Commercial Auto Insurance Tampa: Specialized Truck & Contractor Quotes
For over 35 years, Colucci Insurance has been the premier independent agency providing the best rates on Commercial Auto Insurance Tampa businesses need to operate legally and profitably. As a Tampa-based expert, we understand the unique demands of running a commercial vehicle in Florida, whether you’re a long-haul trucker or a local artisan contractor in Hillsborough County. Stop overpaying for your policy. Our dedicated agents shop an extensive network of top-rated carriers to deliver multiple, competitive commercial auto insurance Tampa quotes tailored to your business.
Ready to start saving on your policy? Call us now at 813-972-1947 or Start Your Online Quote Now!
Why Choose Us for Your Commercial Auto Insurance in Tampa
We combine local expertise with nationwide reach to offer specialized coverage and superior service that big-box agencies can’t match. When you need the right Commercial Auto Insurance Tampa policy, choose Colucci Insurance.
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Low Down Payments & Flexible Options: We help you manage your cash flow with payment plans that fit your business budget.
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Top National and Regional Carriers: We shop an extensive network of top insurance providers to deliver multiple, competitive commercial auto quotes, ensuring you get the lowest rate every time.
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Local Tampa Expertise, Multi-State Reach: We’re based right here in Tampa, but licensed to serve your trucking and commercial needs across Florida, Georgia, Texas, and 13 other states. We know Florida’s specific requirements.
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New Ventures Welcome: We specialize in securing affordable coverage, even if you are just starting your commercial operation.
Specialized Commercial Auto Insurance Tampa Coverage Options
We provide specialized quotes for all classes of commercial vehicles, ensuring you get the exact protection you need for your operation in Tampa and beyond.
Commercial Trucking Insurance Tampa & Hot Shot Quotes
We offer comprehensive solutions, including primary liability and physical damage, for the backbone of Florida commerce:
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Semi-Trucks: Primary Liability, Non-Trucking/Bobtail Liability, Physical Damage.
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Box Trucks & Dump Trucks: Comprehensive, Collision, and Property Damage liability coverage.
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Refrigerated Trucks (Reefers): Specialized Reefer Breakdown Coverage to protect your valuable and perishable cargo.
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Hot Shot Trucking: Flexible policies for hauling general freight, automobiles, or boats with Class 3 heavy-duty pickup trucks.
Essential Cargo & Liability Coverage for Tampa Haulers
A standard commercial auto policy only covers the vehicle itself. We ensure your business is fully protected with essential supplements:
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Motor Truck Cargo (MTC) Insurance: Essential policy covering the freight and commodities you are hauling from losses like fire, collision, or theft.
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Earned Freight Coverage: Critical protection against the loss of income if you are unable to deliver a load due to a covered peril.
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SR22 & FR44 Filings: We quickly process required financial responsibility filings for your Commercial Auto Insurance Tampa policy in Florida.
Commercial Auto Insurance for Tampa's Artisan Contractors
If you use a van, truck, or pickup as part of your trade in Tampa, we provide low-cost commercial auto insurance quotes for a wide variety of contractors, including:
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Plumbers
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Landscapers
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Carpenters
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HVAC/AC Technicians
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Electricians
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Painters
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General Construction Trades
We can insure your single work vehicle or an entire fleet with the right liability limits.
Understanding Florida & Federal Commercial Auto Insurance Requirements
Don’t risk fines or downtime. We simplify the complex process of compliance to ensure your Tampa business is always operating legally. We handle all required state and federal filings, including the 91X.
| Operation Type | Vehicle Weight (GVW) | Minimum Requirements |
| Interstate Commerce (Crossing State Lines) | All Weights | $750,000 Combined Single Limit (CSL) (Federal Requirement) |
| Intrastate Commerce (Within Florida) | Under 26,000 lbs | $30,000 CSL and $10,000 PIP |
| Intrastate Commerce (Within Florida) | Over 44,000 lbs | $300,000 CSL and $10,000 PIP |
Get Your Custom Auto InsuranceTampa Quote Today!
With decades of experience serving Tampa, we are the trusted partner to secure the best rates and comprehensive coverage.
Don’t wait—find out how much you can save!
📞 Call 813-972-1947 to speak with a licensed commercial auto insurance agent. 💻 Click Here to Start Your Online Quote Now! (24 Hours a Day)

