General Liability Insurance Tampa

Colucci Insurance Agency offers the very best in general liability insurance Tampa Florida. Significantly our independent agency for over 35 years has been providing general liability insurance for artisans and general contractors.  Generally general liability insurance in Tampa is not required by law,  however businesses would be foolish not to carry it. Basically a Tampa general liability insurance policy protects your business from a broad range of financial risks.

Surprisingly not all Tampa general liability insurance policy’s are the same. Obviously different exposures require a different type of General liability insurance Tampa policy. An artisan contractor such as a handy man or dry wall contractor might need to carry an additional insured endorsements for both primary and non contributory. Also they may need a waiver of subrogation. Meanwhile a retail store may not need to carry those endorsements on their Tampa general liability insurance policy.

Evidently you need experienced agent who represents several general liability insurance companies. Moreover we’ll help navigate you through the complex nature of general liability insurance policy’s. Basically you want to make sure you purchase the correct policy for your business. When it comes to insurance experience does matter. Altogether Colucci Insurance has been offering general liability insurance Tampa quotes for over 35 years.

Call 813-972-1947 for quotes General liability insurance Tampa Florida. Additonally you can fill  out our contact form and an insurance agent will get in touch with you  General Liability Insurance Quotes.

Our independent agency represents several general liability insurance companies for artisans and general contractors. Therefore this makes certain you not only receive the correct general liability insurance policy for your construction business but significantly at the lowest possible quote. Equally important Low down and EZ monthly payments options.

CALL 813-972-1947 for general liability insurance Tampa Florida. Additonally you can email your request for a quote on Tampa general liability insurance info@colucci-insurance.com 

Basically a general liability insurance policy protects your business from financial loss from unforeseen events. This could be a customer slipping in your retail store. It can be someone falling over some of your tools at a construction job site. The Insurance Information Institute defines general liability insurance as:

“Commercial General Liability (CGL) policy protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees. It covers non-professional negligent acts. Understanding this coverage is an important first step in managing CGL risks”. Insurance Information Institute definition of a General Liability Insurance policy. However it doesn’t cover workman ship issues. Generally that will fall under a professional liability policy. Professional Liability policy’s are completely different from General Liability policy’s.

The cost of general liability insurance depends on several factors. Firstly what industry are you in? Each industry is assigned a class code where your base rate is determined. Secondly its multiplied by your annual payroll. Businesses with large number of employees will generally pay more than a one man operation. Thirdly years of previous insurance factor a great deal into a General Liability insurance quote. Also clean loss runs with no claims definitely go a long way.

Artisan contractors insurance tends to be the lowest priced. Lastly shop around among several companies since rates vary from one insurance company to another. Usually its best to utilize the services of an independent agent instead of going online to get an insurance quote from only one insurance company.

Below is a partial list of the different classes of business we offer liability insurance quotes. Call 813-972-1947 if you don’t see your business type listed since we have a very broad  list.

* Construction Industry

* Handyman

* Artisan Contractor

* General Contractors

* Plumbers

* Jourenyman

* Painters

* Roofers

* Drywall

* Door and Window Installation

* HVAC

* Carpentry

* Electricians

* Janitorial

* Masonary

* Lawn care and Landscaping

* Tree Trimmers  

* Restaurants

* Retail Stores

* Warehouse

* Truckers

For general liability insurance Tampa Florida call 813-972-1947.

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Additonally provided on your home is affordable homeowners insurance in Florida. Home Owners Insurance Florida. Also we provide affordable homeowners insurance in these areas as well: Tampa Home Insurance Tampa.

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