Commercial Truck Insurance Florida: Cheap Quotes & Low-Cost Coverage quotes

For over 35 years, Colucci Insurance has been the premier independent agency helping truckers and commercial vehicle owner operators find affordable insurance across Florida. Whether you need coverage for a semi-truck, box truck, or hot shot operation, we provide the low-cost quotes you need from multiple top carriers.

Ready to start saving? Call us today for a free quote at 1-833-865-3380.

To submit a request 24 hours a day Click Here For Online Quotes. 

The key to getting a low-cost, affordable commercial truck insurance policy is choice. Unlike captive agents who offer quotes from only one company, we are an independent agency, which means:

• Multiple Quotes: We shop your policy with numerous leading commercial truck insurance companies like Canal, Northland, IAT, Arch, General Security Indemnity, Progressive, and more.

• Lowest Rates: We make companies compete for your business, ensuring you get the cheapest rate without sacrificing essential coverage.

• Experience You Can Trust: Our 35+ years of experience in the Florida insurance industry means we know how to secure the best policy for your specific needs, including state and federal filing requirements.

• EZ Monthly Payments: We offer low down payments and easy monthly installment options.

Our comprehensive commercial vehicle programs extend beyond basic liability to include the specialized coverages Florida businesses require.

Need affordable coverage for your box truck fleet? We represent carriers who offer specialized programs, including a unique pay-per-mile program. If your monthly mileage fluctuates, this program can result in substantial savings, making your box truck insurance in Florida truly cheap and cost-effective

Our commercial auto insurance programs are tailored for local Florida artisans and contractors, including:

• Plumbers

• Electricians

• Landscapers

• Construction professionals

• Florists

We insure various vehicles such as pickup trucks, cargo vans, step vans, and box trucks, ensuring your tools, employees, and vehicles are protected.

If you run an expedited delivery service using a Class 3 vehicle (like a heavy-duty pickup), you need specialized Florida Hot Shot Insurance. We provide quotes for intrastate or interstate operations. For interstate hot shot hauling, we ensure you have the necessary federal filings, such as the 91X.

Your standard auto policy won’t cover the goods you haul. Florida Cargo Insurance is essential, especially with the state’s extreme weather. We ensure your policy includes vital coverage like:

• Earned Freight Coverage: This is critical! Many “bargain” policies exclude it. This coverage provides loss of income when you can’t deliver a load due to a covered peril (e.g., an accident or severe storm).

If your operation involves accessing Florida federal ports or rail yards, you need UIIA Insurance with the specific UIIA CA 23-17 endorsement. Not all agencies or carriers offer this specialized requirement—we do. Contact us to ensure your policy meets all UIIA standards.

Florida mandates commercial auto insurance, with requirements based on the Gross Vehicle Weight (GVW).

Note: If you cross state lines, you must meet the stricter Federal Motor Carrier Safety Administration (FMCSA) requirements, which currently start at $750,000 CSL regardless of the GVW. We handle all federal filings (e.g., MCS-90, ICC) to keep you compliant.

Looking to lower your premiums? Here are the most effective ways to reduce your Florida commercial truck insurance costs:

1. Shop Around (Use an Independent Agent): The #1 way to save is by letting us shop multiple companies for you.

2. Monitor Your CAB Scores: A significant portion of your rate is based on your CAB scores. Keep your maintenance records current and be highly selective about who you lease your authority to, as one incident can affect your scores for years.

3. Install a Dash Cam: Many carriers now offer discounts or even require dash cams, as they significantly reduce the chance of frivolous claims against you.

4. Regular Vehicle Maintenance: Well-maintained vehicles signal lower risk to insurance companies.

We offer affordable commercial truck and auto insurance quotes throughout Florida, including:

• Miami

• Orlando

• Jacksonville

• Tampa

• St. Petersburg

• Fort Lauderdale

• Lakeland

• Gainesville

• Ocala

• Tallahassee

• Fort Myers

• Sarasota

Call Now: 1-833-865-3380

Email Your Request: info@colucci-insurance.com

Or Click Here to Request a Quote Online! Click Here.