Commercial Truck Insurance Palm Coast - Low Cost Semi, Box, Dump & Auto Haulers Quotes

For over 35 years (Since 1990), Colucci Insurance has been the trusted name for Low Cost Commercial Truck Insurance in Palm Coast for auto haulers, semi, box & dump trucks. Whether you are an owner-operator running a single rig along I-95 or managing a fleet of delivery vehicles in Flagler County, our experience ensures you stay protected for less.

As independent agents, we don’t work for just one insurance company—we work for you. We shop your policy with top-rated national carriers to find you the best coverage at the lowest price. That is how you save on Commercial Truck Insurance in Palm Coast—by receiving multiple quotes from an agent who knows the market.

For quotes call 833-865-3380 or submit your quote request here 24/7: Palm Coast Commercial Truck Insurance Quotes.

We understand that every hauling operation is different. That’s why we tailor our policies to fit your specific vehicle and cargo needs.

If you drive a tractor-trailer, you know that rates can fluctuate wildly. Our Semi Truck Insurance Palm Coast policies are designed to meet all Federal and State requirements, including MCS-90 filings. We help both local routes in Florida to Daytona, Jacksonville, Orlando and Miami long-haul haulling to Atlanta, Macon, Dallas, Fort Worth, Houston, San Antonio, Austin and El Paso.

For low cost quotes on Semi truck insurance in Palm Coast Florida call 833-865-3380 or usbmit a quote request here: Palm Coast Semi Truck Insurance Quotes. 

From local furniture delivery to interstate freight, we provide affordable Box Truck Insurance in Palm Coast, FL. Ideal for local delivery routes, moving companies, and logistics providers operating in and around Flagler County.

When you business needs to save money on box truck insurance in Palm Coast, FL call 833-865-3380 or use our easy to use quote form: Palm Coast Box Truck Insurance Quotes. 

Construction and aggregate haulers in Flagler County have unique risks. Our Dump Truck Insurance Palm Coast programs provide specialized coverage for construction and aggregate haulers working on local development projects as well as sand and gravel hauling. We offer robust liability and physical damage coverage to keep your operation moving.

For quotes on dump truck insurance in Palm Coast call 833-865-3380 or submit a quote request here 24 hours a day: Palm Coast Dump Truck Insurance Quotes. 

High-limit cargo protection for those transporting vehicles We provide specialized Auto Haulers Insurance Palm Coast quotes that protect the valuable inventory on your trailer—whether you are hauling used cars to auction or new luxury vehicles to dealerships Miami, Jacksonville, Orlando, St Petersburg or Tallahassee.

For specialized quotes on auto haulers insurance in Palm Coast, Florida call 833-865-3380 of you can submit your information here for a quote: Palm Coast Auto Haulers Insurance Quotes. 

It is vital to stay compliant with state and federal laws. We stay up to date with industry standards set by organizations like the Florida Trucking Association.

Below are the mandatory insurance requirements for commercial trucks in Florida.Most commercial vehicles such as Truck Insurance Palm Coast policies for semi, box, and dump trucks fall under these guidelines.

Florida mandates commercial insurance limits based on the Gross Vehicle Weight (GVW) of your vehicle. If you cross state lines, you must meet the stricter Federal Motor Carrier Safety Administration (FMCSA) requirements.

Note: Hazardous materials haulers and passenger carriers may have higher limit requirements.

For more information on Florida commercial truck insurance requirements, you can visit the Florida Department of Highway Safety and Motor Vehicles (FLHSMV).

Looking to reduce your overhead? Here are effective ways to lower your premiums while maintaining excellent coverage:

1. Shop Around: The #1 way to save is to use an independent agent like Colucci Insurance. We get you multiple quotes so you can compare and save.

2. Monitor CAB Scores: Your Central Analysis Bureau (CAB) score impacts your rate. Keep maintenance records current and be selective about who you lease to.

3. Install Dash Cams: Many carriers offer discounts for dash cams as they help dispute frivolous claims.

4. Prioritize Maintenance: Well-maintained vehicles signal lower risk to insurers, often resulting in better rates.

Commercial truck insurance rates in Palm Coast vary based on the lenth of your DOT Authority, Cab Scores (most important factor in your rate), your driving history, cargo, radius of operation, and the type of vehicle. However, based on current market averages:

• Semi Trucks: Owner-operators typically pay between $12,000 and $16,000 per year.

• Box Trucks: Policies generally range from $5,000 to $9,000 per year.

• Dump Trucks: Annual premiums often fall between $12,200 and $15,200. For an exact figure, call us for a personalized quote.

Yes! While many insurers are hesitant to write policies for new ventures, Colucci Insurance has access to markets specifically designed for truckers with a New Authority and CDL. We can help you get your federal filings in place (like the MCS-90) so you can start hauling and build the history needed for lower rates in the future.

In Florida, you are generally required to hold a Commercial Driver’s License (CDL) if you operate a vehicle with a Gross Vehicle Weight Rating (GVWR) of 26,001 pounds or more, operate vehicle that have a seating capacity of over 15, or if you transport hazardous materials. For detailed classifications and requirements, visit the official FLHSMV commercial drivers license page.

Registering your commercial vehicle correctly is the first step to getting on the road.

• Local Registration: Truck registrations are handled locally. You can visit the Flagler County Tax Collector located at 213 St Joe Plaza, Palm Coast FL 32164 to manage your tags and titles.

• State & Federal: For broader state regulations, visit the FLHSMV. If you are crossing state lines, you will need a IRP registration to register with the FMCSA to obtain your US DOT Registration.

• Taxes: Heavy trucks (55,000 lbs+) must file for the Heavy vehicle use Tax (HVUT) and file form 2290 annually with the IRS. Go here for further information on HVUT

• How quickly can you change my policy? We know that in the trucking business, time is money. If you need to add a driver or swap a vehicle on your Semi Truck Insurance Palm Coast policy, we can often process these changes quickly.

• Do you offer cargo coverage? Yes. Liability covers damage to others, but Cargo Insurance protects the freight you haul. This is essential for Auto Haulers Insurance Palm Coast and general freight haulers alike. We always recommend you purchase “earned freight coverage” to protect loss of income from “covered perils”.

• What factors affect my premium? Your rate is influenced by your years of experience, Length of DOT Authority, Cab Scores, credit history, the distance you travel (radius), your driving record (MVR), and the value of your equipment.

Call Colucci Insurance today at 1-833-865-3380 for your free quote!

You can also submit a quote request 24 hours a day by going here: Palm Coast Low Cost Commercial Truck Insurance Quotes. 

While we specialize in Commercial Truck Insurance in Palm Coast, we also offer our low-cost commercial truck insurance quotes throughout Florida and the Southeast and Midwest: