FR44 Insurance Fort Myers

For over 35 years, Colucci Insurance has been the trusted local expert for FR44 Insurance in Fort Myers. Since 1990, we have helped thousands of drivers get back on the road quickly and affordably. If you have been convicted of a DUI in Florida, you need more than just a policy—you need a partner who understands the specific requirements of the Florida legal system.

Finding the Cheapest FR44 Insurance Fort Myers has to offer is easier when you work with an independent agent. Unlike captive agents who only represent one company (or sometimes none that will write high-risk policies), we work with multiple top-rated insurance carriers. This allows us to shop the market for you, ensuring you get the Best FR44 Insurance Fort Myers quotes available. We specialize in finding the lowest rates for our clients, providing you with FR44 insurance quotes Fort Myers residents can actually afford.

As a testament to our Experience, Expertise, Authoritativeness, and Trustworthiness, we invite you to view our Better Business Bureau Profile. We take pride in our reputation for integrity and helping our community navigate complex insurance needs.

For Quotes Call 833-865-3380 or fill out our easy to use quote form 24 hours a day: Fort Myers FR44 Insurance Quotes

Don’t let the Cost of Fort Myers FR44 Insurance Break Your Piggy Bank

To Save Money on FR44 Insurnace Call Colucci Insurance Today!

833-865-3380

Many people are confused when they are told they need an “FR44.” It is important to understand that an FR44 is not actually insurance itself. Instead, it is a filing form (certificate) that is added to your personal auto policy. This certificate verifies to the state of Florida that you are carrying the specific liability coverages required by law following a DUI conviction.

This requirement typically applies to individuals who have been convicted of driving under the influence. Its purpose is to ensure that if you are involved in a future accident, you have sufficient financial responsibility to cover potential damages. For more official details, you can visit the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) website.

At Colucci Insurance, we ensure your Florida FR44 filings are filed electroncially. This is a crucial step, as electronic filing updates the state’s system immediately, helping you reinstate your license faster.

To comply with Florida law, your insurance policy must meet higher liability limits than the standard state minimums. As mandated by the Florida FR44 insurance statute  you are required to carry the following coverage limits:

• $100,000 for Bodily Injury Liability for one person.

• $300,000 for Bodily Injury Liability for two or more people in one accident.

• $50,000 for Property Damage Liability.

These limits are significantly higher than the standard Florida requirement. Because of this, the FR44 Insurance Fort Myers Cost can be higher than a standard policy, which is why it is vital to shop with an expert like Colucci Insurance to find the most competitive rates.

If you do not own a vehicle but still need to reinstate your driver’s license, you may be eligible for a Non Owners FR44 Insurance policy.

A non-owners policy provides the required liability coverage for you as a driver, even if you don’t have a car registered in your name. This is often the Cheapest FR44 Insurance Fort Myers option for those who borrow cars or need to fulfill their legal obligation to get their license back without the expense of insuring a specific vehicle.

In addition to securing FR44 insurance, many DUI offenses require the installation of an Ignition Interlock Device (IID). An IID is a breathalyzer connected to your vehicle’s ignition system. You must blow into the device and register a breath alcohol level below a set limit in order to start your car. Go to the National Highway Traffic Safety Adminstration website for details on Ignition Interlock Devices.

Who is required to install an Ignition Interlock Device?

• First Conviction: Only if court-ordered, or if your BAL was 0.15 or higher, or if a minor was in the car.

• Second Conviction: Mandatory for at least one year (or two years if BAL was 0.15 or higher).

• Third Conviction: Mandatory for at least two years.

For more specific regulations and approved providers, please visit the FLHSMV Ignition Interlock Device website.

Reinstating your license involves several steps beyond just purchasing insurance. You will generally need to:

Pay Court Costs and Fines: These must be settled with the county where you were convicted.

Complete DUI Classes: You must enroll in and complete the required DUI education courses. You can find approved providers on the FLHSMV DUI courses website, as wll with the Southwest Florida Safety Council. 

File Your FR44: Purchase your policy with Colucci Insurance, and we will electronically file the certificate for you.

ou can pay your court costs and fines at the Lee County Clerk of Court.

• Website: Lee County Clerk of the Circuit Court & Comptroller

• Address: 2075 Dr. Martin Luther King Jr. Blvd, Fort Myers, FL 33901

Once you have met all requirements, you can visit a local office to reinstate your license. Here are the locations in Fort Myers that handle drivers license reinstatements:

• Downtown Fort Myers: 2480 Thompson Street, Fort Myers, FL 33901

• South Fort Myers: 15680 Pine Ridge Road, Fort Myers, FL 33908

• North Fort Myers: 15201 N. Cleveland Ave. Suite #602, North Fort Myers, FL 33903

The cost varies based on your age, driving history, and vehicle. However, because we shop multiple carriers, we can find you the most competitive rate available.

Yes, we offer Low Down & EZ monthly payments on FR44 Insurance. We understand that budget is a concern, and we work to make your coverage as affordable as possible.

Rates change frequently, but as an independent agency, Colucci Insurance consistently provides the lowest quotes because we are not tied to a single carrier’s pricing.

The “best” company depends on your specific profile. We work with the top insurance companies in Fort Myers to match you with the one that offers the best coverage and price for your situation.

You can get cheap quotes right here at Colucci Insurance. Call us today to let us shop the market for you.

The best way to save on FR44 insurance in Fort Myers is to contact independent agents such as Colucci Insurance. We are not only experts in FR44 insurance but will provide you with multiple quotes. Please note that not all independent agents specialize in FR44 insurance, so working with a specialist is key to avoiding overpayment.

We are proud to serve the entire state. Check out our other locations:

• Florida FR44 Insurance

• Tampa FR44 Insurance

• St Petersburg FR44 Insurance

• Clearwater FR44 Insurance

• Orlando FR44 Insurance

• Daytona Beach FR44 Insurance
• Lakeland FR44 Insurance

• Jacksonville FR44 Insurance

• Tallahassee FR44 Insurance

• West Palm Beach FR44 Insurance

• Fort Lauderdale FR44 Insurance

• Miami FR44 Insurance

• Hialeah FR44 Insurance
• Port St Lucie FR44 Insurance
• Boca Raton FR44 Insurance
• Homestead FR44 Insurance
• Gainesville FR44 Insurance

Don’t let a DUI keep you off the road. Trust the experts who have been serving Fort Myers since 1990. We are here to help you get your license back with the respect and speed you deserve.

Call Colucci Insurance now at 833-865-3380 for your free, no-obligation quote.