Get Cheap Car Insurance Miami & Instant Car insurance Quotes | Miami SR22 & FR44 Specialists

If you’re searching for cheap car insurance in Miami, you’ve come to the right place. For over 35 years, Colucci Insurance has been the trusted local independent agency providing low-cost car insurance quotes Miami residents can depend on. We specialize in finding the absolute lowest rates for all drivers—including standard auto policies, high-risk drivers needing SR22 Insurance Miami filings, and those requiring FR44 Insurance Miami coverage. We work with multiple top-rated companies to ensure you get the most affordable car insurance Miami has to offer, complete with Low Down Payments and EZ Payment options.

Call 833-865-3380 to start saving today!

Also to submit a request for Online Quotes Click Here.

As a Florida-based, family-owned, independent insurance agency, our loyalty is to you, not a national chain. We believe finding affordable car insurance in Miami shouldn’t be a chore, even with tickets or accidents on your record.

We are an independent agency, which means we don’t just quote one company—we shop them all. This is the single most effective way to guarantee you receive the most competitive rates for cheap car insurance Miami. You benefit by getting the lowest price without having to make a dozen phone calls. We dare you to compare!

Experience matters when dealing with Florida’s unique auto insurance requirements, like No-Fault laws and high fraud rates. Since our founding, we have been helping drivers secure comprehensive and cheap auto insurance Miami policies. Our deep local knowledge ensures you receive the correct coverage at the best possible price.

We understand the need for budget-friendly options. That’s why we offer low down payments on most of our Miami car insurance quotes, even for SR22 and FR44 filings. Our hassle-free monthly installment plans make paying for your car insurance Miami simple and stress-free.

We are experts in Florida’s financial responsibility laws and provide the cheapest rates for mandatory filings.

• SR22 Insurance Miami: We provide the fastest filings and lowest rates for drivers needing an SR22 certificate due to license suspension or specific violations.

• FR44 Insurance Miami: Required after a DUI/DWI conviction, an FR44 mandates higher liability limits. We represent companies offering the most affordable FR44 car insurance quotes Miami available, with quick, confidential service.

Don’t let a driving incident break the bank. Call us at 833-865-3380 for an immediate quote and filing assistance.

While many factors determine your premium (like driving history, credit score, and vehicle type), we ensure you receive every possible discount to maximize your savings.

Available Discounts We Check:

• Prior Insurance: Continuous auto coverage history earns you a significant discount.

• Home Ownership: Demonstrating stability as a homeowner lowers your premium.

• Vehicle Safety Features: Anti-lock brakes, airbags, and anti-theft devices qualify for rate reductions.

• Claims-Free History: Remaining accident-free for a period directly results in a lower cost.

• Higher Deductibles: Choosing a higher deductible is a quick way to reduce your upfront premium for cheap car insurance Miami.

In addition to providing competitive car insurance quotes Miami, we are also an independent source for affordable Homeowners Insurance Miami and Commercial Truck Insurance throughout Florida. Use our comprehensive service to bundle your policies and potentially save even more!

Call 833-865-3380 today for your free, no-obligation quote!