Car Insurance Lakeland | Cheap Auto Quotes

For over 35 years, Colucci Insurance has been the trusted independent agency helping Florida drivers find the most affordable Car Insurance Lakeland has to offer. Whether you are a long-time resident or new to the area, we are dedicated to providing you with hassle-free, low-cost coverage that meets your needs.

We understand that searching for Auto Insurance Lakeland, Florida can be challenging. As an independent agency, we partner with numerous insurance carriers for auto and homeowner insurance quotes to ensure you always get multiple quotes, guaranteeing you the absolute best rate for your policy.

For quotes call 833-865-3380.

Also to submit a request 24 hours a day for Click Here to use our Lakeland auto insurance quote form.

Why Choose Us for Cheap Car Insurance Lakeland, FL?

We are not an out-of-state call center—we are a local, family-owned agency serving the Tampa Bay area and all of Florida. Our commitment is to our clients, not a single national chain.

Independent Advantage: We shop multiple companies to find genuinely Cheap Car Insurance Lakeland quotes.
Low Down Payments: Secure your coverage with the lowest possible up-front cost.
EZ Payments: Enjoy flexible, hassle-free payment plans.
Experience You Can Trust: Providing affordable coverage for over three decades.

Fast and Accuarate Car Insurance Quotes Lakeland

Ready to compare and save? Getting reliable Car Insurance Quotes Lakeland should be simple. We handle the hard work, quickly comparing rates from top providers to present you with your most affordable options.

Factors Determinng Your Low-Cost Quote:

Insurance companies calculate your premium based on several key factors. Our expertise allows us to find companies that weigh these factors most favorably for you:

Driving Record: Your history of tickets and accidents.
Driving Experience: The length of time you have been licensed in Florida.
Vehicle Type: The make, model, and year of your car.
Credit Score: A factor many companies use to predict claim frequency.

Don’t settle for the first quote you receive. Call us today at 833-865-3380 to access the market’s best rates!

Mandatory Florida Auto Insurance Requirements

To legally register and drive a vehicle in the Sunshine State, you must carry specific minimum coverages. Florida is a “No-Fault” state, which means your insurance pays for your medical bills regardless of who caused the accident. It is critical that your business stays compliant with state laws to avoid fines or suspension of your registration.

The minimum requirements for car insurance in Lakeland include:

Property Damage Liability (PDL): $10,000 minimum. This pays for damage you cause to other people’s property (like their car or a fence) in a crash.
Personal Injury Protection (PIP): $10,000 minimum. This covers 80% of your medical bills and 60% of lost wages after an accident, regardless of fault.

While these are the state minimums required by the Florida Highway Safety and Motor Vehicles (FLHSMV), we often recommend higher limits to fully protect your assets in the event of a serious accident.