Car Insurance in Temple Terrace, FL

The Colucci agency positions itself as a long-standing, family-owned, and locally operated independent agency, having served the area for over 35 years. They specialize in offering affordable and cheap car insurance quotes in Temple Terrace, FL. For a quote call 813-972-1947 or submit your information online by Clicking Here: Auto Quotes. 

Key Offerings and Benefits

• Independent Agency: As an independent agent, The Colucci agency shops quotes across multiple companies to find the cheapest rates for the customer. They emphasize that they represent “several” companies, unlike agents who only represent one or two.
• Affordability: The agency highlights its ability to provide cheap car insurance quotes, often featuring LOW DOWN payments and EZ PAYMENTS (hassle-free installment plans).
• Specialized Filings: They offer quotes for mandatory filings, including SR22 Insurance and FR44 Insurance quotes for those requiring them.
• Convenience: All transactions (getting quotes, purchasing) can be completed over the phone or email. The agency notes they are a real, physical office located in Florida.
• Other Services: In addition to standard auto insurance, they also offer quotes for Homeowners Insurance and Commercial Truck Insurance.
• Trust and Experience: They have an A rating with the Florida Association of Insurance Agents (FAIA), the Better Business Bureau (BBB), and have been in business since 1990.

Florida Minimum Auto Insurance Requirements

The Colucci agency notes that auto insurance is mandatory in Temple Terrace, FL, and driving without it can lead to suspension of a driver’s license and registration.

The minimum required coverage is:

• $10,000 Personal Injury Protection (PIP) – Florida No-Fault auto insurance.
• $10,000 Property Damage Liability.

Additional requirements apply for SR22 and FR44 filings.

Factors Affecting Insurance Quotes

The cost of car insurance is determined by numerous rating factors, including:

• Driving Record: One of the most important factors; people with tickets and accidents will generally pay more.
• Credit Scores: Companies increasingly use credit history to determine rates.
• Household Members: Who lives in the household and has access to the vehicle.
• Prior Insurance History: The longer the history of continuous coverage, especially if claims-free, the cheaper the rate.
• Occupation and Education Level.

Available Discounts

To help customers find the cheapest quotes, the agency suggests applying for all available discounts, which typically include:

• Proof of prior continuous coverage.
• Claims-free discount.
• Homeownership discount.
• Vehicle safety features (ABS, airbags, anti-theft devices).
• Higher deductibles.
• Education level and occupation-based discounts.

When looking for cheap car insurance in Temple Terrace call 813-972-1947. Unquestionably you’ll find we are the best independent agency offering Temple Terrace cheap car insurance quotes. Why is that? Significantly we have been offering cheap car insurance in Temple Terrace for over 35 years!  Additionally LOW DOWN and EZ PAYMENTS! Also available are Temple Terrace SR22 insurance & FR44 filings.

Furthermore finding cheap car insurance in Temple Terrace shouldn’t be difficult. Also as an independent agent we make it simple for you. Indeed ALL TRANSACTIONS can be done over the phone or email.

Since we’ve been in business for over 35 years has it allowed to represent the cheapest and most affordable Temple Terrace auto insurance companies.  Moreover you’ll find we represent the best Temple Terrace auto insurance companies. Here’s a list of the carriers we represent. Temple Terrace Auto Insurance Companies. 

Obviously there’s a reason we have been offering car insurance for over 35 years. That’s why the Colucci independent agency is the leader in providing low cost auto insurance in Temple Terrace Florida. Since we are an independent agency we shop around for the cheapest rates for you.

When you have a heavy foot/paw call 813-972-1947 for cheap car insurance in Temple Terrace.

Accordingly experience does matter in finding quotes on Temple Terrace car insurance. Significantly when looking forquotes you want an experienced agent you can trust. Furthermore we have an A rating with the Florida Association of Insurance Agents FAIA, Better Business Bureau, ChamberofCommerce.com, Best of the Web. Since we are an unaffiliated independent agent we will always do what is in your best interest, not some national chains. Altogether we’ve been providing cheap & affordable car insurance quotes for over 35 years.

Our slogan is WE DARE YOU TO COMPARE! Call 813-972-1947 for for a quote and start saving money today!

With so many agents out there why choose us for auto insurance in Temple Terrace Florida? Because we’re is a family owned and locally operated independent agency that opened its doors in 1990. Since we opened have been providing working families with affordable Temple Terrace auto insurance quotes. Undeniably when looking for auto insurance you want a Temple Terrace agent who understands their customers needs. Unquestionable something a national chain can never offer. Basically we’ve been offering  affordable auto insurance quotes in Temple Terrace for over 35 years! Particularly we’ve been able to attract companies offering affordbale quotes. Obviously experience does matter in getting affordable auto insurance quotes..

Since we are a family owned and locally operated independent agency our loyalties are to you, not some national chain. Being an independent Florida agent we’ll always do what’s in your best interest.  But most importantly being unaffiliated means that serving You is our number one priority. Best words to describe us are service, trust and experience. Above all when contacting us you can feel comfortable your contacting an agent actually in Florida. We’re definitely not one of those fake google out of state call center profiles. We have a real and actual office customers can come and meet our staff. In fact we encourage it.

For quotes call 813-972-1947.