Commercial Truck Insurance Fort Lauderdale - Low Cost Quotes

As the premier independent agency serving the Fort Lauderdale area—including Hollywood, Pompano Beach, Sunrise, and Miramar—Colucci Insurance is your top source for protecting your commercial fleet. We are dedicated to providing comprehensive coverage at competitive prices. If you need cheap commercial truck insurance or reliable commercial auto insurance quotes in Fort Lauderdale, FL call us at 833-865-3380 or use our Fort Lauderdale Commercial Truck Insurance Quote Form.

Low Cost Commercial Truck Insurance Fort Lauderdale and Surrounding Broward County

Securing Low Cost Commercial Truck Insurance Fort Lauderdale doesn’t mean sacrificing protection. Whether you operate a large semi-truck fleet or are an owner-operator with a new authority, our independent status allows us to shop your policy with dozens of top-rated carriers.

We provide customized Truck Insurance Fort Lauderdale solutions for all vehicle types and hauling operations, including:

Semi-Trucks & Tractor-Trailers: Intrastate (Florida only) and Interstate (Crossing state lines) Filings (including Federal DOT/MCS-90).
Dump Trucks, Tow Trucks, and Service Vehicles.
Cargo Insurance Fort Lauderdale: Essential coverage for the freight you haul, including “Earned Freight” protection for lost income.

Low Cost Commercial Truck Insurance Fort Lauderdale

Specialized Coverage: Hot Shot Insurance Fort Lauderdale

If you haul specialized or time-sensitive freight using smaller vehicles and trailers, you need reliable Hot Shot Insurance Fort Lauderdale. We offer tailored coverage for commodities ranging from construction equipment to dry freight.

Since the cost of Hot Shot Insurance can vary significantly, trust Colucci Insurance to compare quotes and secure your lowest possible annual rate. Don’t pay more than you should for specialized coverage in the Fort Lauderdale region!

Comprehensive Box Truck Insurance Fort Lauderdale & Commercial Van Coverage

We offer affordable coverage specifically tailored for non-semi commercial vehicles operating in and around Fort Lauderdale. Our Box Truck Insurance policies cover all commercial van types critical to local business operations:

Box Trucks (refrigerated and dry goods)
Cargo Vans, Delivery Vans, and Sprinter Vans

Semi Truck Insurance Fort Lauderdale

For long-haul truckers and tractor-trailer operators, we offer comprehensive Semi Truck Insurance in Fort Lauderdale. Our policies can include Motor Truck Cargo, General Liability, and Physical Damage coverage to keep you compliant with FMCSA regulations while you are on the road.

Commercial Auto Insurance Fort Lauderdale for Artisan Contractors & Small Businesses

Your work vehicle is critical to your business, whether you drive a pickup, van, or mid-sized commercial auto. We offer the lowest Commercial Auto Insurance Fort Lauderdale quotes for local artisan contractors and service providers in areas like Coral Springs and Davie, including:

Plumbers & HVAC Technicians
Carpenters & Roofers
Painters & Landscapers
Florists & Delivery Services
General Liability Insurance: For quotes click here: Fort Lauderdale General Liability Insurance Quotes.

Commercial Auto Insurance Fort Lauderdale

Florida Commercial Truck & Auto Insurance Minimum Requirements

It is vital to stay compliant with state and federal laws. We stay up to date with industry standards set by organizations like the Florida Trucking Association“

Below are the mandatory insurance requirements for commercial trucks and autos in Florida. Most commercial vehicles such as semi, box and dump trucks in Fort Lauderdale fall under these auto insurance requirements.

Source: Colucci Insurance – Commercial Truck Insurance Florida

Florida mandates commercial insurance limits based on the Gross Vehicle Weight (GVW) of your vehicle (FLHSMV.) If you cross state lines, you must meet the stricter Federal Motor Carrier Safety Administration (FMSCA) requirements.

Vehicle GVW	Florida Minimum CSL Requirement	Federal (Interstate) Minimum
Less than 26,000 lbs.	$30,000 CSL (Combined Single Limit)	$750,000 CSL
26,000 to 35,000 lbs.	$50,000 CSL	$750,000 CSL
35,000 to 44,000 lbs.	$100,000 CSL	$750,000 CSL
Over 44,000 lbs.	$300,000 CSL	$750,000 CSL

Note: Hazardous materials haulers and passenger carriers may have higher limit requirements.

Florida commercial auto insurance quotes provided in Tampa, Orlando, Miami and Jacksonville.

Tips for Lowering Your Florida Commercial Truck Insurance Costs

ooking to lower your premiums? Here are the most effective ways to reduce your Commercial Truck Insurance Florida costs:

Shop Around (Use an Independent Agent): The #1 way to save is by letting us shop multiple companies for you.
Monitor Your CAB Scores: A significant portion of your rate is based on your CAB scores. Keep your maintenance records current and be highly selective about who you lease your authority to.
Install a Dash Cam: Many carriers now offer discounts or even require dash cams, as they significantly reduce the chance of frivolous claims against you.
Regular Vehicle Maintenance: Well-maintained vehicles signal lower risk to insurance companies, often leading to better rates.

Commercial Truck Insurance: Common Questions

How Much Does Commercial Truck Insurance Cost?

The average cost for commercial truck insurance in Fort Lauderdale varies significantly based on your driving history, cargo, and radius.

Semi Trucks: Owner-operators typically pay between $12,000 and $16,000 per year for primary liability and physical damage.
Box Trucks: Policies generally range from $5,000 to $9,000 per year.
Commercial Auto: Lighter vehicles like cargo vans usually cost between $2,500 and $4,500 per year. We recommend getting a customized quote to see exactly where you fit within these ranges.

What are the minimum insurance requirments for Florida Truckers?

For truckers operating strictly within Florida (Intrastate), the requirements depend on the weight of your vehicle and what you haul:

Gross Vehicle Weight (GVW) over 26,000 lbs: You typically need up to $300,000 in Combined Single Limit (CSL) liability for intrastate transport.
Interstate Travel: If you cross state lines, the FMCSA requires a minimum of $750,000 for general freight, though most brokers will require $1,000,000 to load your truck.

Why Choose Colucci Insurance?

We are an independent agency with access to numerous A-rated markets, including: Canal, Northland, IAT/Occidental, Arch, Progressive, Berkely, and more. We have been providing quality service for over 35 years and have an A rating with the Better Business Bureau.

Ready to get the best commercial auto insurance rate?

Call 833-865-3380 for your free, low-cost quote, or email your request to info@colucci-insurance.com.

📍 Fort Lauderale & Beyond

While we specialize in Commercial Auto & Truck Insurance in Fort Lauderdale, Florida. We also offer our low-cost commercial truck insurance quotes throughout Florida and the Southeast and Midwest:

Cities Leigh Acres, Pompano Beach, Miami Gardens, Davie, Palm Coast, Boca Raton, Deltona, Plantation, Sunrise, Atlanta, Savannah, Augusta, Columbus, Macon, Gainesville, Ocala, Sarasota, Bradenton, Cape Coral, Fort Myers,	States
Tampa, Wesley Chapel, St Petersburg, Brandon, Riverview, Central Florida, Lakeland	Georgia (GA), Alabama (AL), Tennessee (TN), Arkansas (AR), Kansas (KS)
Orlando, Kissimmee, Daytona, Palm Bay, Port St Lucie, West Palm Beach, South Florida, Miami, Hialeah, Miramar, Pembroke Pines, Hollywood, Coral Springs,	Texas (TX), Missouri (MO), Iowa (IA), Michigan (MI), Indiana (IN), Ohio (OH)
Clearwater, North Florida, Jacksonville, Panama City, Pensacola, Tallahassee, Houston, Austin, San Antonio, Arlington, Fort Worth, Dallas, El Paso,	South Carolina (SC), North Carolina (NC), Maryland (MD), Pennsylvania (PA)