Commercial Truck Insurance Georgia: Low Cost Semi, Box, Dump & Auto Haulers Quotes

For over three decades, the Colucci Independent Agency has been the trusted leader in securing low Cost Commercial Truck Insurance Georgia on auto haulers, semi, Dump and box truck policies. Since 1990, our family-owned agency has specialized in the trucking industry, leveraging 35 years of experience to protect drivers and fleets across the Peach State.

We understand that every dollar counts on the road. That is why we do not just give you one price; we shop your policy with multiple top-rated insurance companies to ensure you get the lowest rates available. Whether you are driving down I-75 through Atlanta down to Macon or hauling timber in South Georgia, we find the coverage you need at a price you can afford.

For quotes Call toll free 833-865-3380 or submit your request here 24/7: Georgia Commercial Truck Insurance Quotes.

Commercial Truck Insurance Georgia
Low Cost Commercial Truck Insurance Georgia

Specialized Coverage for Every Hauler

We offer tailored solutions for a wide variety of commercial vehicles. No matter what you haul, we have the markets to get you covered.

Semi Truck Insurance Georgia

We excel at finding affordable Semi Truck Insurance Georgia quotes for long-haul owner-operators and local fleets from general freight to reefers, auto haulers and car carriers. We ensure you meet all FMCSA federal filings (MCS-90) and state requirements, protecting your tractor-trailer against liability and physical damage.

For affordable quotes on semi truck insurance in Georgia call 833-865-3380. You can also submit a quote request here 24/7: Georgia Semi Truck Insurance Quotes

Semi Truck Insurance Georgia

Dump Truck Insurance Georgia

Construction and aggregate hauling require heavy-duty protection. Our Dump Truck Insurance Georgia policies are designed for sand, Frac sand,  gravel, and dirt haulers, providing specific coverage for physical damage both on and off the job site.

When looking for dump truck insurance in Georgia call 833-865-3380. Also you can submit a quote request here: Georgia Dump Truck Insurance Quotes

Dump Truck Insurance Georgia

Box Truck Insurance Georgia

From local furniture delivery to expedited freight, we are experts in finding cheap Box Truck Insurance Georgia quotes. Ask us about programs that can help you save money during slower months. Call 833-865-3380 to explore our different programs for box truck insurance in Georgia. To submit a quote request 24 hours a day click here: Georgia Box Truck Insurance Quotes.

Box Truck Insurance Georgia

Hot Shot Insurance Georgia

If you operate an expedited delivery service using a heavy-duty pickup and trailer, you need specialized Hot Shot Insurance Georgia coverage. We handle all necessary filings to keep you compliant when crossing state lines.

Hot Shot Insurance Georgia

Auto Haulers Insurance Georgia

Hauling vehicles requires high-limit cargo protection and specialized liability. We provide Auto Haulers Insurance Georgia quotes on car carriers that protect the valuable inventory on your trailer against damage during transit.

When looking to save money on auto haulers insurance in Georgia call 833-865-3380. Also you can submit a quote request 24 hours a day by going here: Georgia Auto Haulers Insurance Quotes

Auto Haulers Insurance Georgia

Georgia Commercial Truck Insurance Limits & Requirements

It is vital to stay compliant with state and federal laws to avoid fines or suspension of your authority. Truck Insurance Georgia regulations mandate specific limits based on your vehicle’s weight and where you operate. We stay up to date with industry standards set by organizations like the Georgia Motor Trucking Association.

Truck Insurance Georgia

Intrastate (Operating Only Within Georgia)

If you operate a commercial vehicle strictly within state lines (Intrastate), the Georgia Department of Public Safety requires the following minimum liability limits for property carriers with a Gross Vehicle Weight (GVW) over 10,000 lbs:

  • $100,000 Bodily Injury per person

  • $300,000 Bodily Injury per accident

  • $50,000 Property Damage liability

Operating certian vehicles require a Georgia commercial drivers license, such as vehicles over 26,000 GVW or public transporation with a seating capcity of over 15.

Interstate (Crossing State Lines)

If your trucks cross out of Georgia into Alabama, Tennessee, Florida, or any other state, you must meet Federal Motor Carrier Safety Administration (FMCSA) requirements:

  • $750,000 CSL (Combined Single Limit) for general freight carriers (GVW > 10,001 lbs).

  • $1,000,000 – $5,000,000 CSL for carriers hauling hazardous materials.

Common Truck Insurance Questions

Can I Get a quote if I have New Authority & CDL?

Yes! We excel with new authorities and drivers. While many agencies turn away new ventures, the Colucci Independent Agency specializes in them. We have access to specific insurance carriers designed to help new trucking businesses get on the road with affordable rates, even if you just got your authority or CDL recently.

How much does Commercial Truck Insurance Cost?

Costs vary based on cargo, radius, and driving history, but our ability to shop multiple companies ensures you get the best deal. For established truckers with good cabs scores, clean loss runs and motor vehicle records:

  • Semi Trucks: Owner-operators typically pay between $10,000 and $18,000 per year.

  • Box Trucks: Local delivery policies generally range from $5,000 to $10,000 per year.

  • Hot Shots: Rates often range from $9,000 to $14,000 due to the expedited nature of the work.

How can I Lower my insurance premiums?

We offer several “Commercial Truck Insurance Tips” to help you save:

  • Shop with an Independent Agent: We force providers to compete for your business.

  • Pay in Full: Paying your policy upfront can often save you 10-15% instantly.

  • Use Telematics: Dash cams and ELDs can unlock significant safety discounts.

Do I need Cargo Insurance?

Most brokers and shippers require it before they load your truck. Standard limits are usually $100,000. Make sure to purchase “Earned Freight Coverage” to protect your income if a covered peril prevents the delivery of your load.

Where to register my commercial truck in Georgia?

To register a commercial truck for intrastste use in Georgia is generally done at the County Tag Offices. For interstate useage go to the Georgia Trucking Portal for IRP registration. Heavier vehicles over 55,000 GVW are subject to the federal heavy vehicle use tax (HVUT) and you’ll need to complete form 2290.

Get Your Free Georgia Commercial Truck Insurance Quote Today!

Don’t overpay for your coverage Georgia commercial truck insurance. Trust the agency with 35 years of experience to find you the best Georgia semi truck insurance rates.

Call 1-833-865-3380 for a free quote or submit your request here: Low Cost Georgia Commercial Truck Insurance Quotes. Let us do the shopping for you!

📍Georgia & Beyond

While we specialize in Commercial Truck Insurance in Georgia, we proudly offer our low-cost quotes throughout the Southeast and Midwest:

Cities

Leigh Acres, Pompano Beach, Miami Gardens, Davie, Palm Coast, Boca Raton, Deltona, Plantation, Sunrise

Atlanta, Savannah, Augusta, Columbus, Macon, 

Houston, Austin, San Antonio, Arlington, Fort Worth, Dallas, El Paso

Gainesville, Ocala, Sarasota, Bradenton, Cape Coral, Fort Myers

 States
Tampa, Wesley Chapel, St Petersburg, Brandon, Riverview, Central Florida, Lakeland  Florida (FL),  Alabama (AL), Tennessee (TN), Arkansas (AR), Kansas (KS)
Orlando, Kissimmee, Daytona, Palm Bay, Port St Lucie, West Palm Beach,  South Florida, Miami, Hialeah, Miramar, Fort Lauderdale, Pembroke Pines Hollywood, Coral Springs,   Texas (TX), Missouri (MO), Iowa (IA), Michigan (MI), Indiana (IN), Ohio (OH)

Clearwater, North Florida, Jacksonville, Panama City, Pensacola, Tallahassee

 

South Carolina (SC), North Carolina (NC), Maryland (MD), Pennsylvania (PA)
Colucci Insurance 25th anniversary party