Cheap Car Insurance Miami

Are you looking for Cheap car insurance Miami residents can trust? You have found the right place. For over 35 years, Colucci Insurance has been Florida’s go-to independent agency for affordable auto and homeowners insurance quotes. We specialize in helping drivers find the absolute lowest rates, whether you have a perfect driving record or need high-risk solutions.

Finding reliable Car Insurance Miami, Florida shouldn’t be a hassle. We shop multiple top-rated carriers to bring you competitive Car Insurance Quotes Miami in minutes, ensuring you get the best price without spending hours on the phone.

Call 1-833-865-3380 today to start saving! To submit a quote request go here: Miami Auto Insurance Quote Form.

As a family-owned, independent insurance agency, we work for you, not a national chain. Our loyalty is to our customers, which allows us to compare rates from dozens of companies to find you the Cheap car insurance Miami drivers need to stay on the road for less.

• Low Down Payments: We offer budget-friendly options to get you started.

• EZ Payment Plans: Flexible monthly installments to fit your budget.

• Instant Quotes: fast, accurate Car Insurance Quotes Miami.

• 35+ Years of Experience: We know the Florida market inside and out.

To legally register and drive a vehicle in the Sunshine State, you must carry specific minimum coverages. Florida is a “No-Fault” state, which means your insurance pays for your medical bills regardless of who caused the accident. It is critical that your business stays compliant with state laws to avoid fines or suspension of your registration. 

The minimum requirements for car insurance in Miami include:

• Property Damage Liability (PDL): $10,000 minimum. This pays for damage you cause to other people’s property (like their car or a fence) in a crash.

• Personal Injury Protection (PIP): $10,000 minimum. This covers 80% of your medical bills and 60% of lost wages after an accident, regardless of fault.

While these are the state minimums required by the Florida Highway Safety and Motor Vehicles (FLHSMV), we often recommend higher limits to fully protect your assets in the event of a serious accident.

While we are a premier provider of Cheap car insurance Miami, our service area extends across Florida. We are proud to serve the vibrant communities surrounding Miami, including Hialeah, Miami Beach, Coral Gables, Homestead, Doral, North Miami, Miami Gardens, and Kendall.

No matter where you are in the Sunshine State, Colucci Insurance has you covered. We actively write policies for drivers in Broward and Dade counties, as well as:

• Fort Lauderdale & Hollywood

• West Palm Beach

• Tampa Bay Area: Tampa, St Petersburg, Clearwater, Bradenton, Sarasota, Brandon, Riverview, Plant City, Wesley Chapel, Lutz, Land O Lakes, Odessa, Oldsmar, Temple Terrace, Thonotosassa.

• Central Florida: Orlando, Lakeland, Gainesville, Ocala, Brooksville, Dade City, Zephyrhills.

• North & Southwest Florida: Jacksonville, Fort Myers, Tallahassee, Pensacola, Cape Coral, New Port Richey.

When generating your Car Insurance Quotes Miami, we automatically check for every available discount to lower your premium, including:

• Safe Driver Discounts

• Continuous Insurance Coverage

• Homeowner Discounts

• Multi-Vehicle & Multi-Policy Bundles (Ask us about bundling with Homeowners or Commercial Truck Insurance!)

Stop overpaying for your auto insurance. Whether you need standard coverage or high risk quotes, Colucci Insurance is your solution for the best rates and personal service.

Get Your Free Quote Today! Call 1-833-865-3380

Also available is General Liability Insurance. 

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