Commercial Truck Insurance Jacksonville & North Florida
When looking for North Florida commercial truck insurance in Jacksonville CALL 833-865-3380. Because we’re your number one source for finding Jacksonville cheap & affordable North Florida commercial truck insurance quotes. Significantly for over 35 years we’ve been providing low cost commercial truck & auto insurance quotes in Jacksonville & North Florida. Additionally to Jacksonville, commercial truck insurance quotes provided in Tallahassee, Gainesville, Ocala and Pensacola. Certainly we offer the lowest North Florida commercial truck insurance quotes in the Jacksonville area. Chiefly because of the markets we have in North Florida for commercial truck insurance quotes. Presently providing North Florida commercial truck insurance & Cargo quotes on long haul, Reefers, auto haulers, box, dump & hot shot. Equally important, LOW DOWN & EZ monthly installments on commercial truck and auto insurance in North Florida & Jacksonville.
Call 833-865-3380 for North Florida commercial truck insurance in Jacksonville, Tallahassee, Pensacola, Gainesville or Ocala.
Click Here For North Florida Commercial Truck Insurance Quotes in Jacksonville, Tallahassee, Pensacola, Gainesville & Ocala: North Florida Commercial Truck Insurance Quotes.
North Florida & Jacksonville Commercial Truck Insurance Markets
Unquestionably Colucci Insurance has the best markets for commercial truck insurance in Jacksonville and the North Florida area. While most Jacksonville commercial truck insurance agents only have one company to quote with, we have several. Since we’re an independent agent we represent most of the affordable and low cost commercial truck insurance companies in Jacksonville. That’s how you save money on North Florida commercial truck insurance in Jacksonville. By receiving multiple quotes.
Presently here’s a list of the markets we use for commercial truck insurance in Jacksonville and North Florida: Northland, Canal, IAT/Occidental, Ace, Crum & Foster, Arch, Great American, National Casualty Specialty, Berkley Insurance, Nirvana, Trisura, Canopius, National Indemnity (NICO), National Security Indemnity, Bull Frog National, Travelers, Prime, Knight Specialty, Ascot & Everspan (Cover Whale). Additionally we’re also authorized independent agents for Geico, Berkshire Hathaway, Progressive, National General, Foremost/Farmers (Bristol West), Ascendant & Granada. Certainly given these companies we can find you affordable commercial truck insurance in Jacksonville.
Moreover its extremely easy to obtain North Florida Commercial truck insurance quotes in Jacksonville with us. ALL TRANSACTIONS CAN BE DONE OVER THE PHONE AND BY EMAIL!
Otherwise you can also Call us at 833-868-3380 for commercial Truck insurance in Gainesville, Jacksonville, Tallahassee, Ocala or Pensacola.
Commercial Auto Insurance Jacksonville & North Florida Quotes
Additionally offered are quotes for North Florida commercial auto insurance in Jacksonville, Ocala, Tallahssee, Gainesville and Pensacola. Also Low Down & EZ Installments on North Florida and Jacksonville commercial auto policy’s. Specifically we can provide commercial auto insurance in North Florida and Jacksonville for most business exposures. Specifically we provide Jacksonville commercial auto insurance quotes for Painters, Plumbers, HVAC, Florist and the construction industry. Particularly we’re able to provide Jacksonville & North Florida commercial auto insurance quotes on Dump & Box trucks, Delivery, cargo and step vans.
Call 833-865-3380 for North Florida commercial auto insurance quotes in Jacksonville, Tallahassee, Ocala, Gainesville and Pensacola.
Jacksonville Commercial Auto Insurance Low Cost Quotes
When shopping for low cost Jacksonville commercial auto insurance quotes you need a trustworthy agent. Our independent agency has been providing low cost Jacksonville commercial auto insurance quotes for over 35 years. Equally important we are well known throughout the insurance industry. Presently we belong to the Florida Association of Insurance Agents We’re also A rated members of the Better business Bureau. Additionally we are also belong to the Chamberofcommerce.com and Best of the Web.
Furthermore we’re not an out of state agency marketing Jacksonville commercial auto insurance. Specifically we’ve been in the same Florida locaiton for over 35 years. We’re also family owned and independently operated. We are not affiliated with any out of state corporation, unlike most of the google profiled you come across. Moreover we’ll always do what’s in your best interest, not some national chains. Best words to describe us are experience, service and trust.
Call 833-865-3380 for low cost commercial auto insurance quotes in Jacksonville Florida.
North Florida Box Truck Insurance
When looking for North Florida box truck insurance in Jacksonville call 833-865-3380. Because you will not find lower box truck insurance quotes in Jacksonville. For over 35 years we’ve been providing affordable Jacksonville box truck insurance quotes. Basically we have access to several companies providing quotes on affordable box truck insurance in Jacksonville Florida. Obviously that’s how you’ll save the most on North Florida box truck insurance quotes, be receiving several quotes. Certainly you want North Florida box truck insurance companies competing for your business, not the other way around.
One company we use offering box truck insurance quotes in North Florida has a pay per mile program. Basically how it works is that you only pay box truck insurance premiums for the actual miles driven. So when your truck is idle for slow months you pay very little in box truck insurance. However not all applicants qualify for the pay per mile program. But for those that due save quote a bit of money on their North Florida box truck insurance premiums. We’re able to provide box truck insurance quotes on both general freight and refrigerated products.
For affordable box truck insurance in Jacksonville and North Florida call 833-865-3380.
Hot Shot Insurance North Florida
Additionally offered in North Florida is hot shot insurance. Presently we’re offering low cost North Florida hot shot insurance quotes in Jacksonville, Gainesville, Tallahassee, Ocala, and Pensacola. Hot shot insurance in mainly used for expedited delivery. When products need to be delivered promptly falls under hot shot insurance. Vehicles used under hot shot insurance are generally class 3 type vehicles such as pickups and cargo vans. However heavier vehicles can be used in hot shot insurance depending on the cargo involved.
The cost of hot shot insurance can range from $12,000 to $18,000. However without prior proof of hot shot insurance you can expect to pay more. Also the type of cargo your hauling can affect the price of hot shot insurance in North Florida. Generally hauling general freight is less expensvie than hauling autos. Also where your located can have a great impact n hot shot insurance quotes. Rural areas are usually less expensive than uraban areas for hot shot insurance. Another factor is your driving record. People with tickets and accidents can expect to pay more for hot shot insurance.
When looking for hot shot insurance in North Florida Call 833-865-3380.
How to obtain low cost truck insurance in North Florida
Certainly your looking to find North Florida low cost commercial truck insurance. Here are some useful tips in obtaining low cost commercial truck insurance especially in an urban area like Jacksonville, Tallahassee, Gainesville, Ocala and Pensacola: Smart Ways To Lower Your North Florida Commercial Truck Insurance Costs.
Cargo Insurance
When you need cargo insurance in Jacksonville and North Florida Call 833-865-3380. Presently providing cargo insurance throughout North Florida including Jacksonville, Tallahassee, Gainesville, Ocala, and Pensacola. But what is Florida cargo insurance and who needs it? Bascially Cargo insurance is needed for products hauled in Florida on behalf of others. Specifically Florida cargo insurance is needed for hauling products on a “for Hire Basis”. Since cargo insurance in Florida covers products in transit your commercial Auto Liability insurance doesn’t cover it. Your Florida commercial auto insurance policy generally only covers the load and unloading of cargo, not while its in transit. That’s why you need Florida cargo insurance.
Surprisingly not all Florida cargo insurance policy’s are the same. Significantly many bargain Florida cargo insurance policy’s do not contain ‘earned freight coverage”. But what is earned freight coverage and why do I need it on my Florida cargo insurance policy. Basically earned freight coverage will provide loss of income for failure to deliver a load on schedule. More specifically failure to deliver a load because of a “covered peril”.
The following is an example of earned freight coverage in action. Your trailer catches on fire (covered peril) and your load it a total loss. Obviously you cannot deliver your load as schedule. Certainly you will not be paid by the shipper. A bargain Florida cargo insurance policy may pay for the damage cargo but nothing else. When you have earned freight coverage on our Florida cargo insurance policy both the damaged cargo and you lost income will be included in the insurance settlement. Always purcahsed earned freight coverage on your Florida Cargo Insurance Policy.
Call 833-865-3380 for cargo insurance in Jacksonville Florida.
Florida Commercial Truck & Auto Insurance Requirements
It is vital to stay compliant with state and federal laws. “We stay up to date with industry standards set by organizations like the Florida Trucking Association“.
Below are the mandatory insurance requirements for commercial trucks and autos in Florida. Most commercial vehicles such as semi, box and dump trucks in Jacksonville fall under these auto insurance requirements.
Source:
Florida mandates commercial insurance limits based on the Gross Vehicle Weight (GVW) of your vehicle (FLHSMV.) If you cross state lines, you must meet the stricter Federal Motor Carrier Safety Administration (FMSCA) requirements.
| Vehicle GVW | Florida Minimum CSL Requirement | Federal (Interstate) Minimum |
| Less than 26,000 lbs. | $30,000 CSL (Combined Single Limit) | $750,000 CSL |
| 26,000 to 35,000 lbs. | $50,000 CSL | $750,000 CSL |
| 35,000 to 44,000 lbs. | $100,000 CSL | $750,000 CSL |
| Over 44,000 lbs. | $300,000 CSL | $750,000 CSL |
Note: Hazardous materials haulers and passenger carriers may have higher limit requirements.
Tips for Lowering Your Florida Commercial Truck Insurance Costs
Looking to lower your premiums? Here are the most effective ways to reduce your Commercial Truck Insurance Florida costs:
- Shop Around (Use an Independent Agent): The #1 way to save is by letting us shop multiple companies for you.
- Monitor Your CAB Scores: A significant portion of your rate is based on your CAB scores. Keep your maintenance records current and be highly selective about who you lease your authority to.
- Install a Dash Cam: Many carriers now offer discounts or even require dash cams, as they significantly reduce the chance of frivolous claims against you.
- Regular Vehicle Maintenance: Well-maintained vehicles signal lower risk to insurance companies, often leading to better rates.
Commercial Truck Insurance Florida: Common Questions
How Much Does Commercial Truck Insurance Cost in Florida?
The average cost for commercial truck insurance in Florida varies significantly based on your driving history, cargo, and radius.
-
Semi Trucks: Owner-operators typically pay between $12,000 and $16,000 per year for primary liability and physical damage.
-
Box Trucks: Policies generally range from $5,000 to $9,000 per year.
-
Commercial Auto: Lighter vehicles like cargo vans usually cost between $2,500 and $4,500 per year. We recommend getting a customized quote to see exactly where you fit within these ranges.
What are the minimum insurance requirments for Florida Truckers?
For truckers operating strictly within Florida (Intrastate), the requirements depend on the weight of your vehicle and what you haul:
-
Gross Vehicle Weight (GVW) over 26,000 lbs: You typically need up to $300,000 in Combined Single Limit (CSL) liability for intrastate transport.
-
Interstate Travel: If you cross state lines, the FMCSA requires a minimum of $750,000 for general freight, though most brokers will require $1,000,000 to load your truck.
Why Choose Us for Commercial Auto Insurance in Jacksonville and North Florida?
As a trusted local agency, Colucci Insurance has been serving Florida drivers for over 35 years. When you choose us for Commercial auto Insurance in Jacksonville, you get:
-
Fast Certificates of Insurance: Get on the job site faster.
-
Multiple Carrier Options: We shop; you save!
- General Liability Insurance: We offer affordable general liability quotes for artisan contractors and truckers.
-
Local Knowledge: We understand the specific insurance needs of Jacksonville businesses.
Ready to save on your premiums? Call us today at 833-865-3380 or submit your quote request here: North Florida & Jacksonville Commercial Auto Insurance Quotes.
📍Beyond North Florida
While we specialize in Commercial Truck & auto Insurance in Jacksonville & North Florida, we proudly offer our low-cost quotes throughout Florida and across the Southeast and Midwest:
|
Florida Cities |
Neighboring States |
| Tampa, Wesley Chapel, St Petersburg, Brandon, Central Florida, Lakeland | Georgia (GA), Alabama (AL), Tennessee (TN), Arkansas (AR), Kansas (KS) |
| Orlando, South Florida, Fort Myers, Miami, Fort Lauderdale | Texas (TX), Missouri (MO), Iowa (IA), Michigan (MI), Indiana (IN), Ohio (OH) |
| Clearwater, Jacksonville, Panama City, Pensacola, Tallahassee | South Carolina (SC), North Carolina (NC), Maryland (MD), Pennsylvania (PA) |
