Get Cheap Car Insurance Clearwater, FL: SR22 & FR44 Experts

If you’re looking for the most affordable car insurance in Clearwater, Florida, you’ve come to the right place. Colucci Insurance is your local, independent agency dedicated to finding you the lowest rates with the most favorable terms.

For over 35 years, we have specialized in providing:

• Cheap Car Insurance Clearwater Auto Quotes
• Low Down Payments & Easy Monthly Installments
• Expert SR22 and FR44 Insurance Filings (DUI/DWI/Suspended License)

As a Florida-based agency, we partner with multiple top-rated carriers to ensure you receive the cheapest and lowest car insurance quotes Clearwater has to offer. Call us today at 833-865-3380 to start saving! Also Click Here for our Online Quote Form. 

Don’t get stuck with an out-of-state call center. When you choose Colucci Insurance, you partner with a local expert whose loyalty is to you, not a national chain. Our experience and local presence ensure you get the best rate and service on your Clearwater auto coverage.

The price of your Clearwater auto insurance is based on many factors, but we help you maximize every available discount to find the lowest premium. We work quickly to provide you with fast, free car insurance quotes Clearwater residents can trust.

Maximize Your Savings with Common Clearwater Car Insurance Discounts:

To lower your premiums and ensure you get the cheapest rate, we check for these common discounts:

• Proof of Prior Insurance: Continuous coverage history often leads to cheaper rates (Transfer Discount).

• Home Ownership: Companies offer a discount for homeowners, as it indicates stability.

• Good Credit History: People with better credit typically receive lower insurance quotes.

• Vehicle Safety Features: Cars with anti-lock brakes and anti-theft systems qualify for lower rates.

• Claims-Free History: The longer you go without filing a claim, the more you save.

If you require a special insurance filing for a license reinstatement or a serious violation (like a DUI/DWI), you need an experienced agent. We simplify the process of getting SR22 and FR44 insurance so you can get back on the road quickly and legally.

• SR22 Insurance Clearwater: Required for drivers with tickets, accidents, or certain license suspensions.

• FR44 Insurance Clearwater: Mandated for drivers with a DUI/DWI conviction in Florida, which requires higher liability limits.

We know which companies offer the most competitive rates for these mandatory filings, ensuring you don’t overpay for your required coverage.

As a Florida driver, you must carry minimum coverage. We can review your needs and find a policy that balances the state requirements with important supplemental coverages.

• $10,000 Personal Injury Protection (PIP): Mandatory “No-Fault” insurance that covers your medical expenses and lost wages regardless of who caused the accident.

• $10,000 Property Damage Liability (PDL): Mandatory coverage that pays for damage to property (like another vehicle or a fence) that you are legally responsible for.

It just takes one phone call to find a cheaper policy and start saving money! Contact a Florida independent agent you can trust.

Call 833-865-3380 or Click Here to Request Your Auto Insurance Quotes Online.