or fill out the fast, secure form above to get your cheapest Florida car insurance quote!
Honey says if you got your Florida auto insurance from Colucci you’d be able to make your payments.