Car Insurance in Lakeland: Affordable Auto Quotes, SR22 & FR44 Insurance Coverage

For over 35 years, Colucci Insurance has been the trusted independent agency helping Florida drivers find the most affordable Car Insurance Lakeland has to offer. Whether you are a long-time resident or new to the area, we are dedicated to providing you with hassle-free, low-cost coverage that meets your needs.

We understand that searching for Auto Insurance Lakeland, Florida can be challenging. As an independent agency, we partner with numerous insurance carriers to ensure you always get multiple quotes, guaranteeing you the absolute best rate for your policy.

For quotes call 833-865-3380.

Also to submit a request 24 hours a day for Click Here to use our Lakeland auto insurance quote form. 

We are not an out-of-state call center—we are a local, family-owned agency serving the Tampa Bay area and all of Florida. Our commitment is to our clients, not a single national chain.

• Independent Advantage: We shop multiple companies to find genuinely Cheap Car Insurance Lakeland quotes.
• Low Down Payments: Secure your coverage with the lowest possible up-front cost.
• EZ Payments: Enjoy flexible, hassle-free payment plans.
• Experience You Can Trust: Providing affordable coverage for over three decades.

Ready to compare and save? Getting reliable Car Insurance Quotes Lakeland should be simple. We handle the hard work, quickly comparing rates from top providers to present you with your most affordable options.

Insurance companies calculate your premium based on several key factors. Our expertise allows us to find companies that weigh these factors most favorably for you:

1. Driving Record: Your history of tickets and accidents.
2. Driving Experience: The length of time you have been licensed in Florida.
3. Vehicle Type: The make, model, and year of your car.
4. Credit Score: A factor many companies use to predict claim frequency.

Don’t settle for the first quote you receive. Call us today at 833-865-3380 to access the market’s best rates!

To legally register and drive a vehicle in the Sunshine State, you must carry specific minimum coverages. Florida is a “No-Fault” state, which means your insurance pays for your medical bills regardless of who caused the accident. It is critical that your business stays compliant with state laws to avoid fines or suspension of your registration. 

The minimum requirements for car insurance in Lakeland include:

• Property Damage Liability (PDL): $10,000 minimum. This pays for damage you cause to other people’s property (like their car or a fence) in a crash.

• Personal Injury Protection (PIP): $10,000 minimum. This covers 80% of your medical bills and 60% of lost wages after an accident, regardless of fault.

While these are the state minimums required by the Florida Highway Safety and Motor Vehicles (FLHSMV), we often recommend higher limits to fully protect your assets in the event of a serious accident.

We proudly serve cheap car insurance quotes throughout Florida, including Tampa, Temple Terrace, Thonotosassa, Lutz, Land O Lakes, Brandon, Plant City, Riverview,  Wesley Chapel, Zephyrhills, Dade City, Brooksville, Odessa, Oldsmar, Clearwater, St Petersburg, New Port Richey, Bradenton, Sarasota, Fort Myers, Cape Coral, Gainesville, Ocala, Orlando, Miami, Fort Lauderdale, Jacksonville, Tallahassee and Pensacola.

If the state of Florida requires you to file proof of financial responsibility, we specialize in providing fast and affordable SR22 Insurance Lakeland filings. An SR22 is not an insurance policy but a certificate of financial responsibility required by the FLHSMV, often after an accident, license suspension, or other major driving violation.

We offer:

• Low down payments on all SR22 policies.
• SR22 Non-Owners Insurance Quotes for drivers who do not own a vehicle.
• Immediate filings to help you get your license reinstated as quickly as possible.

A Florida FR44 Filing is typically required after a conviction for DUI/DWI. The FR44 requires significantly higher liability limits than a standard SR22. If you need FR44 Insurance Lakeland, we have partnered with the carriers who provide the lowest cost policies for this high-risk requirement.

We are experts in securing:

• Affordable FR44 policies with the necessary higher limits.
• FR44 Non-Owners Insurance Quotes.
• Low deposit options for FR44 Filings.

Don’t let the cost of FR44 insurance in Lakeland Florida break your piggy bank. Call 833-865-3380 for affordable FR44 insurance.

Stop overpaying for your coverage. We dare you to compare!

Call Colucci Insurance now for your free, no-obligation quotes:

📞 1-833-865-3380

Additionally offered is General liability Insurance. 

Click here to view what our local clients in Florida have to say about us